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Complete company report
Generated 12-07-2026
Active BE 1004.100.151Private limited company

LUISA SERVICES

Berreveldlaan 26 ·1932 Zaventem, Belgium· 2 yrs active
Sector: Retail trade (47210)
Conclusion Checked

The computed 12-month bankruptcy probability of LUISA SERVICES is 5.0% (elevated). The 2024 annual accounts show negative equity (€-603) and a net result of €-2k. Its solvency ranks better than 13% of 6639 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-603
Net result €-2k
Better than sector 13%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health25Profitability100Solvency37Growth50Stability67
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 25
Profitability 100
Solvency 37
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
5.0% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
25 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -49.8% 20.3%
better than 13% of 6639 sector peers
Net result €-2k €4k
better than 31% of 6620 sector peers
Equity €-603 €16k
better than 26% of 6653 sector peers
Gross operating margin €-2k €24k
better than 16% of 6599 sector peers
Total assets €1k €94k
better than 5% of 6643 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€-2k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€1k
Equity€-603
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€-603
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.67
Quick ratio0.67
Working capital ratio-49.8%
Solvency-49.8%
Debt / equity-3.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-155.1%
ROE311.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1k
Current assets 29/58€1k
Amounts receivable within one year 40/41€352
Cash & bank 54/58€858
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1k
Equity 10/15€-603
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial charges 65€2
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47210)
Legal form Private limited company(610)
Incorporation02-01-2024
StatusActive
Postal code1932
Establishment units 1 location
LUISA SERVICES
Berreveldlaan 26, 1932 ZaventemHandelsbemiddeling in loodgietersmateriaal, elektrisch installatiemateriaal voor huishoudelijk gebruik en verwarmingsinstallaties
since 20242.355.209.488
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078C0137/00Z006 Flanders 248 m² 1 · 56 m² 10.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in groenten en fruit in gespecialiseerde winkels47210Detailhandel in groenten en fruit47210Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Overige posterijen en koeriers53200Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900Reparatie en onderhoud van computers en communicatieapparatuur95100Kappers- en barbiersactiviteiten96210
Primary activity highlighted.
Names & trade names
Legal nameNL LUISA SERVICES
Registered office
Berreveldlaan 26
1932 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative