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Complete company report
Generated 25-07-2026
Active BE 0474.324.258Public limited company

LOVIC

Chaussée de Tubize(W-B) 254 ·1440 Braine-le-Château, Belgium· 25 yrs active
Sector: Retail trade (47551)
Conclusion Checked

The computed 12-month bankruptcy probability of LOVIC is 1.2% (low). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Locations 5
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 16-07-2025 2025-00282481
31-12-2023 volledig 15-07-2024 2024-00243035
31-12-2022 volledig 17-10-2023 2023-00488311
31-12-2021 volledig 21-10-2022 2022-20469084
31-12-2020 volledig 02-08-2021 2021-44700342
31-12-2019 volledig 23-07-2020 2020-33400599
31-12-2018 volledig 22-07-2019 2019-38100396
31-12-2017 volledig 31-08-2018 2018-59200588
31-12-2016 volledig 28-08-2017 2017-51000077
31-12-2015 volledig 13-09-2016 2016-60200094
Legal Structure
NACE primary Retail trade(47551)
Legal form Public limited company(014)
Incorporation15-03-2001
StatusActive
Postal code1440
Connections & network 2 connected companies
Group structure
J.D. CONCEPT
Subsidiary · 1 location
→
Network connections
ROYALE INVEST & CREDIT
Shared director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 5 locations
Chaussée de Tubize(W-B) 254, 1440 Braine-le-Château
Detailhandel in meubels
since 20012.131.422.768
LOVIC
Avenue des Princes 54, 1300 WavreDetailhandel in huismeubilair in gespecialiseerde winkels
since 20142.243.307.914
Chaussée de Tirlemont 77, 5030 Gembloux
Detailhandel in huismeubilair in gespecialiseerde winkels
since 20152.264.116.788
EXPERT LITERIE - NAMUR
Chaussée de Marche(EP) 586, 5101 NamurDetailhandel in huismeubilair in gespecialiseerde winkels
since 20172.270.311.724
AUPING STORE - Rhode-Saint-Genèse
Waterloose Steenweg 246, 1640 Sint-Genesius-RodeDetailhandel in huismeubilair in gespecialiseerde winkels
since 20192.298.328.094
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (20%) Wallonia 4 (80%)
Parcel (capakey) Region Area Buildings Height / fl.
92253D0287/00F000 Wallonia 7.8 ha 1 · 3,209 m² -
25772G0158/00L000 Wallonia 3,390 m² 1 · 1,150 m² 16.6 m · 5 fl.
22552E0043/00B052 Flanders 1,859 m² 1 · 654 m² 10.8 m · 3 fl.
92039B0052/00A000 Wallonia 1,619 m² 1 · 962 m² -
25111A0594/00W002 Wallonia 1,353 m² 1 · 526 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
25-07-2024
State Gazette act Director changes
15-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
02-04-2024
State Gazette act Registered-office change
2023
13-11-2023
State Gazette act Director changes
13-11-2023
State Gazette act Director changes
17-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
21-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
02-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
23-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
22-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
13-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 4 acts
Address history · 1
02-04-2024
Registered-office move
All acts · 4 updated 2 years ago
2024
25-07-2024 1 director appointed, 1 reappointed Director changes
  • Victoria SEMAL, Bestuurder
  • Jean-Philippe SEMAL, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "96.07.31-486.67",
        "name": "Victoria SEMAL",
        "address": "Rue au Bois 282 \u00E0 1150",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "d\u00E9cide \u00E0 la majorit\u00E9 de nommer Madame Victoria SEMAL (NN 96.07.31-486.67), domicili\u00E9e Rue au Bois 282 \u00E0 1150, administrateur de la Soci\u00E9t\u00E9 pour une dur\u00E9e de six ans",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": "67.05.17-456.88",
        "name": "Jean-Philippe SEMAL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "renouveler les mandats d\u0027administrateurs de Monsieur Jean-Philippe SEMAL (NN 67.05.17-456.88)",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": "99.03.03-521.34",
        "name": "Lo\u00EFc SEMAL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0445.648.583",
        "name": "ROYALE INVEST \u0026 CREDIT",
        "address": null,
        "country": null,
        "legal_form": "SA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "repr\u00E9sent\u00E9e par Monsieur Lo\u00EFc SEMAL (NN 99.03.03-521.34) son repr\u00E9sentant permanent pour une dur\u00E9e de six ans, afin d\u0027aligner la dur\u00E9e de leur mandat sur celle du mandat conf\u00E9r\u00E9 \u00E0 Madame Victoria SEMAL.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-07-25",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-24",
