Turnover
≈ €130,000 estimated
The micro format states no turnover.
JE Construct
Lifetime
6 annual accounts with figures on one time axispeak €10,534 (2025)
€10,534▲ 45.0%
lowest -€1,379 (2024)
€3,002▲ €4,381
peak €12,507 (2025)
€12,507▲ 31.6%
€6,180▼ 56.9%
Board1 name since 2018
1 directorMoyson Jozef Luc
Documentsfilings and deeds
21-01-202610 days before the deadline
2025micro format
Gross margin from €7,265 to €10,534Back to profit: €3,002Registered office moved from Hamme to Dendermonde 20-08Equity from €9,505 to €12,507Debts from €14,336 to €6,180Cash from €2,777 to €3,930
Key points
from the 2025 annual accountsChecked score
51
Fair
Financially stronger than 75% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 1.7%▼ -1.3 percentage points vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 1.7%● unchanged vs 07-2025
09-2025: 2.4%▲ +0.7 percentage points vs 08-2025
10-2025: 2.7%▲ +0.3 percentage points vs 09-2025
11-2025: 3.1%▲ +0.4 percentage points vs 10-2025
12-2025: 3.0%▼ -0.1 percentage points vs 11-2025
01-2026: 3.3%▲ +0.3 percentage points vs 12-2025
02-2026: 1.3%▼ -2.0 percentage points vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.2%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 3.6%▲ +2.4 percentage points vs 06-2026
08-2026: 3.5%▼ -0.1 percentage points vs 07-2026
09-2026: 3.5%● unchanged vs 08-2026
10-2026: 3.8%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 3.7%▼ -0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
Founded in 2018
Size: total assets €18,687
lowers risk
Liquidity: current ratio 1.93, cash €3,930
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 76% of them on solvency, 78% on liquidity, 73% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JE Construct has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JE Construct itself is higher: 3.7% within 12 months. It rests on far more data about JE Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JE Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (0.22 in 2024), above the usual 1.5. Short-term debt is 12.8% and cash 21% of total assets. 33.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
10 days early
2024
43 days early
2023
1 day early
2022
6 days early
2021
4 days early
2020
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 11 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered office moved from Dendermonde to Hamme
New registered office: Loystraat 60A te 9220 Hamme · Previous registered office: Kruisstraat 56, 9200 Dendermonde · Board meeting of 05-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0712602283
Registered office moved from Hamme to Dendermonde
New registered office: Kruisstraat 56, 9200 Dendermonde · Previous registered office: Heirbaan 198A, 9220 Hamme (VI.) · Board meeting of 05-03-2024 · Gazette deed
Change of role: Moyson Jozef Luc, from manager to director
“Groot- en kleinhandel in alcoholische en andere dranken; Groot- en kleinhandel in wijnen en geestrijke…” (deed in Dutch) · Director discharge: Moyson Jozef Luc · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JE Construct Hamme (Vl.) | €18,687 | €10,534 | 66.9% | - |
| BOD.SV.COMPANY Overijse | €25,348 | €8,396 | 98.8% | - |
| LRG BOUW Maasmechelen | €27,667 | €10,011 | 55.5% | - |
| SR CONSTRUCTS Brussels | €28,569 | €12,059 | -5.5% | - |
| DEHOUPE SERVICES COMPANY Machelen (Brab.) | €29,805 | €10,085 | -6.3% | - |
| TRZ Tubize | €10,920 | €9,256 | 19.8% | - |
| LIONS Etterbeek | €12,968 | €6,731 | 8.3% | - |
These companies have the same main activity as JE Construct: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €10,900 and €29,800, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 26-10-2018Normal situation
- Activity
- General construction of other non-residential buildingsNACE 41003and 2 others
- Establishment unit
- 2.281.970.8279200 Dendermonde, since 26-10-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 23-09-2025
Annual accounts to 30-06-2025
- €18,687▼ 21.6%
- Filing
- Filed on 21-01-2026, 10 days before the end of the filing period
Insights on JE Construct
JE Construct files the micro format. That format states no turnover. The gross margin rose from €5,005 in 2020 to €10,534 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JE Construct
- What is the company number of JE Construct?
- The company number of JE Construct is 0712.602.283. The VAT number is the same number with BE in front: BE 0712.602.283.
- Where is JE Construct based?
- The registered office is at Loystraat 60A, 9220 Hamme (Vl.).Company details
- What does JE Construct do?
- According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
- What is the legal form of JE Construct?
- JE Construct is a private limited company (BV).
- When was JE Construct founded?
- JE Construct was founded on 26-10-2018.
- Is JE Construct still active?
- Yes, JE Construct is an active enterprise in the KBO register.
- What is the turnover of JE Construct?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €10,534 and 278 comparable companies (NACE 410). It probably lies between €67,000 and €240,000. It is a rough estimate.Financials
- Is JE Construct profitable?
- In financial year 2025, JE Construct made a profit of €3,002.
- Where can I find the annual accounts of JE Construct?
- JE Construct filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JE Construct due?
- JE Construct must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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