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Consilium X

Active
Private limited companyfounded 20242 yrs activeKruideniersstraat 3, 9000 Gent, BelgiumKBO/BCE: BE 1005.060.550
Summary

Consilium X has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,941) and a net result of -€9,263. Its solvency ranks better than 5% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€15,574total assets 2025
Equity
-€10,941
Loss
-€9,263
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 2 d early1 of 2 deeds read
Why 53Capped at 59: negative equity- Negative equity -€10,941- Loss of €9,263, the second in a row (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €15,574Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-19
equity -70.2% of total assets
Liquidity 49-1
short-term debt 170.2% · cash 39.1%
Profitability 0=
return on assets -59.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 13 months 10-2025: 0.2% 11-2025: 0.2%▼ -1.7% vs 10-2025lowest value 12-2025: 0.2%▲ +4.5% vs 11-2025 01-2026: 0.2%▲ +15.2% vs 12-2025 02-2026: 0.3%▲ +20.8% vs 01-2026 03-2026: 0.3%▲ +3.5% vs 02-2026 04-2026: 0.3%▲ +1.1% vs 03-2026 05-2026: 0.3%▲ +2.6% vs 04-2026highest value 06-2026: 0.3%● 0.0% vs 05-2026highest value 07-2026: 0.3%● 0.0% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%▼ -1.8% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €15,574 lowers the probability for this profile
  • Negative equity -€10,941 raises the probability
  • Loss of €9,263, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.29 against 0.77 in 2024; short-term debt: 170.2% and cash: 39.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 29%, profitability 4%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €15,574
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€10,941
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €9,263, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€10,941
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Bert De Swaef (director)Director discharge
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€10,941 View
  • Caution: Among the weakest 5% on solvencysector median 56.1% · 34,931 companies -70.2% View
  • A director leftlatest change 23-04-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€15,574
Loss
-€9,263
Solvency
-70.2%
Total assets▼ 41.8%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 30-04-2027
  1. 31-07-2026Resignation: Bert De Swaef (director)
  2. 28-04-2026Annual accounts filed
  3. 30-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
23-01-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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