LUFA IMMO
Open bankruptcyA bankruptcy procedure is open for LUFA IMMO according to publications in the Belgian State Gazette; curator: MURIEL BILLEN.
Summary
The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (-€139,279) and a net result of -€23,934.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 10 November 2025
- Supervising judge
- Vinciane Laplanche
- Official Gazette
- 19-11-2025 (pdf) ↗search the document for 2025/147556
Curator
- Muriel BillenChaussee De Liege 14, 4500 Huym.billen@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
153 d late
2020
200 d late
2019
228 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 153 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€23,934▲ 13.0%
2021 · -€27,518
Working capital
-€163,365▼ 18.4%
2019 · -€138,016
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€14,640--€4,643▲ 68.3%-€9,709▼ 109%-€11,879▼ 22.3%-€14,292▼ 20.3%
Net result-€24,663--€16,170▲ 34.4%-€18,967▼ 17.3%-€27,518▼ 45.1%-€23,934▲ 13.0%
Equity-€52,689--€68,859▼ 30.7%-€87,827▼ 27.5%-€115,345▼ 31.3%-€139,279▼ 20.7%
Total assets€382,413-€379,453▼ 0.8%€360,592▼ 5.0%€314,362▼ 12.8%€288,220▼ 8.3%
Debt€435,102-€448,312▲ 3.0%€448,419=€429,707▼ 4.2%€427,499▼ 0.5%
Working capital-€122,908--€138,016▼ 12.3%-€163,365▼ 18.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,292 in 2022 against €11,879 in 2021; the loss grows.
Key figures and ratios
EBITDA
€11,850▼
2021 · €14,263
Cash flow
€2,208▲
2021 · -€1,376
Solvency
-48.3%▼
2021 · -36.7%
Debt to equity
-3.07▲
2021 · -3.73
ROA
-8.3%▲
2021 · -8.8%
Interest coverage
1.23▲
2021 · 0.91
Debt ≤ 1 year
€172,406▲
2021 · €158,171
Debt > 1 year
€255,093▼
2021 · €269,686
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,352 | €26,142 | €26,142 | €26,142 | €26,142 | = |
| Other operating charges640/8 | - | - | - | - | €649 | - |
| Gross operating margin9900 | €11,672 | €21,754 | €16,433 | €14,263 | €12,499 | ▼ 12.4% |
| Operating profit (loss)9901 | -€14,640 | -€4,643 | -€9,709 | -€11,879 | -€14,292 | ▼ 20.3% |
| Financial charges65/66B | - | - | - | €15,639 | €9,642 | ▼ 38.3% |
| Recurring financial charges65 | €10,022 | €11,527 | €9,258 | €15,639 | €9,642 | ▼ 38.3% |
| Profit (loss) for the period before taxes9903 | -€24,663 | -€16,170 | -€18,967 | -€27,518 | -€23,934 | ▲ 13.0% |
| Profit (loss) for the period9904 | -€24,663 | -€16,170 | -€18,967 | -€27,518 | -€23,934 | ▲ 13.0% |
| Profit (loss) for the period to be appropriated9905 | -€24,663 | -€16,170 | -€18,967 | -€27,518 | -€23,934 | ▲ 13.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €382,413 | €379,453 | €360,592 | €314,362 | €288,220 | ▼ 8.3% |
| Fixed assets21/28 | €380,948 | €366,646 | €359,351 | €314,362 | €288,220 | ▼ 8.3% |
| Tangible fixed assets22/27 | €379,948 | €365,646 | €358,351 | €313,362 | €287,220 | ▼ 8.3% |
| Land and buildings22 | - | - | - | €313,362 | €287,220 | ▼ 8.3% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €1,465 | €12,807 | €1,241 | - | - | - |
| Amounts receivable within one year40/41 | €600 | €10,864 | - | - | - | - |
| Cash at bank and in hand54/58 | €865 | €943 | €241 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €382,413 | €379,453 | €360,592 | €314,362 | €288,220 | ▼ 8.3% |
| Equity10/15 | -€52,689 | -€68,859 | -€87,827 | -€115,345 | -€139,279 | ▼ 20.7% |
| Contributions10/11 | €18,550 | €18,550 | - | €18,550 | €18,550 | = |
| Outside capital11 | - | - | - | €18,550 | €18,550 | = |
| Other1109/19 | - | - | - | €18,550 | €18,550 | = |
| Profit (loss) carried forward14 | -€71,239 | -€87,409 | -€106,377 | -€133,895 | -€157,829 | ▼ 17.9% |
| Amounts payable17/49 | €435,102 | €448,312 | €448,419 | €429,707 | €427,499 | ▼ 0.5% |
| Amounts payable after more than one year17 | €310,729 | €297,489 | €283,813 | €269,686 | €255,093 | ▼ 5.4% |
| Financial debts170/4 | - | - | - | €269,686 | €255,093 | ▼ 5.4% |
| Amounts payable within one year42/48 | €124,373 | €150,823 | €164,606 | €158,171 | €172,406 | ▲ 9.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €15,297 | €17,118 | ▲ 11.9% |
| Financial debts43 | - | - | - | €17 | €17 | ▼ 2.6% |
| Credit institutions430/8 | - | - | - | €17 | €17 | ▼ 2.6% |
| Trade debts44 | €2,595 | - | - | - | €463 | - |
| Suppliers440/4 | - | - | - | - | €463 | - |
| Other amounts payable47/48 | - | - | - | €142,857 | €154,808 | ▲ 8.4% |
| Accrued charges and deferred income492/3 | - | - | - | €1,850 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,663 | -€16,170 | -€18,967 | -€27,518 | -€23,934 | ▲ 13.0% |
| + Depreciation and write-downs630 | €25,352 | €26,142 | €26,142 | €26,142 | €26,142 | = |
| Operating cash flow (approximation) | €689 | €9,972 | €7,175 | -€1,376 | €2,208 | ▲ 260% |
| Investment in fixed assets (approximation) | - | -€11,840 | -€18,847 | €18,847 | €0 | ▼ 100% |
| Change in cash | - | €78 | -€702 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-11
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 10-11-2025
07-05
KBO administration
Address struck
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 200 days late
2021
31-12
Financial
Weakest financial yearnet -€27,518
Net result drops to -€27,518, the lowest in the series.
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 228 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine
Ground area
368 m²
Building footprint
358 m²
Volume, LiDAR
4,937 m³
Parcel 61011B0138/00A000, Wallonia · tallest building 27.8 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61011B0138/00A000 | Wallonia | 368 m² | 1 · 358 m² | 27.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MURIEL BILLEN CHAUSSEE DE LIEGE 14, 4500 HUY- |
10-11-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded13-08-2015
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.