LUC MOISE INVEST
ActiveLUC MOISE INVEST has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €844k and a net result of €14k. Equity is growing by ~6.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-1
Solvency77▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.12 in 2024; short-term debt: 29.2% and cash: 0.1% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
28 d early
2023
15 d early
2022
13 d early
2021
8 d late
2020
7 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 53.5%
2024 · €30k
2018: €5k
2019: €6k
2020: €122k
2021: €13k
2022: €52k
2023: €69k
2024: €30k
2018 → 2025
Working capital
€-422k▲ 4.0%
2024 · €-439k
2018: €-113k
2019: €-206k
2020: €-78k
2021: €-173k
2022: €-285k
2023: €-325k
2024: €-439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€680k-€732k▲ 7.6%€801k▲ 9.4%€831k▲ 3.7%€844k▲ 1.7%
Operating result€-30k-€-44k▼ 47.0%€-65k▼ 45.3%€-67k▼ 3.3%€-68k▼ 1.9%
Net result€13k-€52k▲ 301%€69k▲ 33.2%€30k▼ 56.6%€14k▼ 53.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €68k in 2025 against €67k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.64M
Fixed assets
€1.58M▼ 1.4%
Current assets
€57k▼ 7.3%
Equity and liabilities €1.64M
Equity
€844k▲ 1.7%
Debt
€792k▼ 4.9%
The debt ratio falls from 50.1% to 48.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-52k▲
2024 · €-56k
Cash flow
€30k▼
2024 · €41k
Solvency
51.6%▲
2024 · 49.9%
Current ratio
0.12▼
2024 · 0.12
Quick ratio
0.12▼
2024 · 0.12
Debt / equity
0.94▼
2024 · 1.00
ROE
1.6%▼
2024 · 3.6%
ROA
0.8%▼
2024 · 1.8%
Interest coverage
-6.79▼
2024 · -4.63
Debt
€792k▼
2024 · €832k
Debt ≤ 1 year
€478k▼
2024 · €500k
Debt > 1 year
€314k▼
2024 · €332k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.64M▼
Fixed assets21/28€1.60M€1.58M▼
Tangible fixed assets22/27€236k€220k▼
Land and buildings22€194k€188k▼
Furniture and vehicles24€42k€32k▼
Financial fixed assets28€1.37M€1.36M▼
Current assets29/58€61k€57k▼
Amounts receivable within one year40/41€49k€49k▲
Other amounts receivable41€49k€49k▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.64M▼
Equity10/15€831k€844k▲
Contributions10/11€19k€19k=
Reserves13€696k€759k▲
Distributable reserves133€696k€759k▲
Profit (loss) carried forward14€116k€67k▼
Amounts payable17/49€832k€792k▼
Amounts payable after more than one year17€332k€314k▼
Financial debts170/4€332k€314k▼
Amounts payable within one year42/48€500k€478k▼
Current portion of amounts payable after more than one year42€126k€22k▼
Trade debts44€38k€5k▼
Suppliers440/4€38k€5k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€333k€447k▲
Accrued charges and deferred income492/3€18€9▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-52k€-48k▲
Operating profit (loss)9901€-67k€-68k▼
Financial income75/76B€112k€97k▼
Recurring financial income75€112k€97k▼
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€8k▼
Non-recurring financial charges66B-€6k
Profit (loss) for the period before taxes9903€33k€15k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€30k€14k▼
Profit (loss) for the period to be appropriated9905€30k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€130k▼
Profit (loss) brought forward from the previous period14P€115k€116k▲
Transfer to equity691/2€29k€63k▲
To other reserves6921€29k€63k▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €122k ▲1883%
Net result €122k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 18 days late
2017
20-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard d'Avroy 62/14000 LiègeGround area
731 m²
Building footprint
339 m²
Volume, LiDAR
8,633 m³
2 parcels, Wallonia · tallest building 35.8 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
LUC MOISE INVEST
since 20052.265.343.641
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026D1010/00B002 | Wallonia | 370 m² | 1 · 111 m² | 10.4 m · 3 fl. |
| 62803B0144/00E000 | Wallonia | 361 m² | 1 · 228 m² | 35.8 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2005
Fiscal year end31-12
Abbreviation FR
LMI
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.