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Complete company report
Generated 04-07-2026
Active BE 0862.352.467Private limited companyOpen bankruptcy

Luc Van Cauwenbergh

Keulshaagweg 40 ·2840 Rumst, Belgium· 22 yrs active
Sector: Financial services (64210)
Conclusion Checked

A bankruptcy procedure is open for Luc Van Cauwenbergh according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €486k and a net result of €184k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €486k
Net result €184k
Active 22 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency34Growth50Stability0
37 / 100

Fragile profile — watch health in particular.

Health 0
Profitability 100
Solvency 34
Growth 50
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios — and hence the score — carry no meaning here.
Financial overview10 NBB filings
Annual accounts filed on 25-04-2024 with the NBB · fiscal year 2023 · verkort
Fiscal year2021
Revenuen/a
EBITDAn/a
Net profit€184k
Cash flown/a
Staff costs—
Income taxes€71k
Dividends—
Total assets€5.14M
Equity€486k
Debt€4.66M
of which ≤ 1y€2.59M
of which > 1y€2.06M
Working capitaln/a
Employees (FTE)—
Ratios (computed)
2021
Current ration/a
Quick ration/a
Working capital ration/a
Solvency9.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA3.6%
ROE37.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet — Assets
TOTAL ASSETS 20/58€5.14M
Fixed assets 21/28€626k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€619k
Current assets 29/58€4.52M
Stocks & contracts in progress 3€2.38M
Amounts receivable within one year 40/41€1.70M
Investments 50/53€336k
Cash & bank 54/58€96k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.14M
Equity 10/15€486k
Contributions / capital 10/11€6k
Reserves 13€202k
Accumulated profits (losses) 14€278k
Amounts payable 17/49€4.66M
Amounts payable after one year 17€2.06M
Amounts payable within one year 42/48€2.59M
Trade debts payable within one year 44€79k
Income statement
Gross operating margin 9900€295k
Operating result 9901€263k
Financial income 75€43k
Financial charges 65€50k
Result before taxes 9903€254k
Income taxes 67/77€71k
Net result for the period 9904€184k
Result to be appropriated 9905€184k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator MARTE DE CALUWé
MUSEUMSTRAAT 31-33 4, 2000 ANTWERPEN 1
 07-01-2025 → present Belgian State Gazette
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation23-12-2003
StatusActive
Postal code2840
First BS signal 14-01-2025
Latest BS signal 14-01-2025
Connections & network 1 connected companies
Group structure
STUYVENCATEN
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Company structure — linked entities1 linked entities
Luc Van CauwenberghBE 0862.352.467MARTE DE CALUWéReceiver
Mandates
Establishment units 1 location
Luc Van Cauwenbergh
Groenstraat 25, 2570 Duffelmanagementsactiviteiten van holdings : het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere
since 20032.135.294.652
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11036B0033/00E000 Flanders 9,835 m² 1 · 738 m² 9.0 m · 2 fl.
12009E0379/00L000 Flanders 2,503 m² 1 · 231 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-01-2025
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · LUC VAN CAUWENBERGH BV KEULSHAAGWEG 40, 2840 RUMST · event 07-01-2025
2024
26-06-2024
State Gazette act Registered-office change
Luc Van Cauwenbergh
29-05-2024
State Gazette act Director changes
25-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
27-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
27-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
28-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
11-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
05-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
04-04-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
16-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
28-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Lifecycle & Insolvency Signals 1 events
14-01-2025
Bankruptcy Opening
Date: 07-01-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · LUC VAN CAUWENBERGH BV KEULSHAAGWEG 40, 2840 RUMST · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-14 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 2 acts
Address history · 1
26-06-2024
Registered-office move
All acts · 2 updated 2 years ago
2024
26-06-2024 Registered office moved to Rumst Registered-office change·Luc Van Cauwenbergh
  • Volledig adres v.d. zetel: Groenstraat 25, 2570 Duffel → 2840 Rumst, Keulshaagweg 40
Notary: Luc Van Cauwenbergh · Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "2840 Rumst, Keulshaagweg 40",
        "city": "Rumst",
        "region": "vlaams_gewest",
        "street": "Keulshaagweg",
        "country": "BE",
        "postcode": "2840",
        "box_number": null,
        "street_number": "40",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Volledig adres v.d. zetel: Groenstraat 25, 2570 Duffel",
        "city": null,
        "region": null,
        "street": null,
        "country": "BE",
        "postcode": null,
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": "2024-06-01",
      "evidence_quote": "De enige bestuurder besluit de zetel van de vennootschap met ingang van 1 juni 2024 te verplaatsen naar het volgende adres: 2840 Rumst, Keulshaagweg 40.",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Luc Van Cauwenbergh",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-26",
    "filing_date": "2024-06-18",
    "act_kind_objet": "Zetelverplaatsing - volmacht"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-06-01",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0862.352.467",
    "name_full": null,
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0875.430.542",
    "org_name": "VGD Accountants \u0026 Belastingconsulenten BV",
    "person_name": null,
    "org_rep_person_name": "Val\u00E9rie Verbessem",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Uittreksel uit de notulen van de beslissing genomen door de enige bestuurder op 1 juni 2024."
  ]
}
29-05-2024 4 directors appointed, 1 resigning Director changes
  • Philip VAN CAUWENBERGH — Bestuurder
  • Valérie Verbessem — Dagelijks bestuur
  • Inge Marquenie — Dagelijks bestuur
  • Thibaut Berckx — Dagelijks bestuur
  • Luc VAN CAUWENBERGH — Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Luc VAN CAUWENBERGH",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-05-07",
      "evidence_quote": "De algemene vergadering neemt akte van het overlijden van de heer Luc VAN CAUWENBERGH op 7 mei 2024 en stelt vast dat dientengevolge diens mandaat een einde heeft genomen.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philip VAN CAUWENBERGH",
        "address": "Keulshaagweg 40, 2840 Rumst",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2024-05-07",
      "evidence_quote": "De algemene vergadering beslist om met ingang van 7 mei 2024 als bestuurder van de vennootschap te benoemen voor onbepaalde duur, de heer Philip VAN CAUWENBERGH, wonende te 2840 Rumst, Keulshaagweg 40.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Val\u00E9rie Verbessem",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD Accountants en Belastingconsulenten",
        "address": "Neerhoflaan 2, 1780 Wemmel",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist om een volmacht te verlenen aan de besloten vennootschap \u0022VGD Accountants en Belastingconsulenten\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan mevrouw Val\u00E9rie Verbessem...",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Inge Marquenie",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD Accountants en Belastingconsulenten",
        "address": "Neerhoflaan 2, 1780 Wemmel",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist om een volmacht te verlenen aan de besloten vennootschap \u0022VGD Accountants en Belastingconsulenten\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan mevrouw Inge Marquenie...",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Thibaut Berckx",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD Accountants en Belastingconsulenten",
        "address": "Neerhoflaan 2, 1780 Wemmel",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist om een volmacht te verlenen aan de besloten vennootschap \u0022VGD Accountants en Belastingconsulenten\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan de heer Thibaut Berckx...",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-29",
    "filing_date": "2024-05-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-05-15",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-05-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0862.352.467",
    "name_full": "Onderneming rtbank Antwerpen ecelis MECHELEN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0875.430.542",
    "org_name": "VGD Accountants en Belastingconsulenten BV",
    "person_name": null,
    "org_rep_person_name": "Val\u00E9rie Verbessem",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Managementactiviteiten van holdings74151
Primary activity highlighted.
Names & trade names
Legal nameNL Luc Van Cauwenbergh
Registered office
Keulshaagweg 40
2840 Rumst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative