AMSTRAMGLAM

Active

Private limited companyfounded 2017active for 9 yearsRue de Fer 32, 5000 Namur, BelgiumKBO/BCE: BE 0680.812.019

Summary

AMSTRAMGLAM has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,752 and a net result of €65,893. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 73% of 13,646 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

AMSTRAMGLAMActiveChecked score 85/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190Retail sale of souvenirs and religious articles NACE 47784

1 site

Size

≈ €620,000turnover 2025, estimated

Staff: ≈ 1 FTE, estimated
Equity: €173,752
Profit: €65,893

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

TILMANT OlivierDirector

2025 accounts filed 31 days late1 of 2 deeds summarised

Why 85raises riskLast filed accounts filed 31 days late; 3 of the last 3 lateSize: total assets €252,297lowers riskLiquidity: current ratio 3.15, cash €48,569Equity €173,752 (68.9% of total assets)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 77% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 94=

equity 68.9% of total assets

Liquidity 61-3

short-term debt 31.1% · cash 19.3%

Profitability 100=

return on assets 26.1%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,881 companies, NACE 46, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.1%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.6 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 0.5%▼ -0.3 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.15, compared with 2.98 in 2024, above the usual 1.5; short-term debt: 31.1% and cash: 19.3% of total assets), and 31.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 74% on solvency, 67% on liquidity, 95% on profitability and 73% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 31 days late; 3 of the last 3 late

NBB · filings

Liquidity: current ratio 3.15, cash €48,569

NBB · annual accounts

Size: total assets €252,297

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €173,752 (68.9% of total assets)

NBB · annual accounts

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 8 filings

Deviation from the deadline

2025

31 days late

2024

31 days late

2023

31 days late

2022

91 days late

2021

61 days late

2020

85 days late

2019

66 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €65,893 ▲17.5%
31-12-2025 Equity above €150,000equity €173,752 ▲17.5%

Key points

Positive: Among the best 11% on net resultsector median €5,642 · 13,652 companies €65,893 View
Positive: 8 profitable years in a rowprofit 2025: €65,893 8 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €252,297
Profit: €65,893
Solvency: 68.9%

Turnover▲ 3.1%

Net result

20182022

Go to Financials

Board & ownership

Board: 1 member

TILMANT OlivierDirector

Go to Board & ownership

Timeline

Events: 13
Since: 2019
Next accounts: by 31-07-2027

31-08-2025Annual accounts filed
31-08-2024Annual accounts filed
28-03-2024Resignation: TILMANT Olivier (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents in non-specialised wholesale tradeNACE 46190
Founded: 07-09-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 32

Annual meeting: First Monday of June
Purpose: “Le commerce de détail d articles de joaillerie, bijouterie et d orfèvrerie, de bijouterie…” (deed in French)

Go to Articles of association

Key facts about AMSTRAMGLAM

What is the company number of AMSTRAMGLAM?: 0680.812.019. In Belgium the VAT number is the company number with BE in front: BE 0680.812.019.
Where is AMSTRAMGLAM based?: The registered office is at Rue de Fer 32, 5000 Namur.Company details
What does AMSTRAMGLAM do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of AMSTRAMGLAM?: Private limited company (BV).
When was AMSTRAMGLAM founded?: On 07-09-2017.
Is AMSTRAMGLAM still active?: Yes, AMSTRAMGLAM is an active enterprise in the KBO register.
How many employees does AMSTRAMGLAM have?: On average 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of AMSTRAMGLAM?: €311,863 in financial year 2022, according to the filed annual accounts.
Is AMSTRAMGLAM profitable?: In financial year 2025, AMSTRAMGLAM made a profit of €65,893.
Where can I find the annual accounts of AMSTRAMGLAM?: AMSTRAMGLAM filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AMSTRAMGLAM due?: By 31-07-2027, for financial year 2026.Timeline