LSV Consult
ActiveLSV Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €26k. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 3.55 in 2024), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
43.3%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 d early
2024
106 d early
2023
42 d early
2022
83 d early
2021
95 d early
2020
26 d early
2020
37 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 28.4%
2024 · €20k
2019: €-857
2020: €2k
2020: €1k
2021: €4k
2022: €766
2023: €72
2024: €20k
2019 → 2025
Working capital
€43k▲ 47.8%
2024 · €29k
2019: €6k
2020: €8k
2020: €5k
2021: €15k
2022: €17k
2023: €18k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 5.7%€14k▲ 0.5%€34k▲ 141%€44k▲ 29.7%
Operating result€5k-€1k▼ 78.2%€467▼ 60.2%€28k▲ 5,789%€33k▲ 20.6%
Net result€4k-€766▼ 81.6%€72▼ 90.6%€20k▲ 27,721%€26k▲ 28.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€883▼ 81.6%
Current assets
€58k▲ 42.8%
Equity and liabilities €59k
Equity
€44k▲ 29.7%
Debt
€15k▲ 30.2%
The debt ratio rises from 25.2% to 25.3%: debt grows faster than equity.
Key figures and ratios
Solvency
74.7%▼
2024 · 74.8%
Current ratio
3.89▲
2024 · 3.55
Quick ratio
3.89▲
2024 · 3.55
Debt / equity
0.34▲
2024 · 0.34
ROE
58.0%▼
2024 · 58.5%
ROA
43.3%▼
2024 · 43.8%
Debt
€15k▲
2024 · €12k
Debt ≤ 1 year
€15k▲
2024 · €12k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€59k▲
Fixed assets21/28€5k€883▼
Tangible fixed assets22/27€5k-
Furniture and vehicles24€5k-
Financial fixed assets28-€883
Current assets29/58€41k€58k▲
Amounts receivable within one year40/41€21k€31k▲
Trade receivables40€13k-
Other amounts receivable41€7k€31k▲
Current investments50/53€1k€6k▲
Cash at bank and in hand54/58€19k€7k▼
Deferred charges and accrued income490/1€247€14k▲
Equity and liabilities
Total equity and liabilities10/49€46k€59k▲
Equity10/15€34k€44k▲
Contributions10/11€7k€19k▲
Reserves13€27k€26k▼
Distributable reserves133€27k€26k▼
Amounts payable17/49€12k€15k▲
Amounts payable within one year42/48€12k€15k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€500€741▲
Suppliers440/4€500€741▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€884-
Other operating charges640/8€759€400▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€29k€38k▲
Operating profit (loss)9901€28k€33k▲
Financial income75/76B€253€2k▲
Recurring financial income75€253€2k▲
Financial charges65/66B€111€267▲
Recurring financial charges65€111€267▲
Profit (loss) for the period before taxes9903€28k€34k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€20k€26k▲
Profit (loss) for the period to be appropriated9905€20k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€26k▲
Transfer from equity791/2-€27k
Transfer to equity691/2€20k€26k▲
To other reserves6921€20k€26k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €26k ▲28.4%
Operating result €33k, net result €26k, both a record.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 37 days late
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 201435 Mont-Saint-GuibertGround area
1,306 m²
Building footprint
221 m²
Volume, LiDAR
1,336 m³
Parcel 25020B0358/00V000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SL FOOD
since 20182.279.008.070
SL FOOD
since 20182.279.008.763
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25020B0358/00V000 | Wallonia | 1,306 m² | 1 · 221 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bakkerij De Knop
BE 0790.169.027
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MDAB
BE 0678.918.143
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BRUWAT
BE 0776.533.005
Mons · Eq €44k
MARGOZ
BE 1005.847.438
Mons · Eq €44k
ATLAS
BE 0548.810.063
Mechelen · Eq €44k
Of 4,200 companies in sector 10712 we hold annual accounts for 1,851. 1,490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2018
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
56210Event catering
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.