LP AUTO SERVICE
ActiveLP AUTO SERVICE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €16k. Its solvency ranks better than 23% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.61; short-term debt: 30% and cash: 8.4% of total assets), but 91.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.6%
Return on assets
7.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2526 sector peers (2025).
NBB · sector comparisonPosition among 2526 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€209k
Net result
€16k
Working capital
€101k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €209k
Fixed assets
€46k
Current assets
€163k
Equity and liabilities €209k
Equity
€18k
Debt
€191k
Debt finances 91.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€34k
Cash flow
€27k
Solvency
8.6%
Current ratio
2.61
Quick ratio
0.85
Debt / equity
10.64
ROE
88.8%
ROA
7.6%
Interest coverage
12.16
Debt
€191k
Debt ≤ 1 year
€63k
Debt > 1 year
€128k
Income taxes
€4k
Staff costs
€61k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€209k
Fixed assets21/28€46k
Intangible fixed assets21€408
Tangible fixed assets22/27€45k
Plant, machinery and equipment23€33k
Furniture and vehicles24€12k
Financial fixed assets28€210
Current assets29/58€163k
Stocks and contracts in progress3€110k
Stocks30/36€110k
Amounts receivable within one year40/41€34k
Trade receivables40€34k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€209k
Equity10/15€18k
Contributions10/11€2k
Profit (loss) carried forward14€16k
Amounts payable17/49€191k
Amounts payable after more than one year17€128k
Financial debts170/4€73k
Trade debts175€4k
Other amounts payable178/9€51k
Amounts payable within one year42/48€63k
Current portion of amounts payable after more than one year42€21k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€21k
Taxes450/3€9k
Remuneration and social security454/9€12k
Other amounts payable47/48€3k
Income statement
Code2025
Remuneration, social security and pensions62€61k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€4k
Gross operating margin9900€98k
Operating profit (loss)9901€22k
Financial income75/76B€468
Recurring financial income75€468
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€4k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Libramont,Rue du Serpont 1336800 Libramont-Chevigny1 establishment unit
LP AUTO SERVICE
since 20252.371.766.004
Similar companies · same sector, comparable size
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,959. 1,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2025
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95315Tyre services
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
47820Retail sale of motor vehicle parts and accessories
93199Other sports activities
95314Bodywork repair (including spraying and painting)
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@lpautoservice.be
Phone:+32495338158