Skip to content

LSDM

Active
Private limited companyfounded 20206 yrs activeSint-Janslaan 18, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0752.620.327

LSDM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €825 and a net result of €126k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
45 / 100
Fair▼ -48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+10
Solvency7▼-93
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 23.26 in 2024), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.5%
Return on assets
78.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31510 sector peers (2025).
NBB · sector comparison
Position among 31510 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
92 d early
2024
30 d late
2023
61 d late
2022
30 d late
2021
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€825▼ 99.9%
2024 · €1.01M
2021: €94k 2022: €673k 2023: €827k 2024: €1.01M
2021 → 2025
Total assets
€160k▼ 84.8%
2024 · €1.05M
2021: €139k 2022: €908k 2023: €1.11M 2024: €1.05M
2021 → 2025
Net result
€126k▼ 30.6%
2024 · €181k
2021: €94k 2022: €588k 2023: €155k 2024: €181k
2021 → 2025
Working capital
€-31k
2024 · €996k
2021: €94k 2022: €660k 2023: €815k 2024: €996k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€94k-€673k▲ 616%€827k▲ 23.0%€1.01M▲ 21.9%€825▼ 99.9%
Operating result€118k-€772k▲ 553%€197k▼ 74.5%€218k▲ 10.8%€151k▼ 31.0%
Net result€94k-€588k▲ 525%€155k▼ 73.7%€181k▲ 16.8%€126k▼ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €118k€118kNet result 2021: €94k€94kOperating result 2022: €772k€772kNet result 2022: €588k€588kOperating result 2023: €197k€197kNet result 2023: €155k€155kOperating result 2024: €218k€218kNet result 2024: €181k€181kOperating result 2025: €151k€151kNet result 2025: €126k€126k20212022202320242025
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets €32k▲ 161%
Current assets €128k▼ 87.7%
Equity and liabilities €160k
Equity €825▼ 99.9%
Debt €160k▲ 257%
The debt ratio rises from 4.2% to 99.5%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€154k
Cash flow
€129k
Solvency
0.5%
2024 · 95.8%
Current ratio
0.80
2024 · 23.26
Quick ratio
0.80
2024 · 23.26
ROA
78.3%
2024 · 17.2%
Interest coverage
100.50
Debt
€160k
2024 · €45k
Debt ≤ 1 year
€160k
2024 · €45k
Income taxes
€36k
2024 · €54k
Equity ratios withheld: equity of €825 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.05M€160k
Fixed assets21/28€12k€32k
Tangible fixed assets22/27€12k€32k
Land and buildings22-€20k
Furniture and vehicles24€12k€12k=
Current assets29/58€1.04M€128k
Amounts receivable within one year40/41€217k€48k
Trade receivables40€114k€14k
Other amounts receivable41€102k€34k
Current investments50/53€529k-
Cash at bank and in hand54/58€287k€81k
Deferred charges and accrued income490/1€9k€20
Equity and liabilities
Total equity and liabilities10/49€1.05M€160k
Equity10/15€1.01M€825
Contributions10/11€1€1=
Profit (loss) carried forward14€1.01M€824
Amounts payable17/49€45k€160k
Amounts payable within one year42/48€45k€160k
Trade debts44€4k€5k
Suppliers440/4€4k€5k
Taxes, remuneration and social security45€14k€22k
Taxes450/3€14k€22k
Other amounts payable47/48€27k€133k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€2k€1k
Gross operating margin9900€220k€155k
Operating profit (loss)9901€218k€151k
Financial income75/76B€17k€12k
Recurring financial income75€17k€12k
Financial charges65/66B€123€2k
Recurring financial charges65€123€2k
Profit (loss) for the period before taxes9903€235k€161k
Income taxes67/77€54k€36k
Profit (loss) for the period9904€181k€126k
Profit (loss) for the period to be appropriated9905€181k€126k
Appropriation of the result
Profit (loss) to be appropriated9906€1.01M€1.13M
Profit (loss) brought forward from the previous period14P€827k€1.01M
Profit to be distributed694/7-€1.13M
Return on contributions (dividend)694-€1.13M

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Liquidity times 6current ratio 23.26
Current ratio from 3.91 to 23.26; short-term debt falls from €280k to €45k.
31-12
Financial Equity above €1MEq €1.01M ▲21.9%
4 profitable years in a row build equity to €1.01M.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Highest result since 2021net €588k ▲525%
Operating result €772k, net result €588k, both a record.
31-12
Financial Equity above €500kEq €673k ▲616%
2 profitable years in a row build equity to €673k.
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Janslaan 181150 Sint-Pieters-Woluwe
Ground area
689 m²
Building footprint
122 m²
Volume, LiDAR
937 m³
Parcel 21682C0017/00S003, Brussels · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LSDM
Sint-Janslaan 18, 1150 Sint-Pieters-WoluweFinancial service activities, except insurance and pension funding
since 20202.308.381.254
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21682C0017/00S003 Brussels 689 m² 1 · 122 m² 14.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 4,267 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-08-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:mathildevancau@gmail.com
Enterprise
Phone:+32472355393
Enterprise