LRG BOUW
ActiveThe computed 12-month bankruptcy probability of LRG BOUW is 1.8% (moderate). The 2025 annual accounts show equity of €15k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 7321 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +63 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency97▲+36
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 1.49 in 2024), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
13.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
28 d late
2022
59 d late
2021
122 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 32.1%
2024 · €12k
2020: €-2k
2021: €14k
2022: €29k
2023: €33k
2024: €12k
2020 → 2025
Total assets
€28k▼ 24.2%
2024 · €36k
2020: €22k
2021: €50k
2022: €48k
2023: €71k
2024: €36k
2020 → 2025
Net result
€4k
2024 · €-21k
2020: €-5k
2021: €16k
2022: €15k
2023: €4k
2024: €-21k
2020 → 2025
Working capital
€12k▲ 69.3%
2024 · €7k
2020: €-3k
2021: €8k
2022: €24k
2023: €27k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€29k▲ 103%€33k▲ 13.3%€12k▼ 64.6%€15k▲ 32.1%
Operating result€19k-€20k▲ 3.3%€7k▼ 63.5%€-21k€5k
Net result€16k-€15k▼ 9.0%€4k▼ 73.8%€-21k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€10k▼ 33.9%
Current assets
€17k▼ 16.9%
Equity and liabilities €28k
Equity
€15k▲ 32.1%
Debt
€12k▼ 50.5%
The debt ratio falls from 68.1% to 44.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2024 · €-15k
Cash flow
€9k▲
2024 · €-16k
Solvency
55.5%▲
2024 · 31.9%
Current ratio
2.99▲
2024 · 1.49
Quick ratio
2.99▲
2024 · 1.49
Debt / equity
0.80▼
2024 · 2.14
ROE
24.3%▲
2024 · -182.4%
ROA
13.5%▲
2024 · -58.2%
Interest coverage
9.78▲
2024 · -23.73
Debt
€12k▼
2024 · €25k
Debt ≤ 1 year
€6k▼
2024 · €14k
Debt > 1 year
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€28k▼
Fixed assets21/28€16k€10k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€1k€95▼
Furniture and vehicles24€14k€9k▼
Financial fixed assets28€735€735=
Current assets29/58€21k€17k▼
Amounts receivable after more than one year29€10k€12k▲
Other amounts receivable291€10k€12k▲
Amounts receivable within one year40/41€9k€1k▼
Trade receivables40€8k-
Other amounts receivable41€990€1k▲
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€29€245▲
Equity and liabilities
Total equity and liabilities10/49€36k€28k▼
Equity10/15€12k€15k▲
Contributions10/11€3k€3k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-10k€-6k▲
Amounts payable17/49€25k€12k▼
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€14k€6k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€527€184▼
Gross operating margin9900€-15k€10k▲
Operating profit (loss)9901€-21k€5k▲
Financial income75/76B€152€177▲
Recurring financial income75€152€177▲
Financial charges65/66B€644€1k▲
Recurring financial charges65€644€1k▲
Profit (loss) for the period before taxes9903€-21k€4k▲
Profit (loss) for the period9904€-21k€4k▲
Profit (loss) for the period to be appropriated9905€-21k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-6k▲
Profit (loss) brought forward from the previous period14P€11k€-10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.99
Current ratio from 1.49 to 2.99; short-term debt falls from €14k to €6k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼651%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenkuilstraat(M) 383630 MaasmechelenGround area
397 m²
Building footprint
106 m²
Volume, LiDAR
15 m³
Parcel 73048C7151/00H000, Flanders · tallest building 3.6 m. Linked by address, not a title deed.
1 establishment unit
LRG BOUW
since 20192.293.507.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C7151/00H000 | Flanders | 397 m² | 1 · 105 m² | 3.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EDR Project Solutions
BE 1008.585.412
Sint-Truiden · Eq €15k
DPB Duurzaam Project Bouw
BE 1023.692.468
Beernem · Eq €15k
B & R GENT
BE 0872.290.316
Roeselare · Eq €15k
RONALD JASPERS CONSTRUCT
BE 1020.291.926
Riemst · Eq €16k
HANDY & CARE
BE 0690.947.430
Leopoldsburg · Eq €16k
Of 2,429 companies in sector 41003 we hold annual accounts for 1,048. 563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2019
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.