LUC MOISE ASSURANCES
ActiveSummary
LUC MOISE ASSURANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.4m and a net result of €953,584. Equity has been growing by about 29% per year since 2018. The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 01-01-1988 Normal situation
- Registered office
- 11 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- No activity registered in the KBO
- Establishment units
- 2.230.202.818 4500 Huy, since 27-06-2006
- 2.282.213.822 4000 Liège, since 01-10-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- Luc MOISEDirector · since 30-06-2023
- LUC MOISE INVESTDirector · since 30-06-2023 · permanent representative Benjamin MOISE
- Manon MOISEDirector · since 30-06-2023
Shareholders
- LUC MOISE INVEST99%· score 692025 annual accounts of LUC MOISE INVEST
Financial position
Bankruptcy probability: sector outside the model
Annual accounts 2025
- Gross margin
- €1.5m
- ▲ 72.6%
- Turnover
- ≈ €2.6m
- estimated
- Profit
- €953,584
- ▲ 135%
- Equity
- €1.4m
- ▲ 125%
- Total assets
- €2.7m
- ▲ 57.5%
- Employees on 31-12-2025
- 3
- ▼ 25.0%
- 2025 accounts filed 11 days after the deadline
SignalsneutralA punctual record breaksShow the evidence
Checked score
Score 2025
77
/ 100
Excellent▲ +1 on 2024
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength · tick: 2024
Strong
Solvency
77+16
equity 51.6% of total assets
Liquidity
54-15
short-term debt 15.7% · cash 6.2%
Profitability
100+2
return on assets 34.8%
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.8 (1.84 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 6.2% of total assets. 48.4% of the assets are financed with debt and provisions.
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Signals
1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 days late
2024
28 days early
2023
15 days early
2022
13 days early
2021
16 days late
2020
7 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 1 day before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Registered office
- · Gazette deed 3 reappointedReappointments: Luc MOISE, Manon MOISE and LUC MOISE INVEST · Permanent representative: Benjamin MOISE
- · Gazette deed Resignation: SOCIETE LIEGEOISE DE COURTAGE (director)
Key facts about LUC MOISE ASSURANCES
- What is the company number of LUC MOISE ASSURANCES?
- The company number of LUC MOISE ASSURANCES is 0434.663.928. The VAT number is the same number with BE in front: BE 0434.663.928.
- Where is LUC MOISE ASSURANCES based?
- The registered office is at Boulevard d'Avroy 62/1, 4000 Liège.Company details
- What is the legal form of LUC MOISE ASSURANCES?
- The legal form of LUC MOISE ASSURANCES is Public limited company (NV).
- When was LUC MOISE ASSURANCES founded?
- LUC MOISE ASSURANCES was founded on 01-01-1988.
- Is LUC MOISE ASSURANCES still active?
- Yes, LUC MOISE ASSURANCES is an active enterprise in the KBO register.
- How many employees does LUC MOISE ASSURANCES have?
- LUC MOISE ASSURANCES had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LUC MOISE ASSURANCES?
- The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €1.5m and 1,584 comparable companies of the same size. It probably lies between €1.7m and €4.3m. It is a rough estimate.
- Is LUC MOISE ASSURANCES profitable?
- In financial year 2025, LUC MOISE ASSURANCES made a profit of €953,584.
- Where can I find the annual accounts of LUC MOISE ASSURANCES?
- LUC MOISE ASSURANCES filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUC MOISE ASSURANCES due?
- LUC MOISE ASSURANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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