LUCIDA CONSULTING
ActiveSummary
LUCIDA CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121k and a net result of €8k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-17
Solvency100▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 14.3 against 3.15 in 2023; short-term debt: 4.6% and cash: 15.7% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
26 d late
2022
31 d early
2021
30 d late
2020
24 d late
2019
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€121k▲ 7.1%
2023 · €113k
2018: €57k
2019: €80k
2020: €85k
2021: €92k
2022: €93k
2023: €113k
2018 → 2024
Total assets
€127k▼ 21.0%
2023 · €161k
2018: €76k
2019: €98k
2020: €109k
2021: €112k
2022: €117k
2023: €161k
2018 → 2024
Net result
€8k▼ 60.2%
2023 · €20k
2018: €30k
2019: €23k
2020: €6k
2021: €7k
2022: €1k
2023: €20k
2018 → 2024
Working capital
€77k▼ 24.2%
2023 · €102k
2018: €44k
2019: €67k
2020: €73k
2021: €80k
2022: €81k
2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€92k▲ 7.7%€93k▲ 1.2%€113k▲ 21.6%€121k▲ 7.1%
Operating result€11k-€15k▲ 33.5%€4k▼ 73.9%€31k▲ 702%€16k▼ 48.6%
Net result€6k-€7k▲ 17.6%€1k▼ 83.4%€20k▲ 1,734%€8k▼ 60.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 49% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€44k ▲ 300%
Current assets
€83k ▼ 44.4%
Equity and liabilities €127k
Equity
€121k ▲ 7.1%
Debt
€6k ▼ 87.8%
Debt's share of the balance-sheet total falls from 29.6% to 4.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2023 · €35k
Cash flow
€20k▼
2023 · €24k
Current ratio
14.30▲
2023 · 3.15
Debt to equity
0.05▼
2023 · 0.42
ROE
6.6%▼
2023 · 17.8%
ROA
6.3%▼
2023 · 12.5%
Interest coverage
4.87▼
2023 · 22.29
Debt ≤ 1 year
€6k▼
2023 · €48k
Income taxes
€2k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€161k€127k▼
Fixed assets21/28€11k€44k▲
Tangible fixed assets22/27€11k€44k▲
Furniture and vehicles24€11k€44k▲
Current assets29/58€150k€83k▼
Amounts receivable within one year40/41€86k€33k▼
Trade receivables40€71k€21k▼
Other amounts receivable41€15k€13k▼
Cash at bank and in hand54/58€64k€20k▼
Deferred charges and accrued income490/1-€30k
Equity and liabilities
Total equity and liabilities10/49€161k€127k▼
Equity10/15€113k€121k▲
Contributions10/11€12k€12k=
Reserves13€99k€107k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€94k€101k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€48k€6k▼
Amounts payable within one year42/48€48k€6k▼
Trade debts44€27k€0▼
Suppliers440/4€27k€0▼
Taxes, remuneration and social security45€21k€6k▼
Taxes450/3€21k€6k▼
Income statement
Code20232024
Non-recurring operating income76A€44k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€12k▲
Other operating charges640/8€884€770▼
Gross operating margin9900€36k€29k▼
Operating profit (loss)9901€31k€16k▼
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€30k€10k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€9k▼
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer to equity691/2€20k€8k▼
To other reserves6921€20k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Liquidity times 5current ratio 14.30
Current ratio from 3.15 to 14.30; short-term debt falls from €48k to €6k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €100kEq €113k ▲21.6%
6 profitable years in a row build equity to €113k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼83.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 153 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vereeckenstraat 869308 AalstGround area
1,837 m²
Building footprint
416 m²
Volume, LiDAR
996 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUCIDA CONSULTING
since 20152.242.050.773
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081A0051/00D006 | Flanders | 967 m² | 1 · 209 m² | 8.4 m · 2 fl. |
| 41019A0443/00L000 | Flanders | 870 m² | 1 · 207 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Voigt Consult
BE 0771.968.362
Hasselt · Eq €120,964
FITHO
BE 0747.713.216
Stekene · Eq €120,933
FOLLIS
BE 0716.724.189
Beersel · Eq €121,035
HEMAPA
BE 0476.346.412
Oostende · Eq €120,865
AFINICON
BE 0841.664.347
Mortsel · Eq €120,839
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.