Equity
€29,467 ▲ 63.5%
LUCIAN CONSTRUCT has made a profit in every financial year since 2021.
LUCIAN CONSTRUCT
Overview
Lifetime
5 annual accounts with figures on one time axispeak €25,635 (2021)
€17,572▲ 137%
peak €18,855 (2021)
€11,443▲ 333%
peak €38,109 (2023)
€29,467▲ 63.5%
€5,882▼ 30.9%
Board1 name since 2020
1 directorBUJOI Lucian
Documentsfilings and deeds
17-09-202648 days late
2025micro format
Gross margin from €7,420 to €17,572Result from €2,645 to €11,443Equity from €18,024 to €29,467Debts from €8,511 to €5,882Cash from €2,958 to €764
Key points
from the 2025 annual accountsTurnover
≈ €210,000 estimated
The micro format states no turnover.
Liquidity
6.01 was 3.12 in 2024
Short-term debts fell from €8,511 to €5,882.
Filings
5 annual accounts 5 late
The 2025 accounts came latest: 48 days after the end of the period.
Starting capital
€15,000 100 shares
Position in the sector
83.4%
Higher solvency than 90% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
Checked score
53
Fair
Financially stronger than 79% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.2%
01-2025: 3.2%● unchanged vs 12-2024
02-2025: 3.2%● unchanged vs 01-2025
03-2025: 3.3%▲ +0.1 percentage points vs 02-2025
04-2025: 3.4%▲ +0.1 percentage points vs 03-2025
05-2025: 3.6%▲ +0.2 percentage points vs 04-2025
06-2025: 3.7%▲ +0.1 percentage points vs 05-2025
07-2025: 3.8%▲ +0.1 percentage points vs 06-2025
08-2025: 4.2%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 2.7%▼ -1.5 percentage points vs 08-2025
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 2.7%● unchanged vs 10-2025
12-2025: 2.6%▼ -0.1 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.5%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: 2.6%▲ +0.1 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.6%● unchanged vs 04-2026
06-2026: 2.6%● unchanged vs 05-2026
07-2026: 2.6%● unchanged vs 06-2026
08-2026: 3.1%▲ +0.5 percentage points vs 07-2026
09-2026: 3.2%▲ +0.1 percentage points vs 08-2026
10-2026: 3.2%● unchanged vs 09-2026
11-2026: 3.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €35,349
Last filed accounts filed 48 days late; 2 of the last 3 accounts late
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2020
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 48% on liquidity, 91% on profitability and 83% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as LUCIAN CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LUCIAN CONSTRUCT itself is higher: 3.2% within 12 months. It rests on far more data about LUCIAN CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for LUCIAN CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.01 (3.12 in 2024), above the usual 1.5. Short-term debt is 16.6% and cash 2.2% of total assets. 16.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
48 days late
2024
25 days late
2023
47 days late
2022
26 days late
2021
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 35 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756747082
First establishment
Lijsterbeslaan 69, Ostend
Incorporation
Founding capital of €15,000, 100 shares · Founder: BUJOI Lucian (comparant) · Appointment: BUJOI Lucian (director) · published on 21-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LUCIAN CONSTRUCT Ostend | €35,349 | €17,572 | 83.4% | - |
| Bconcrete Veurne | €40,985 | €14,967 | 17.7% | - |
| Boohouse Gistel | €33,244 | €22,209 | -8.2% | - |
| DREAM HOME PROJECT Ixelles | €35,861 | €16,144 | 28.6% | - |
| Trima-Tech Zonhoven | €37,343 | €18,975 | 40.2% | - |
| ONLY CONSTRUCT Antwerp | €40,024 | €17,790 | 40.0% | - |
| MARKI Flémalle | €39,747 | €15,819 | 62.1% | - |
These companies have the same main activity as LUCIAN CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €33,200 and €41,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 19-10-2020Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.308.614.4508400 Ostend, since 20-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €17,572▲ 137%
- €11,443▲ 333%
- €29,467▲ 63.5%
- €35,349▲ 33.2%
- Filing
- Filed on 17-09-2026
Insights on LUCIAN CONSTRUCT
LUCIAN CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €25,635 in 2021 to €17,572 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 17-09-2026, 48 days late€17,572
▲ 137%
€16,168
▲ 272%
€11,443
▲ 333%
€29,467
▲ 63.5%
83.4%
▲ 15.4 percentage points
6.01
▲ 2.89
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €210,000. Estimated: probably between €110,000 and €380,000.
Balance sheet
balance sheet total €35,349 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
83.4%
Higher than 91% of 9,462 companies in 2025.
