LoVO Consult
LoVO Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €20k and a net result of €29k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 22% of 3146 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €20k |
| Net result | €29k |
| Better than sector | 22% |
| Active | 7 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.0% | 52.5% | |
| Net result | €29k | €32k | |
| Equity | €20k | €75k | |
| Gross operating margin | €46k | €52k | |
| Total assets | €128k | €192k |
Show 3 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €29k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | €29k |
| Total assets | €128k |
| Equity | €20k |
| Debt | €107k |
| of which ≤ 1y | €107k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 16.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 22.7% |
| ROE | 141.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (21 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €128k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €124k |
| Amounts receivable within one year | 40/41 | €27k |
| Cash & bank | 54/58 | €96k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €128k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €107k |
| Amounts payable within one year | 42/48 | €107k |
| Trade debts payable within one year | 44 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €46k |
| Operating result | 9901 | €42k |
| Financial income | 75 | €10 |
| Financial charges | 65 | €358 |
| Result before taxes | 9903 | €41k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
-
Louis Van OverloopDirectorState Gazette act 25327809 (24-04-2025)Current24-04-2025 → present
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 31-01-2019 |
| Status | Active |
| Postal code | 2000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0126/02Z018 | Flanders | 564 m² | 1 · 420 m² | 7.1 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
24-04-2025 Louis Van Overloop appointed as director
- Louis Van Overloop, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Louis Van Overloop",
"address": "2000 Antwerpen, Rijnkaai 36 bus 2.01",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
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}
],
"notary": {
"name": "Eduard Van de Poel",
"firm_city": null,
"firm_name": "Van de Poel \u0026 Pinoy",
"office_city": "Putte",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2025-04-24",
"filing_date": "2025-04-22",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-04-03",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0719.630.033",
"name_full": "LoVO Consult",
"legal_form": "BV"
},
"publication_proxy": {
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"person_role_at_subject": null
},
"co_filed_documents": [
"expeditie van de akte",
"co\u00F6rdinatie van de statuten",
"clausule inzake vertegenwoordigingsbevoegdheid"
],
"corrected_publication_numac": null
}17-05-2022 Registered office moved within Antwerpen
- Dopheidestraat 5, 2040 Antwerpen → Rijnkaai 36 bus 2.01 te 2000 Antwerpen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Rijnkaai 36 bus 2.01 te 2000 Antwerpen",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Rijnkaai",
"country": "BE",
"postcode": "2000",
"box_number": "2.01",
"street_number": "36",
"locality_suffix": null
},
"old_address": {
"raw": "Dopheidestraat 5, 2040 Antwerpen",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Dopheidestraat",
"country": "BE",
"postcode": "2040",
"box_number": null,
"street_number": "5",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "De vergadering aanvaardt met \u00E9\u00E9nparigheid van stemmen de verplaatsing van de maatschappelijke zetel naar Rijnkaai 36 bus 2.01 te 2000 Antwerpen.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "not_specified",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-05-17",
"filing_date": "2022-05-04",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2022-02",
"unanimous": true
},
"subject_company": {
"kbo": "0719.630.033",
"name_full": "LoVo Consult",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Van Overloop Louis",
"org_rep_person_name": null,
"person_role_at_subject": "zaakvoerder"
},
"co_filed_documents": []
}| Legal nameNL | LoVO Consult |