Lucky Lot
ActiveThe computed 12-month bankruptcy probability of Lucky Lot is 1.5% (moderate). The 2025 annual accounts show equity of €14k and a net result of €69k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 18173 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.15 in 2024; short-term debt: 62.1% and cash: 20.5% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
26.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
30 d early
2023
34 d early
2022
26 d early
2021
4 d early
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 52.4%
2024 · €29k
2020: €-5k
2021: €10k
2022: €25k
2023: €25k
2024: €29k
2020 → 2025
Total assets
€266k▼ 13.1%
2024 · €306k
2020: €138k
2021: €149k
2022: €255k
2023: €320k
2024: €306k
2020 → 2025
Net result
€69k▼ 11.9%
2024 · €79k
2020: €-5k
2021: €14k
2022: €35k
2023: €86k
2024: €79k
2020 → 2025
Working capital
€-7k
2024 · €25k
2020: €5k
2021: €6k
2022: €16k
2023: €-35k
2024: €25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€25k▲ 159%€25k▲ 0.2%€29k▲ 14.6%€14k▼ 52.4%
Operating result€15k-€41k▲ 175%€111k▲ 170%€110k▼ 0.7%€98k▼ 11.0%
Net result€14k-€35k▲ 144%€86k▲ 145%€79k▼ 8.9%€69k▼ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€108k▼ 8.4%
Current assets
€158k▼ 16.0%
Equity and liabilities €266k
Equity
€14k▼ 52.4%
Debt
€252k▼ 9.1%
The debt ratio rises from 90.7% to 94.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €128k
Cash flow
€90k▼
2024 · €97k
Solvency
5.1%▼
2024 · 9.3%
Current ratio
0.96▼
2024 · 1.15
Quick ratio
0.37▼
2024 · 0.37
Debt / equity
18.57▲
2024 · 9.71
ROE
510.0%▲
2024 · 275.3%
ROA
26.1%▲
2024 · 25.7%
Interest coverage
124.08▲
2024 · 115.89
Debt
€252k▼
2024 · €277k
Debt ≤ 1 year
€165k▲
2024 · €163k
Debt > 1 year
€87k▼
2024 · €114k
Income taxes
€28k▼
2024 · €31k
Staff costs
€92k▼
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€266k▼
Fixed assets21/28€118k€108k▼
Intangible fixed assets21€54k€56k▲
Tangible fixed assets22/27€64k€52k▼
Land and buildings22€37k€35k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€16k€9k▼
Current assets29/58€188k€158k▼
Stocks and contracts in progress3€127k€97k▼
Stocks30/36€127k€97k▼
Amounts receivable within one year40/41€4k-
Other amounts receivable41€4k-
Cash at bank and in hand54/58€52k€54k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€306k€266k▼
Equity10/15€29k€14k▼
Contributions10/11€200€200=
Reserves13€28k€4k▼
Distributable reserves133€28k€4k▼
Profit (loss) carried forward14-€9k
Amounts payable17/49€277k€252k▼
Amounts payable after more than one year17€114k€87k▼
Financial debts170/4€114k€87k▼
Amounts payable within one year42/48€163k€165k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€18k€15k▼
Suppliers440/4€18k€15k▼
Taxes, remuneration and social security45€31k€27k▼
Taxes450/3€30k€27k▼
Remuneration and social security454/9€156€30▼
Other amounts payable47/48€105k€113k▲
Income statement
Code20242025
Remuneration, social security and pensions62€111k€92k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€21k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€241k€212k▼
Operating profit (loss)9901€110k€98k▼
Financial income75/76B€865€772▼
Recurring financial income75€865€772▼
Financial charges65/66B€1k€953▼
Recurring financial charges65€1k€953▼
Profit (loss) for the period before taxes9903€109k€97k▼
Income taxes67/77€31k€28k▼
Profit (loss) for the period9904€79k€69k▼
Profit (loss) for the period to be appropriated9905€79k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€69k▼
Profit (loss) brought forward from the previous period14P€440-
Transfer from equity791/2-€24k
Transfer to equity691/2€4k-
To other reserves6921€4k-
Profit to be distributed694/7€75k€84k▲
Return on contributions (dividend)694€75k€84k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €86k ▲145%
Operating result €111k, net result €86k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wollestraat 58000 BruggeGround area
128 m²
Building footprint
126 m²
Volume, LiDAR
1,311 m³
Parcel 31802B1184/00C000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lucky Lot
since 20192.293.644.281
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31802B1184/00C000 | Flanders | 128 m² | 1 · 126 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.293.644.281
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Of 1,393 companies in sector 47784 we hold annual accounts for 427. 255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL
47784Retail sale of souvenirs and religious articles
47786Retail trade
46411Wholesale trade
47251Retail sale of wines and spirits
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.