6.01
Higher than 90% of 9,210 companies in 2025.
32.4%
Higher than 86% of 9,282 companies in 2025.
LUCIAN CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
35,349 | 26,535 | 45,795 | 33,194 | 23,569 | |
21/28 |
- | - | 1,150 | 814 | - | |
22/27 |
- | - | 1,150 | 814 | - | |
23 |
- | - | 407 | 814 | - | |
24 |
- | - | 743 | - | - | |
29/58 |
35,349 | 26,535 | 44,645 | 32,381 | 23,569 | |
40/41 |
33,956 | 23,445 | 41,384 | 31,813 | 22,819 | |
41 |
33,956 | 23,445 | 41,384 | 31,813 | 22,819 | |
54/58 |
764 | 2,958 | 3,261 | 568 | 750 | |
490/1 |
629 | 133 | - | - | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
35,349 | 26,535 | 45,795 | 33,194 | 23,569 | |
10/15 |
29,467 | 18,024 | 38,109 | 28,829 | 18,855 | |
10/11 |
15,000 | 15,000 | 7,730 | 7,730 | - | |
14 |
14,467 | 3,024 | 30,379 | 21,099 | 18,855 | |
17/49 |
5,882 | 8,511 | 7,685 | 4,365 | 4,714 | |
42/48 |
5,882 | 8,511 | 7,685 | 4,365 | 4,714 | |
44 |
1,443 | 595 | 5,288 | 112 | - | |
440/4 |
1,443 | 595 | 5,288 | 112 | - | |
45 |
4,439 | 7,916 | 2,397 | 4,253 | 4,714 | |
450/3 |
4,439 | 7,916 | 2,397 | 4,253 | 4,714 | |
| Income statement | ||||||
9900 |
17,572 | 7,420 | 13,974 | 3,628 | 25,635 | |
630 |
- | 1,150 | 1,150 | 407 | 2,066 | |
640/8 |
1,405 | 1,921 | 468 | 269 | - | |
9901 |
16,168 | 4,349 | 12,355 | 2,952 | 23,569 | |
75/76B |
0 | - | - | - | - | |
75 |
0 | - | - | - | - | |
65/66B |
1,304 | 685 | 677 | 148 | - | |
65 |
1,304 | 685 | 677 | 148 | - | |
9903 |
14,864 | 3,663 | 11,678 | 2,804 | 23,569 | |
67/77 |
3,420 | 1,019 | 2,397 | 561 | 4,714 | |
9904 |
11,443 | 2,645 | 9,281 | 2,243 | 18,855 | |
9905 |
11,443 | 2,645 | 9,281 | 2,243 | 18,855 | |
| Appropriation of the result | ||||||
9906 |
14,467 | 33,024 | 30,379 | 21,099 | 18,855 | |
14P |
3,024 | 30,379 | 21,099 | 18,855 | - | |
694/7 |
- | 30,000 | - | - | - | |
694 |
- | 30,000 | - | - | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 48 days after the deadline. Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00520840.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 17-09-2026 | 2026-00520840 | |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00405037 | |
| 31-12-2023 | micro format | 16-09-2024 | 2024-00466444 | |
| 31-12-2022 | micro format | 26-08-2023 | 2023-00410611 | |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20419178 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | 5,499 | 13,506 | 3,359 | 25,635 | ||
| - | 3,795 | 10,431 | 2,650 | 20,921 | ||
| - | 0 | 1,487 | 1,220 | 2,066 | ||
| -2,194 | -303 | 2,693 | -182 | - | ||
| 29,467 | 18,024 | 36,959 | 28,015 | 18,855 | ||
| 83.4% | 67.9% | 83.2% | 86.8% | 80.0% | ||
| 6.01 | 3.12 | 5.81 | 7.42 | 5.00 | ||
| 0.20 | 0.47 | 0.20 | 0.15 | 0.25 | ||
| 38.8% | 14.7% | 24.4% | 7.8% | 100.0% | ||
| 32.4% | 10.0% | 20.3% | 6.8% | 80.0% | ||
| - | 8.02 | 19.94 | 22.73 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €1,487 | €1,220 | - |
| Intangible fixed assets | - | - | - | - | €2,066 |
| - | €1,150 | €1,150 | €407 | €2,066 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on LUCIAN CONSTRUCT
The operating result for 2025 is 3.7 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 32.1% to 16.6%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 21-10-2020
term without a fixed end
listed in the 2025 annual accounts, filed on 17-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-10-2020
Mandates through the years
1 name, the dashed line is todayControl
Founder
BUJOI Lucian
This company
LUCIAN CONSTRUCT
Equity €29,467
Profit €11,443 in 2025
Capital
- Contribution
- €15,000
- Shares
- 100
- Contribution per share
- €150
- Equity per share
- €295 in 2025
- Source
- deed of 21-10-2020
Articles of association
deed of 21-10-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Artikel 23, een of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen”
Shareholders
At incorporation
deed of 21-10-2020 ↗
- BUJOI Lucian 100 shares (100%)
Network & group
No group
LUCIAN CONSTRUCT has no parent and no holdings in its annual accounts. BUJOI Lucian is the only director. LUCIAN CONSTRUCT shares no director with another company.
