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LSPM Consulting

Active
Private limited companyfounded 201610 yrs activeKloosterstraat 3, 3620 Lanaken, BelgiumKBO/BCE: BE 0654.970.724

LSPM Consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €33k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
98 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 11.45 against 1.63 in 2024; short-term debt: 7.7% and cash: 63% of total assets), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.1%
Return on assets
29.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
1 d early
2022
29 d late
2021
27 d late
2020
38 d early
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€101k▲ 47.8%
2024 · €68k
2018: €3k 2019: €-3k 2020: €4k 2021: €38k 2022: €65k 2023: €144k 2024: €68k
2018 → 2025
Total assets
€109k▼ 35.0%
2024 · €168k
2018: €50k 2019: €43k 2020: €97k 2021: €104k 2022: €109k 2023: €154k 2024: €168k
2018 → 2025
Net result
€33k▼ 34.2%
2024 · €49k
2018: €-1k 2019: €-6k 2020: €8k 2021: €34k 2022: €26k 2023: €67k 2024: €49k
2018 → 2025
Working capital
€88k▲ 40.1%
2024 · €63k
2018: €-7k 2019: €-11k 2020: €-29k 2021: €14k 2022: €49k 2023: €131k 2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€38k-€65k▲ 68.6%€144k▲ 123%€68k▼ 52.8%€101k▲ 47.8%
Operating result€50k-€35k▼ 30.2%€86k▲ 149%€62k▼ 28.3%€43k▼ 30.9%
Net result€34k-€26k▼ 22.6%€67k▲ 155%€49k▼ 26.3%€33k▼ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €50k€50kNet result 2021: €34k€34kOperating result 2022: €35k€35kNet result 2022: €26k€26kOperating result 2023: €86k€86kNet result 2023: €67k€67kOperating result 2024: €62k€62kNet result 2024: €49k€49kOperating result 2025: €43k€43kNet result 2025: €33k€33k20212022202320242025
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets €12k▲ 146%
Current assets €97k▼ 40.6%
Equity and liabilities €109k
Equity €101k▲ 47.8%
Debt €9k▼ 91.4%
The debt ratio falls from 59.5% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48k
2024 · €70k
Cash flow
€37k
2024 · €57k
Solvency
92.1%
2024 · 40.5%
Current ratio
11.45
2024 · 1.63
Quick ratio
11.45
2024 · 1.63
Debt / equity
0.09
2024 · 1.47
ROE
32.3%
2024 · 72.7%
ROA
29.8%
2024 · 29.4%
Interest coverage
101.49
2024 · 1172.59
Debt
€9k
2024 · €100k
Debt ≤ 1 year
€8k
2024 · €100k
Income taxes
€10k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€168k€109k
Formation expenses20€0-
Fixed assets21/28€5k€12k
Tangible fixed assets22/27€5k€12k
Plant, machinery and equipment23€0-
Furniture and vehicles24€5k€12k
Current assets29/58€163k€97k
Amounts receivable within one year40/41€25k€27k
Trade receivables40€24k€24k
Other amounts receivable41€1k€3k
Cash at bank and in hand54/58€135k€69k
Deferred charges and accrued income490/1€3k€971
Equity and liabilities
Total equity and liabilities10/49€168k€109k
Equity10/15€68k€101k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€49k€82k
Amounts payable17/49€100k€9k
Amounts payable within one year42/48€100k€8k
Trade debts44€3k€862
Suppliers440/4€3k€862
Taxes, remuneration and social security45€4k€2k
Taxes450/3€4k€2k
Remuneration and social security454/9€0-
Other amounts payable47/48€93k€5k
Accrued charges and deferred income492/3-€153
Income statement Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k
Other operating charges640/8€2k€650
Gross operating margin9900€72k€48k
Operating profit (loss)9901€62k€43k
Financial income75/76B€2k€33
Recurring financial income75€2k€33
Financial charges65/66B€59€469
Recurring financial charges65€59€469
Profit (loss) for the period before taxes9903€64k€42k
Income taxes67/77€14k€10k
Profit (loss) for the period9904€49k€33k
Profit (loss) for the period to be appropriated9905€49k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€175k€82k
Profit (loss) brought forward from the previous period14P€126k€49k
Profit to be distributed694/7€126k-
Return on contributions (dividend)694€126k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Liquidity times 7current ratio 11.45
Current ratio from 1.63 to 11.45; short-term debt falls from €100k to €8k.
31-12
Financial Equity above €100kEq €101k ▲47.8%
6 profitable years in a row build equity to €101k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €67k ▲155%
Operating result €86k, net result €67k, both a record.
31-12
Financial Liquidity times 7current ratio 14.34
Current ratio from 2.09 to 14.34; short-term debt falls from €45k to €10k.
31-12
Financial Equity above €100kEq €144k ▲123%
4 profitable years in a row build equity to €144k.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
27-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kloosterstraat 33620 Lanaken
Ground area
707 m²
Building footprint
101 m²
Volume, LiDAR
623 m³
Parcel 73014B0207/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LSPM Consulting
Kloosterstraat 3, 3620 LanakenActivities of head offices; management consultancy activities
since 20162.253.464.012
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73014B0207/00D000 Flanders 707 m² 1 · 101 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,597 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-05-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.