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LUC LORMANS

Active
Private limited companyfounded 199135 yrs activeVerdussenstraat 17, 2018 Antwerpen, BelgiumKBO/BCE: BE 0444.761.826
Summary

LUC LORMANS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,449 and a net result of €51,812. Equity is growing by ~48.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 443 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
LUC LORMANSActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of furniture
NACE 31002NACE 31020NACE 36130
1 site
Size
€149,549total assets 2025
Staff
0.3 FTE
Equity
€54,449
Profit
€51,812
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 44 d early0 of 2 deeds read
Why 84- Sector Manufacture of furniture (NACE 31)- 1 of the last 3 late+ Founded in 1991+ Figures for FY 2025 (filed 17-06-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 31, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 61+35
equity 36.4% of total assets
Liquidity 27-3
short-term debt 63.6% · cash 8.6%
Profitability 100+21
return on assets 34.6%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (825 companies)
Last 24 months 11-2024: 5.4%highest value 12-2024: 5.4%● 0.0% vs 11-2024highest value 01-2025: 5.4%● 0.0% vs 12-2024highest value 02-2025: 5.4%● 0.0% vs 01-2025highest value 03-2025: 5.4%● 0.0% vs 02-2025highest value 04-2025: 5.3%▼ -1.7% vs 03-2025 05-2025: 5.0%▼ -6.0% vs 04-2025 06-2025: 4.8%▼ -3.6% vs 05-2025 07-2025: 5.1%▲ +6.0% vs 06-2025 08-2025: 0.7%▼ -87.1% vs 07-2025 09-2025: 0.7%▼ -0.5% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.7% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▼ -1.6% vs 02-2026 04-2026: 0.6%▼ -0.5% vs 03-2026 05-2026: 0.6%▼ -2.4% vs 04-2026 06-2026: 0.6%▼ -4.1% vs 05-2026 07-2026: 0.5%▼ -11.5% vs 06-2026lowest value 08-2026: 0.5%● 0.0% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Sector Manufacture of furniture (NACE 31) raises the probability
  • Founded in 1991 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Figures for FY 2025 (filed 17-06-2026) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.0 in 2024; short-term debt: 63.6% and cash: 8.6% of total assets), but 63.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 31, micro). Better than this share of them on solvency 46%, liquidity 21%, profitability 95%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Manufacture of furniture (NACE 31)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Figures for FY 2025 (filed 17-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
16 d early
2023
54 d late
2022
31 d late
2021
6 d early
2020
31 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €51,812 ▲25%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Equity rose in 2025from €2,637 to €54,449 ▲ 1,965% View
  • Positive: Among the best 10% on net resultsector median €5,428 · 445 companies €51,812 View
  • Active since 1991founded 25-07-1991 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€149,549
Profit
€51,812
Solvency
36.4%
Total assets▼ 25.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 17-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 15-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of furnitureNACE 31002
Founded
25-07-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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