At the same address
Lijsterbeslaan 69, 8400 Ostend · 2 other companies| Bujoi, Lucian (sole trader)
establishment since 14-03-2019 |
founded in 2019 0725.578.212 |
| Vereniging van Mede-eigenaars Residentie Oswherlu te Oostende, Lijsterbeslaan 69
registered office since 01-08-1995 |
founded in 1995 0884.427.885 |
Timeline
Timeline
9 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 48 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0756747082
Annual accounts 2024 filed PDFmicro format · 25 days late
2024
Annual accounts 2023 filed PDFmicro format · 47 days late
2023
Annual accounts 2022 filed PDFmicro format · 26 days late
2022
Weakest financial year net €2,243 ▼88.1% The net result drops to €2,243, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 30 days late
2020
First establishment Lijsterbeslaan 69, Ostend
IncorporationFounding capital of €15,000, 100 shares · Founder: BUJOI Lucian (comparant) · Appointment: BUJOI Lucian (director) · published on 21-10-20205 points ▸
- Founder, BUJOI Lucian (comparant)
- Founding capital, €15,000, 100 shares
- 100 shares
- Registered office clause, 8400 Oostende Lijsterbeslaan 69 bus 2
- Director appointment, BUJOI Lucian
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0756.747.082
- VAT number
- BE 0756.747.082
- Peppol ID
- 0208:0756747082
- Other Peppol ID
- 9925:BE0756747082
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-10-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00deed of 21-10-2020 (in Dutch)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- LUCIAN CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-10-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 21-10-2020 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43110
Demolition
43120
Site preparation
43320
Joinery installation
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43110
Demolition
43120
Site preparation
43211
Specialised construction activities
43320
Joinery installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Elektrotechnische installatiewerken aan gebouwen; Installatie van elektrische bedrading en toebehoren; Het bouwen en het onderhouden van…”deed of 21-10-2020 (in Dutch)
19 activities
- Elektrotechnische installatiewerken aan gebouwen;
- Installatie van elektrische bedrading en toebehoren;
- Het bouwen en het onderhouden van autowegen,straten en andere wegen en paden voor voertuigen en voetgangers;
- De aan- en verkoop van nieuwe en tweedehands (motor)voertuigen;
- De aanneming van algemene bouwwerken van onroerende goederen,zoals residentiële gebouwen:
- Algemene coördinatiewerkzaamheden van bouwwerven;
- Algemene bouw van kantoorgebouwen;
- Algemene bouw van andere niet-residentiële gebouwen;
- Uitvoeren van metsel- en voegwerken;
- Restaureren van bouwwerken;
- Vlechten van ijzer en aanbrengen van bekisting;
- De verkoop van bouwmaterialen en alle daarmee samenhangende producten (brico);
- Alle noramele verrichtingen commercieel,financieel,roerend en onroerend die rechtstreeks of onrechtstreeks verband houden met de uitbating,het beheer,de verhuur,de aankoop,de verkoop,inbegrepen de overdracht van handelsfondsen,van voormelde activiteiten;
- Het commerciëel vervoer van zowel goederen als personen;
- Het vervoer,zowel nationaal als internationaal,ter land,ter zee en in de lucht van goederen en personen;
- Het transporteren en leveren van goederen,zoals pakjesdienst en expresspost;
- Het reinigen van gebouwen,zowel langs de buitenkant als langs de binnenkant,waaronder industriële reiniging;
- Het reinigen van het interieur van allerlei gebouwen,zoals kantoren,fabrieken,werkplaatsen,allerlei commerciële gebouwen,appartementsgebouwen,enz.;
- De aankoop,verkoop en verhuur van onroerend goeden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Lijsterbeslaan 69 registered office 8400 Ostend | 20-10-2020 | 2.308.614.450 |
Buildings and parcels at the address
- Ground area
- 333 m²
- Buildings
- 279 m²
- Volume, LiDAR
- 3,410 m³
- Tallest building
- 14.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 35385B0031/00W009 | 333 m² | 1 · 279 m² | 14.6 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0756.747.082