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LT group

Active
Private limited company (pre-2019)founded 201412 yrs activeLeuvensesteenweg 262, 1910 Kampenhout, BelgiumKBO/BCE: BE 0547.966.460
Summary

LT group has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€51,600) and a net result of -€4,162. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability1▼-99
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.37 in 2024; short-term debt: 279% and cash: 11.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-179%
Return on assets
-14.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€51,600
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
41 d early
2023
40 d early
2022
44 d early
2021
40 d early
2020
39 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LT group was incorporated on 14 March 2014.1 Total assets rose from EUR 8,556 in 2019 to EUR 28,834 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€51,600▼ 8.8%
2024 · -€47,438
Total assets
€28,834▲ 5.1%
2024 · €27,434
Net result
-€4,162
2024 · €11,005
Working capital
-€53,110▼ 12.0%
2024 · -€47,438
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,131▲ 31.2%-€1,037▲ 66.9%€9,260€10,632▲ 14.8%-€3,054
Net result-€3,462below the sector's middle half▲ 30.2%-€786within the sector's middle half▲ 77.3%€8,263within the sector's middle half€11,005within the sector's middle half▲ 33.2%-€4,162below the sector's middle half
Equity-€65,919below the sector's middle half▼ 5.5%-€66,705below the sector's middle half▼ 1.2%-€58,442below the sector's middle half▲ 12.4%-€47,438below the sector's middle half▲ 18.8%-€51,600below the sector's middle half▼ 8.8%
Total assets€5,715below the sector's middle half▲ 23.2%€6,126below the sector's middle half▲ 7.2%€16,451below the sector's middle half▲ 169%€27,434below the sector's middle half▲ 66.8%€28,834below the sector's middle half▲ 5.1%
Debt€71,635▲ 6.8%€72,831▲ 1.7%€74,893▲ 2.8%€74,872=€80,434▲ 7.4%
Working capital-€65,919below the sector's middle half▼ 5.5%-€66,705below the sector's middle half▼ 1.2%-€58,442below the sector's middle half▲ 12.4%-€47,438below the sector's middle half▲ 18.8%-€53,110below the sector's middle half▼ 12.0%
Solvency-355.3%below the sector's middle half-172.9%below the sector's middle half▲ 182.3pp-179.0%below the sector's middle half▼ 6.0pp
Current ratio0.08below the sector's middle half0.08below the sector's middle half=0.22below the sector's middle half▲ 0.140.37below the sector's middle half▲ 0.150.34below the sector's middle half▼ 0.03
Return on assets (ROA)-60.6%below the sector's middle half-12.8%below the sector's middle half▲ 47.7pp50.2%above the sector's middle half▲ 63.1pp40.1%above the sector's middle half▼ 10.1pp-14.4%below the sector's middle half▼ 54.5pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: -€3,131-€3,131Net result 2021: -€3,462-€3,462Operating result 2022: -€1,037-€1,037Net result 2022: -€786-€786Operating result 2023: €9,260€9,260Net result 2023: €8,263€8,263Operating result 2024: €10,632€10,632Net result 2024: €11,005€11,005Operating result 2025: -€3,054-€3,054Net result 2025: -€4,162-€4,16220212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €9,260€9,260Net result 2023: €8,263€8,260Operating result 2024: €10,632€10,600Net result 2024: €11,005€11,000Operating result 2025: -€3,054-€3,050Net result 2025: -€4,162-€4,160202320242025
The operating result turns negative in 2025: a loss of €3,054 after €10,632 in 2024.
Balance-sheet composition
Assets €28,834
Fixed assets €1,510
Current assets €27,324
Key figures and ratios
2025 value · change against 2024
EBITDA
-€3,027
Cash flow
-€4,136
Quick ratio
0.21▼
2024 · 0.21
Debt to equity
-1.56▲
2024 · -1.58
Interest coverage
-3.52
Debt ≤ 1 year
€80,434▲
2024 · €74,872
Income taxes
€249▲
2024 · €235
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,434€28,834▲
Fixed assets21/28-€1,510
Tangible fixed assets22/27-€1,510
Plant, machinery and equipment23-€1,510
Current assets29/58€27,434€27,324▼
Stocks and contracts in progress3€11,403€10,357▼
Stocks30/36€11,403€10,357▼
Amounts receivable within one year40/41€11,740€12,738▲
Trade receivables40€7,314€6,854▼
Other amounts receivable41€4,426€5,884▲
Cash at bank and in hand54/58€3,501€3,383▼
Deferred charges and accrued income490/1€790€846▲
Equity and liabilities
Total equity and liabilities10/49€27,434€28,834▲
Equity10/15-€47,438-€51,600▼
Contributions10/11€6,200€6,200=
Reserves13€13,750€13,750=
Non-distributable reserves130/1€750€750=
Reserves not available under the articles1311€750€750=
Distributable reserves133€13,000€13,000=
Profit (loss) carried forward14-€67,388-€71,550▼
Amounts payable17/49€74,872€80,434▲
Amounts payable within one year42/48€74,872€80,434▲
Trade debts44€5,694€3,536▼
Suppliers440/4€5,694€3,536▼
Taxes, remuneration and social security45€235€249▲
Taxes450/3€235€249▲
