Fortom
ActiveFortom has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €12k. Equity is growing by ~43.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-9
Solvency38▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.24 in 2024; short-term debt: 33.8% and cash: 0.5% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
30 d late
2022
3 d early
2021
2 d early
2020
13 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€85k▲ 16.3%
2024 · €73k
2019: €12k
2020: €14k
2021: €18k
2022: €30k
2023: €50k
2024: €73k
2019 → 2025
Total assets
€654k▲ 0.4%
2024 · €652k
2019: €545k
2020: €482k
2021: €469k
2022: €471k
2023: €472k
2024: €652k
2019 → 2025
Net result
€12k▼ 49.7%
2024 · €24k
2019: €3k
2020: €2k
2021: €3k
2022: €13k
2023: €20k
2024: €24k
2019 → 2025
Working capital
€-196k▼ 11.4%
2024 · €-176k
2019: €-72k
2020: €-70k
2021: €-78k
2022: €-82k
2023: €-151k
2024: €-176k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€30k▲ 71.2%€50k▲ 64.7%€73k▲ 47.7%€85k▲ 16.3%
Operating result€13k-€24k▲ 83.1%€38k▲ 62.5%€49k▲ 28.1%€38k▼ 23.5%
Net result€3k-€13k▲ 261%€20k▲ 55.5%€24k▲ 21.4%€12k▼ 49.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €654k
Fixed assets
€629k▲ 5.4%
Current assets
€25k▼ 54.2%
Equity and liabilities €654k
Equity
€85k▲ 16.3%
Debt
€569k▼ 1.6%
The debt ratio falls from 88.7% to 87.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▼
2024 · €72k
Cash flow
€46k▼
2024 · €46k
Solvency
13.0%▲
2024 · 11.3%
Current ratio
0.11▼
2024 · 0.24
Quick ratio
0.11▼
2024 · 0.24
Debt / equity
6.67▼
2024 · 7.88
ROE
14.0%▼
2024 · 32.3%
ROA
1.8%▼
2024 · 3.6%
Interest coverage
3.40▼
2024 · 4.12
Debt
€569k▼
2024 · €578k
Debt ≤ 1 year
€221k▼
2024 · €231k
Debt > 1 year
€348k=
2024 · €348k
Income taxes
€5k▼
2024 · €8k
Staff costs
€48k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€654k▲
Formation expenses20€0€0=
Fixed assets21/28€597k€629k▲
Tangible fixed assets22/27€596k€628k▲
Land and buildings22€538k€581k▲
Plant, machinery and equipment23€49k€40k▼
Furniture and vehicles24€10k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€55k€25k▼
Amounts receivable within one year40/41€37k€19k▼
Trade receivables40€34k€18k▼
Other amounts receivable41€4k€345▼
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€652k€654k▲
Equity10/15€73k€85k▲
Contributions10/11€7k€7k=
Reserves13€50k€62k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€48k€60k▲
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€578k€569k▼
Amounts payable after more than one year17€348k€348k=
Financial debts170/4€348k€348k=
Amounts payable within one year42/48€231k€221k▼
Current portion of amounts payable after more than one year42€114k€101k▼
Trade debts44€0€8k▲
Suppliers440/4€0€8k▲
Taxes, remuneration and social security45€27k€22k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€90k€91k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€34k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-21k-
Other operating charges640/8€24k€9k▼
Gross operating margin9900€117k€128k▲
Operating profit (loss)9901€49k€38k▼
Financial income75/76B€1€103▲
Recurring financial income75€1€103▲
Financial charges65/66B€17k€21k▲
Recurring financial charges65€17k€21k▲
Profit (loss) for the period before taxes9903€32k€17k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€24k€12k▼
Profit (loss) for the period to be appropriated9905€24k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€28k▼
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer to equity691/2€24k€12k▼
To other reserves6921€24k€12k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €24k ▲21.4%
Operating result €49k, net result €24k, both a record.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
31-03
Financial
Weakest financial yearnet €2k ▼37.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 5092500 LierGround area
2,141 m²
Building footprint
556 m²
Volume, LiDAR
3,769 m³
Parcel 12393F0642/00E000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fortom
since 20092.196.390.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0642/00E000 | Flanders | 2,141 m² | 1 · 556 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 211 EUR awarded · 211 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 211 EUR | 211 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
IMMOBILIERE DU ROYAL ROGIER
BE 0437.901.847
Brussel · Eq €85k
CELLE & CO.
BE 1027.127.654
Hamont-Achel · Eq €86k
BELTI
BE 0887.246.726
Sint-Gillis (bij-Brussel) · Eq €85k
OCTAVE Jean-Philippe
BE 0445.935.328
Messancy · Eq €85k
BOXSECURISE
BE 0749.654.996
Tournai · Eq €86k
Of 12,016 companies in sector 68203 we hold annual accounts for 5,982. 3,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2009
Fiscal year end31-03
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
77392Rental and leasing activities
64999Other financial services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fortombv@gmail.com
Phone:034882986