LUCDEL CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of LUCDEL CONSTRUCT is 2.7% (moderate). The 2024 annual accounts show equity of €30k and a net result of €25k. Its solvency ranks better than 49% of 9981 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record79
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.71; short-term debt: 58.4% and cash: 21.8% of total assets), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.6%
Return on assets
34.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€369k
EBIT margin
6.7%
Net result
€25k
Working capital
€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €71k
Equity
€30k
Debt
€42k
Debt finances 58.4% of the balance-sheet total.
Key figures and ratios
Solvency
41.6%
Current ratio
1.71
Quick ratio
1.71
Debt / equity
1.40
ROE
83.1%
ROA
34.6%
Debt
€42k
Debt ≤ 1 year
€42k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€71k
Current assets29/58€71k
Amounts receivable within one year40/41€56k
Trade receivables40€54k
Other amounts receivable41€2k
Cash at bank and in hand54/58€16k
Equity and liabilities
Total equity and liabilities10/49€71k
Equity10/15€30k
Contributions10/11€5k
Profit (loss) carried forward14€25k
Amounts payable17/49€42k
Amounts payable within one year42/48€42k
Trade debts44€32k
Suppliers440/4€32k
Other amounts payable47/48€10k
Income statement
Code2024
Turnover70€369k
Goods, raw materials, services and sundry goods60/61€344k
Other operating charges640/8€743
Gross operating margin9900€25k
Operating profit (loss)9901€25k
Financial charges65/66B€49
Recurring financial charges65€49
Profit (loss) for the period before taxes9903€25k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assesteenweg 1291740 TernatGround area
794 m²
Building footprint
440 m²
Volume, LiDAR
4,597 m³
2 parcels, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LUCDEL CONSTRUCT
since 20232.346.122.073
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0070/00V004 | Flanders | 485 m² | 1 · 325 m² | 14.6 m · 4 fl. |
| 23086A0378/00B002 | Flanders | 309 m² | 1 · 115 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ROYAL MAISON
BE 0451.030.501
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MME
BE 0739.607.182
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S2Build
BE 1023.162.928
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GIVELOS
BE 0785.804.027
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43341Painting of buildings
43990Other specialised construction activities
43995Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lucdelconstructbe@hotmail.com