Other amounts payable47/48€68,943€76,649▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€27
Gross operating margin9900€10,632-€3,027▼
Operating profit (loss)9901€10,632-€3,054▼
Financial income75/76B€1,105€0▼
Recurring financial income75€0€0=
Non-recurring financial income76B€1,105-
Financial charges65/66B€497€860▲
Recurring financial charges65€497€860▲
Profit (loss) for the period before taxes9903€11,240-€3,913▼
Income taxes67/77€235€249▲
Profit (loss) for the period9904€11,005-€4,162▼
Profit (loss) for the period to be appropriated9905€11,005-€4,162▼
Appropriation of the result
Profit (loss) to be appropriated9906-€67,388-€71,550▼
Profit (loss) brought forward from the previous period14P-€78,392-€67,388▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€27-
Other operating charges640/8-€100€100---
Gross operating margin9900-€3,131-€937€9,360€10,632-€3,027▼ 128%
Operating profit (loss)9901-€3,131-€1,037€9,260€10,632-€3,054▼ 129%
Financial income75/76B-€876€66€1,105€0▼ 100.0%
Recurring financial income75-€876€66€0€0=
Non-recurring financial income76B---€1,105--
Financial charges65/66B-€421€840€497€860▲ 72.9%
Recurring financial charges65€252€421€840€497€860▲ 72.9%
Profit (loss) for the period before taxes9903-€3,383-€582€8,486€11,240-€3,913▼ 135%
Income taxes67/77€79€204€224€235€249▲ 5.8%
Profit (loss) for the period9904-€3,462-€786€8,263€11,005-€4,162▼ 138%
Profit (loss) for the period to be appropriated9905-€3,462-€786€8,263€11,005-€4,162▼ 138%
Line20212022202320242025Change
Assets
Total assets20/58€5,715€6,126€16,451€27,434€28,834▲ 5.1%
Fixed assets21/28----€1,510-
Tangible fixed assets22/27----€1,510-
Plant, machinery and equipment23----€1,510-
Current assets29/58€5,715€6,126€16,451€27,434€27,324▼ 0.4%
Stocks and contracts in progress3---€11,403€10,357▼ 9.2%
Stocks30/36---€11,403€10,357▼ 9.2%
Amounts receivable within one year40/41€4,919€5,033€11,706€11,740€12,738▲ 8.5%
Trade receivables40-€1,034€7,998€7,314€6,854▼ 6.3%
Other amounts receivable41-€3,999€3,708€4,426€5,884▲ 33.0%
Cash at bank and in hand54/58€57€359€3,993€3,501€3,383▼ 3.4%
Deferred charges and accrued income490/1-€733€752€790€846▲ 7.1%
Equity and liabilities
Total equity and liabilities10/49€5,715€6,126€16,451€27,434€28,834▲ 5.1%
Equity10/15-€65,919-€66,705-€58,442-€47,438-€51,600▼ 8.8%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€13,750€13,750€13,750€13,750€13,750=
Non-distributable reserves130/1-€750€750€750€750=
Reserves not available under the articles1311-€750€750€750€750=
Distributable reserves133-€13,000€13,000€13,000€13,000=
Profit (loss) carried forward14-€85,869-€86,655-€78,392-€67,388-€71,550▼ 6.2%
Amounts payable17/49€71,635€72,831€74,893€74,872€80,434▲ 7.4%
Amounts payable within one year42/48€71,635€72,831€74,893€74,872€80,434▲ 7.4%
Trade debts44€4,558€4,165€5,161€5,694€3,536▼ 37.9%
Suppliers440/4-€4,165€5,161€5,694€3,536▼ 37.9%
Taxes, remuneration and social security45-€204€224€235€249▲ 5.8%
Taxes450/3-€204€224€235€249▲ 5.8%
Other amounts payable47/48-€68,461€69,508€68,943€76,649▲ 11.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,462-€786€8,263€11,005-€4,162▼ 138%
+ Depreciation and write-downs630----€27-
Operating cash flow (approximation)-€3,462-€786€8,263€11,005-€4,136▼ 138%
Change in cash-€302€3,634-€491-€118▲ 76.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
18-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
21-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2019net €11,005 ▲33.2%
Operating result €10,632, net result €11,005, both a record.
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Back to profitnet €8,263
Net result €8,263 after 4 loss-making years.
2022
18-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
23-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
07-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
3,876 m²
Building footprint
434 m²
Volume, LiDAR
5,402 m³
Parcel 23014A0355/00B000, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
14 companies at this address See who is registered here
1 establishment unit
Leuvensesteenweg 262, 1910 Kampenhout
Wholesale trade
since 20142.227.743.966
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23014A0355/00B000 Flanders 3,876 m² 1 · 434 m² 15.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 538 companies in sector 46120 we hold annual accounts for 305. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded14-03-2014
Fiscal year end30-06
Activities, NACEBEL 2025
46120Wholesale trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
46150Agents in the wholesale of furniture, household goods and hardware
46170Agents in the wholesale of food, beverages and tobacco
46190Agents in non-specialised wholesale trade
46389Wholesale of other food products
E-invoicing
Reachable via Peppol
Peppol ID 0208:0547966460
Also 9925:BE0547966460
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.