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Lowagie Consulting

Active
Private limited companyfounded 2020active for 6 yearsKerkebeekstraat 71, 8490 Jabbeke, BelgiumKBO/BCE: BE 0742.917.456

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Lowagie Consulting has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,500 and a net result of €34,170. Equity has been stable since 2020 (±0.6% per year). Its solvency ranks better than 27% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 04-02-2020 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 2 others
Establishment unit
2.299.125.375 8490 Jabbeke, since 04-02-2020
Financial year end
31 December
Peppol
Reachable since 07-10-2024

Board and ownership

Board
  • Simon LowagieDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€46,695
▲ 70.1%
Turnover
≈ €160,000
estimated
Profit
€34,170
▲ 76.9%
Equity
€32,500
▼ 49.3%
Total assets
€110,967
▲ 22.1%
Filed on 16-02-2026, 165 days before the deadlinePDF
Score breakdownraises riskFounded in 2020lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.37, cash €75,974Size: total assets €110,967Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 54-42
equity 29.3% of total assets
Liquidity 62-26
short-term debt 70.7% · cash 68.5%
Profitability 100+5
return on assets 30.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (3.27 in 2024), below the usual 1.5. Short-term debt is 70.7% and cash 68.5% of total assets. 70.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 28% of them on solvency, 45% on liquidity, 82% on profitability and 15% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.37, cash €75,974
NBB · annual accounts
lowers risk · Size: total assets €110,967
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
165 days early
2024
175 days early
2023
163 days early
2022
133 days early
2021
129 days early
2020
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 138 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €34,170 6 years View

Comparable companies

These companies have the same main activity as Lowagie Consulting: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €110,000 and €116,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Lowagie Consulting Jabbeke€110,967€46,695
SD Solution Roeselare€113,853€51,214
JoJo IT Boom€111,157€46,962
TeeCee Bilzen-Hoeselt€110,384€44,522
HARDSOFT Sint-Pieters-Woluwe€111,464€47,916
Fair Genomics Ukkel€115,243€48,620
Magarino Consulting Hasselt€115,551€49,582
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Lowagie Consulting

What is the company number of Lowagie Consulting?
The company number of Lowagie Consulting is 0742.917.456. The VAT number is the same number with BE in front: BE 0742.917.456.
Where is Lowagie Consulting based?
The registered office is at Kerkebeekstraat 71, 8490 Jabbeke.Company details
What does Lowagie Consulting do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of Lowagie Consulting?
The legal form of Lowagie Consulting is Private limited company (BV).
When was Lowagie Consulting founded?
Lowagie Consulting was founded on 04-02-2020.
Is Lowagie Consulting still active?
Yes, Lowagie Consulting is an active enterprise in the KBO register.
What is the turnover of Lowagie Consulting?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €46,695 and 64 comparable companies (NACE 62200). It probably lies between €130,000 and €210,000.Financials
Is Lowagie Consulting profitable?
In financial year 2025, Lowagie Consulting made a profit of €34,170.
Where can I find the annual accounts of Lowagie Consulting?
Lowagie Consulting filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Lowagie Consulting due?
Lowagie Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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