LT Investus
ActiveSummary
LT Investus has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €-20k. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-85
Solvency0▼-56
Growth32
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 1.45 in 2024; short-term debt: 150.2% and cash: 70.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-50.2%
Return on assets
-140.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k
2024 · €13k
2024: €13k
2024 → 2025
Total assets
€14k▼ 65.3%
2024 · €42k
2024: €42k
2024 → 2025
Net result
€-20k
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€-7k
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€13k-€-7k
Operating result€10k-€-16k
Net result€8k-€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €10k in 2024.
Key figures and ratios
Solvency
-50.2%▼
2024 · 31.2%
Current ratio
0.67▼
2024 · 1.45
Debt to equity
-2.99▼
2024 · 2.21
ROA
-140.1%▼
2024 · 19.2%
Debt
€22k▼
2024 · €29k
Debt ≤ 1 year
€22k▼
2024 · €29k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42k€14k▼
Current assets29/58€42k€14k▼
Amounts receivable within one year40/41€42k€4k▼
Trade receivables40€25k€0▼
Other amounts receivable41€17k€4k▼
Cash at bank and in hand54/58€4€10k▲
Deferred charges and accrued income490/1-€398
Equity and liabilities
Total equity and liabilities10/49€42k€14k▼
Equity10/15€13k€-7k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€8k€-12k▼
Amounts payable17/49€29k€22k▼
Amounts payable within one year42/48€29k€22k▼
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€27k€14k▼
Income statement
Code20242025
Other operating charges640/8-€380
Gross operating margin9900€10k€-16k▼
Operating profit (loss)9901€10k€-16k▼
Financial charges65/66B-€4k
Recurring financial charges65-€4k
Profit (loss) for the period before taxes9903€10k€-20k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€8k€-20k▼
Profit (loss) for the period to be appropriated9905€8k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-12k▼
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groendreef 269160 LokerenGround area
628 m²
Building footprint
242 m²
Volume, LiDAR
3,705 m³
Parcel 46014A0700/00K002, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LT Investus
since 20242.354.858.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0700/00K002 | Flanders | 628 m² | 1 · 242 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 25,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.