Equity
HARDSOFT paid out €31,262 in dividends. That is 100% of the 2025 profit.
HARDSOFT paid out €31,262 in dividends. That is 100% of the 2025 profit.
The micro format states no turnover.
The 2025 accounts came latest: 31 days after the end of the period.
Less equity than 90% of companies in computer programming and consultancy. Sector median €68,844 · 22,051 companies.
In July 2024, 2,154 companies had the same profile as HARDSOFT has now. Each dot stands for 6 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,154 companies, not a prediction for HARDSOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| HARDSOFT Woluwe-Saint-Pierre | €111,464 | €47,916 | 0.9% | - |
| Fair Genomics Uccle | €115,243 | €48,620 | 45.6% | - |
| SPEQTA Etterbeek | €114,813 | €52,318 | 38.8% | - |
| FUTURA CONSULTING Anderlecht | €99,415 | €49,965 | 28.2% | - |
| ON LAB Auderghem | €92,419 | €47,391 | 25.5% | - |
| SODAGE SOFTWARE SOLUTIONS Overijse | €114,853 | €49,575 | 17.1% | - |
| ROXA Schoten | €117,625 | €46,123 | 47.1% | - |
These companies have the same main activity as HARDSOFT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €92,400 and €118,000, founded between 2019 and 2021.
HARDSOFT files the micro format. That format states no turnover. The gross margin rose from €20,243 in 2020 to €47,916 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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