Checked.be
Active
BE 1010.165.819Private limited company
LTC CONSULT
Rue Eau Morte 23 ·4530 Villers-le-Bouillet, Belgium· 2 yrs active
Sector: Renting and operating of own or leased residential real estate, excluding social housing
(68201)
Conclusion
LTC CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €4k. Its solvency ranks better than 72% of 13549 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €50k |
| Net result | €4k |
| Better than sector | 72% |
| Active | 2 yrs |
Financial profile
60
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
61
Profitability
36
Solvency
70
Growth
52
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
61
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€3k
estimate, not credit advice
Score history
63
2024
61
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.72 (< 1.0)
-10
Leverage
Debt/equity 0.68 (< 1.0)
+10
Profitability
ROE 7%
+3
Interest coverage
Interest coverage 391.2× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 59.6% | 29.9% | |
| Net result | €4k | €6k | |
| Equity | €50k | €79k | |
| Gross operating margin | €22k | €41k | |
| Total assets | €84k | €416k |
€21k
-62.7%
24-25
€4k
-91.8%
24-25
€20k
-55.9%
24-25
€84k
-4.8%
24-25
€50k
+7.7%
24-25
€-10k
+58.2%
24-25
€889
-91.8%
24-25
€34k
-18.8%
24-25
€34k
-18.9%
24-25
0.72
+58.3%
24-25
0.72
+58.3%
24-25
59.6%
+13.1%
24-25
0.68
-24.5%
24-25
7.1%
-92.4%
24-25
4.2%
-91.4%
24-25
391.23
-55.5%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €21k | €57k |
| Net profit | €4k | €43k |
| Cash flow | €20k | €46k |
| Staff costs | - | - |
| Income taxes | €889 | €11k |
| Dividends | - | - |
| Total assets | €84k | €88k |
| Equity | €50k | €46k |
| Debt | €34k | €42k |
| of which ≤ 1y | €34k | €42k |
| of which > 1y | - | - |
| Working capital | €-10k | €-23k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 0.72 | 0.45 |
| Quick ratio | 0.72 | 0.45 |
| Working capital ratio | -11.3% | -25.8% |
| Solvency | 59.6% | 52.7% |
| Debt / equity | 0.68 | 0.90 |
| Long-term debt ratio | - | - |
| Interest coverage | 391.23 | 879.50 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 4.2% | 49.3% |
| ROE | 7.1% | 93.5% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €84k | €88k |
| Fixed assets | 21/28 | €60k | €69k |
| Tangible fixed assets | 22/27 | €60k | €69k |
| Current assets | 29/58 | €24k | €19k |
| Amounts receivable within one year | 40/41 | €3k | €5k |
| Cash & bank | 54/58 | €21k | €13k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €84k | €88k |
| Equity | 10/15 | €50k | €46k |
| Contributions / capital | 10/11 | €3k | €3k |
| Accumulated profits (losses) | 14 | €47k | €43k |
| Amounts payable | 17/49 | €34k | €42k |
| Amounts payable within one year | 42/48 | €34k | €42k |
| Trade debts payable within one year | 44 | €478 | €3k |
| Income statement | |||
| Gross operating margin | 9900 | €22k | €59k |
| Operating result | 9901 | €4k | €54k |
| Financial charges | 65 | €54 | €64 |
| Result before taxes | 9903 | €4k | €54k |
| Income taxes | 67/77 | €889 | €11k |
| Net result for the period | 9904 | €4k | €43k |
| Result to be appropriated | 9905 | €4k | €43k |
Legal Structure
| NACE primary | Renting and operating of own or leased residential real estate, excluding social housing(68201) |
| Legal form | Private limited company(610) |
| Incorporation | 07-06-2024 |
| Status | Active |
| Postal code | 4530 |
Establishment units
LTC Consult
since 20242.360.265.960
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61021B0366/00L000 | Wallonia | 1,015 m² | 1 · 114 m² | 8.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Renting and operating of own or leased residential real estate, excluding social housing68201Agents specialised in the wholesale of other particular products46180Computer programming, consultancy and related activities62010IT consultancy62020Other information technology and computer services62900Computer programming62100Computer consultancy and computer facilities management62200Computing infrastructure, data processing, hosting and other information service activities63120Web portal activities63910Other information service activities63920Computing infrastructure, data processing, hosting and other information service activities63990Renting and operating of own or leased non-residential real estate, excluding land68203Business and other management consultancy70200Activities of head offices; management consultancy activities70210Business consulting70220Urban planning and landscape architecture71113Other technical testing and analysis71209Market research and public opinion polling73200Public relations and communication consultancy73300Other professional, scientific and technical activities74103Graphic design and visual communication74120Photography, excluding press photography74201Other professional, scientific and technical activities74909Other professional, scientific and technical activities74999Renting and leasing of sports and recreation goods77210Landscape service activities81300Other business support services82990Other personal services96999
Names & trade names
| Legal nameFR | LTC CONSULT |
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