LT TRADING

Active

Private limited companyfounded 20224 yrs activeLange Leemstraat 269, 2018 Antwerpen, BelgiumKBO/BCE: BE 0781.670.540

Summary

The computed 12-month bankruptcy probability of LT TRADING is 8.8% (elevated). The 2025 annual accounts show negative equity (-€15,345) and a net result of -€36,830. Equity is growing by ~57.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 8619 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LT TRADINGActiveChecked score 31/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001Buying and selling of own real estate NACE 68110

1 site

Size

€1.6mtotal assets 2025

Equity: -€15,345
Loss: -€36,830

Turnover not published (abridged schema)

Financial health

31 Weak Checked score 2025

Bankruptcy chance 12 m: 8.8%

Structure

Accounts filed 39 d late0 of 2 deeds read

Why 31- 1 change of registered office in 24 months- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2022- Liquidity: current ratio 0.28, cash €4,582, halvedShow the evidence

Checked score

Score 2025

31 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 12% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 24-3

equity -1.0% of total assets

Liquidity 23-29

short-term debt 53.1% · cash 0.3%

Profitability 19-32

return on assets -2.3%

Bankruptcy probability, 12 months

8.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)

Last 24 months 11-2024: 4.3% 12-2024: 4.9%▲ +13.6% vs 11-2024 01-2025: 1.1%▼ -76.9% vs 12-2024lowest value 02-2025: 1.1%● 0.0% vs 01-2025lowest value 03-2025: 2.0%▲ +79.0% vs 02-2025 04-2025: 2.0%● 0.0% vs 03-2025 05-2025: 2.1%▲ +0.9% vs 04-2025 06-2025: 2.1%▲ +1.4% vs 05-2025 07-2025: 2.1%▲ +2.7% vs 06-2025 08-2025: 2.5%▲ +16.9% vs 07-2025 09-2025: 3.2%▲ +28.5% vs 08-2025 10-2025: 3.3%▲ +1.6% vs 09-2025 11-2025: 3.6%▲ +9.7% vs 10-2025 12-2025: 4.2%▲ +18.5% vs 11-2025 01-2026: 4.2%▼ -0.1% vs 12-2025 02-2026: 6.5%▲ +54.0% vs 01-2026 03-2026: 6.5%● 0.0% vs 02-2026 04-2026: 6.5%● 0.0% vs 03-2026 05-2026: 6.5%● 0.0% vs 04-2026 06-2026: 6.5%● +0.0% vs 05-2026 07-2026: 6.7%▲ +2.3% vs 06-2026 08-2026: 7.6%▲ +13.3% vs 07-2026 09-2026: 8.7%▲ +14.7% vs 08-2026 10-2026: 8.8%▲ +1.2% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Founded in 2022 raises the probability for this profile
Liquidity: current ratio 0.28, cash €4,582, halved raises the probability

No credit on open account

Liquidity short (current ratio 0.28 against 0.48 in 2024; short-term debt: 53.1% and cash: 0.3% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 11%, liquidity 19%, profitability 16%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 0.28, cash €4,582, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€15,345

Filed after the deadline

The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 08-01-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

39 d late

2024

10 d late

2023

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 10 December (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-04-2026 close03-10-2026 today30-11-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

08-01-26 Annual accounts filedfiscal year 2025 · micro…
10-12-24 Annual accounts filedfiscal year 2024 · micro…
30-04-24 Back to profitnet €61,476

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€15,345 View
Caution: From profit to loss in 2025after €61,476 in 2024 -€36,830 View
Caution: Among the weakest 5% on net resultsector median €8,335 · 8,612 companies -€36,830 View