LTL
ActiveLTL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €19k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 13.92 against 3.71 in 2024; short-term debt: 6.4% and cash: 33.2% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
8.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
1 d early
2022
60 d early
2021
2 d early
2020
1 d early
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▼ 0.2%
2024 · €196k
2018: €88k
2019: €108k
2020: €147k
2021: €174k
2022: €186k
2023: €203k
2024: €196k
2018 → 2025
Total assets
€214k▼ 16.8%
2024 · €257k
2018: €93k
2019: €124k
2020: €173k
2021: €197k
2022: €208k
2023: €225k
2024: €257k
2018 → 2025
Net result
€19k▼ 54.0%
2024 · €40k
2018: €47k
2019: €20k
2020: €39k
2021: €37k
2022: €32k
2023: €27k
2024: €40k
2018 → 2025
Working capital
€177k▲ 5.9%
2024 · €167k
2018: €48k
2019: €78k
2020: €131k
2021: €173k
2022: €153k
2023: €182k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€186k▲ 7.0%€203k▲ 8.8%€196k▼ 3.4%€195k▼ 0.2%
Operating result€55k-€51k▼ 8.0%€39k▼ 22.4%€59k▲ 50.9%€26k▼ 55.5%
Net result€37k-€32k▼ 11.8%€27k▼ 17.1%€40k▲ 50.5%€19k▼ 54.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€24k▼ 17.9%
Current assets
€190k▼ 16.6%
Equity and liabilities €214k
Equity
€195k▼ 0.2%
Debt
€19k▼ 69.7%
The debt ratio falls from 23.9% to 8.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €70k
Cash flow
€25k▼
2024 · €52k
Solvency
91.3%▲
2024 · 76.1%
Current ratio
13.92▲
2024 · 3.71
Quick ratio
13.92▲
2024 · 3.71
Debt / equity
0.10▼
2024 · 0.31
ROE
9.5%▼
2024 · 20.7%
ROA
8.7%▼
2024 · 15.7%
Interest coverage
55.46▼
2024 · 680.68
Debt
€19k▼
2024 · €61k
Debt ≤ 1 year
€14k▼
2024 · €61k
Income taxes
€8k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€257k€214k▼
Formation expenses20-€0
Fixed assets21/28€29k€24k▼
Tangible fixed assets22/27€29k€24k▼
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€26k€20k▼
Current assets29/58€228k€190k▼
Amounts receivable within one year40/41€24k€37k▲
Trade receivables40€22k€32k▲
Other amounts receivable41€2k€5k▲
Current investments50/53€45k€45k=
Cash at bank and in hand54/58€110k€71k▼
Deferred charges and accrued income490/1€50k€37k▼
Equity and liabilities
Total equity and liabilities10/49€257k€214k▼
Equity10/15€196k€195k▼
Contributions10/11€1k€1k=
Reserves13€195k€194k▼
Distributable reserves133€195k€194k▼
Amounts payable17/49€61k€19k▼
Amounts payable within one year42/48€61k€14k▼
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€3k▼
Other amounts payable47/48€40k€318▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Non-recurring operating income76A€953€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€72k€38k▼
Operating profit (loss)9901€59k€26k▼
Financial income75/76B€445€535▲
Recurring financial income75€445€535▲
Financial charges65/66B€104€591▲
Recurring financial charges65€104€591▲
Profit (loss) for the period before taxes9903€60k€26k▼
Income taxes67/77€19k€8k▼
Profit (loss) for the period9904€40k€19k▼
Profit (loss) for the period to be appropriated9905€40k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€19k▼
Transfer from equity791/2€47k€19k▼
Transfer to equity691/2€40k€19k▼
To other reserves6921€40k€19k▼
Profit to be distributed694/7€47k€19k▼
Return on contributions (dividend)694€47k€19k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €19k ▼54%
Net result drops to €19k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 13.92
Current ratio from 3.71 to 13.92; short-term debt falls from €61k to €14k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €203k ▲8.8%
6 profitable years in a row build equity to €203k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €174k ▲18.2%
4 profitable years in a row build equity to €174k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲22.2%
2 profitable years in a row build equity to €108k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulzenstraat 973570 AlkenGround area
1,347 m²
Building footprint
169 m²
Volume, LiDAR
1,004 m³
Parcel 73001K0534/00G002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LTL
since 20132.216.291.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001K0534/00G002 | Flanders | 1,347 m² | 1 · 169 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 405 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 405 EUR | 405 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.