CUISMO EURO
ActiveCUISMO EURO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €5k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency64▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.89 in 2024; short-term debt: 46% and cash: 18.1% of total assets), and 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
9 d early
2023
21 d early
2022
14 d early
2021
31 d late
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€61k▲ 8.4%
2024 · €57k
2018: €43k
2019: €41k
2020: €43k
2021: €40k
2022: €44k
2023: €51k
2024: €57k
2018 → 2025
Total assets
€158k▼ 20.0%
2024 · €197k
2018: €177k
2019: €214k
2020: €181k
2021: €163k
2022: €176k
2023: €165k
2024: €197k
2018 → 2025
Net result
€5k▼ 9.4%
2024 · €5k
2018: €8k
2019: €-2k
2020: €2k
2021: €-3k
2022: €4k
2023: €7k
2024: €5k
2018 → 2025
Working capital
€10k
2024 · €-10k
2018: €117k
2019: €88k
2020: €79k
2021: €59k
2022: €46k
2023: €52k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€44k▲ 10.5%€51k▲ 15.6%€57k▲ 10.3%€61k▲ 8.4%
Operating result€11k-€22k▲ 109%€17k▼ 26.2%€8k▼ 54.3%€14k▲ 83.6%
Net result€-3k-€4k€7k▲ 64.1%€5k▼ 24.1%€5k▼ 9.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€75k▼ 35.5%
Current assets
€83k▲ 2.3%
Equity and liabilities €158k
Equity
€61k▲ 8.4%
Debt
€97k▼ 31.4%
The debt ratio falls from 71.3% to 61.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €42k
Cash flow
€45k▲
2024 · €40k
Solvency
38.9%▲
2024 · 28.7%
Current ratio
1.14▲
2024 · 0.89
Quick ratio
1.03▲
2024 · 0.83
Debt / equity
1.57▼
2024 · 2.49
ROE
7.8%▼
2024 · 9.3%
ROA
3.0%▲
2024 · 2.7%
Interest coverage
18.58▼
2024 · 131.66
Debt
€97k▼
2024 · €141k
Debt ≤ 1 year
€73k▼
2024 · €91k
Debt > 1 year
€22k▼
2024 · €29k
Income taxes
€6k▲
2024 · €3k
Staff costs
€29k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€158k▼
Fixed assets21/28€116k€75k▼
Tangible fixed assets22/27€116k€74k▼
Land and buildings22€5k€5k=
Plant, machinery and equipment23€54k€44k▼
Furniture and vehicles24€56k€25k▼
Financial fixed assets28€863€863=
Current assets29/58€81k€83k▲
Stocks and contracts in progress3€5k€8k▲
Stocks30/36€5k€8k▲
Amounts receivable within one year40/41€64k€43k▼
Trade receivables40€34k€17k▼
Other amounts receivable41€30k€25k▼
Cash at bank and in hand54/58€12k€29k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€197k€158k▼
Equity10/15€57k€61k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-8k€-3k▲
Amounts payable17/49€141k€97k▼
Amounts payable after more than one year17€29k€22k▼
Financial debts170/4€29k€22k▼
Amounts payable within one year42/48€91k€73k▼
Current portion of amounts payable after more than one year42€22k€6k▼
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€31k€28k▼
Taxes450/3€20k€18k▼
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€26k€26k=
Accrued charges and deferred income492/3€21k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€492
Remuneration, social security and pensions62€41k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€40k▲
Other operating charges640/8€12k-
Non-recurring operating charges66A-€1k
Gross operating margin9900€94k€84k▼
Operating profit (loss)9901€8k€14k▲
Financial income75/76B€969€43▼
Recurring financial income75€969€43▼
Financial charges65/66B€318€3k▲
Recurring financial charges65€318€3k▲
Profit (loss) for the period before taxes9903€8k€11k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-3k▲
Profit (loss) brought forward from the previous period14P€-13k€-8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼258%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
rue de la Verrerie 206060 CharleroiGround area
4,143 m²
Building footprint
1,176 m²
Volume, LiDAR
4,523 m³
Parcel 52342A0113/00Z003, Wallonia · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
rue de la Verrerie 20 C, 6060 Charleroi
since 20022.098.908.566
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52342A0113/00Z003 | Wallonia | 4,143 m² | 1 · 1,176 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FABOR GROUP
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KEUKENELEKTRO SBD CUISINELECTRO
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DEMA DESIGN
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VANVAERENBERGH HANS
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Ternat · Eq €58k
Of 619 companies in sector 31002 we hold annual accounts for 349. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-02-2002
Fiscal year end31-12
Activities, NACEBEL
31002Manufacture of furniture
36130
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.