      "unanimous": false
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0474.324.258",
    "name_full": "LOVIC",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Semal Jean-Philippe",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur d\u00E9l\u00E9gu\u00E9"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
02-04-2024 Registered office moved from La Hulpe to Wauthier-Braine Registered-office change
  • Rue des Combattants 120 -1310 La Hulpe → 1440 Wauthier-Braine, Chaussée de Tubize 254
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "1440 Wauthier-Braine, Chauss\u00E9e de Tubize 254",
        "city": "Wauthier-Braine",
        "region": "waals_gewest",
        "street": "Chauss\u00E9e de Tubize",
        "country": "BE",
        "postcode": "1440",
        "box_number": null,
        "street_number": "254",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue des Combattants 120 -1310 La Hulpe",
        "city": "La Hulpe",
        "region": "waals_gewest",
        "street": "Rue des Combattants",
        "country": "BE",
        "postcode": "1310",
        "box_number": null,
        "street_number": "120",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "Le Conseil d\u0027Administration d\u00E9cide de transf\u00E9rer le si\u00E8ge social, actuellement situ\u00E9 \u00E0 1310 La Hulpe, Rue des Combattants 120 \u00E0 1440 Wauthier-Braine, Chauss\u00E9e de Tubize 254 \u00E0 dater de ce jour.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-04-02",
    "filing_date": "2024-03-20",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "conseil_d_administration",
    "date": "2024-01-10",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0474.324.258",
    "name_full": "LOVIC DU BRABANT WALLON",
    "legal_form": "SA",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Semal Jean-Philippe",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur d\u00E9l\u00E9gu\u00E9"
  },
  "co_filed_documents": []
}
2023
13-11-2023 2 resigning, 3 reappointed Director changes
  • Antoine Semal, Bestuurder
  • Antoine Semal, Gedelegeerd bestuurder
  • Jean-Philippe Semal, Bestuurder
  • Jean-Philippe Semal, Gedelegeerd bestuurder
  • Loïc Semal, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": "77.11.13-169-68",
        "name": "Antoine Semal",
        "address": "1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Monsieur Antoine Semal (NN 77.11.13-169-68), domicili\u00E9 \u00E0 1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8, a pr\u00E9sent\u00E9 sa d\u00E9mission de son mandat d\u0027administrateur et d\u0027administrateur d\u00E9l\u00E9gu\u00E9.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "77.11.13-169-68",
        "name": "Antoine Semal",
        "address": "1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Monsieur Antoine Semal (NN 77.11.13-169-68), domicili\u00E9 \u00E0 1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8, a pr\u00E9sent\u00E9 sa d\u00E9mission de son mandat d\u0027administrateur et d\u0027administrateur d\u00E9l\u00E9gu\u00E9.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": "67.05.17-456-88",
        "name": "Jean-Philippe Semal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "En outre, l\u0027Assembl\u00E9e, \u00E0 la majorit\u00E9, reconduit pour une dur\u00E9e de 6 ans le mandat d\u0027administrateur et",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "67.05.17-456-88",
        "name": "Jean-Philippe Semal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "En outre, l\u0027Assembl\u00E9e, \u00E0 la majorit\u00E9, reconduit pour une dur\u00E9e de 6 ans le mandat d\u0027administrateur et",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": "99.03.03-521.34",
        "name": "Lo\u00EFc Semal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0445.648.583",
        "name": "SA Royale Invest Cr\u00E9dit",
        "address": null,
        "country": null,
        "legal_form": "SA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "En outre, l\u0027Assembl\u00E9e, \u00E0 la majorit\u00E9, reconduit pour une dur\u00E9e de 6 ans le mandat d\u0027administrateur et",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": "77.11.13-169-68",
        "name": "Antoine Semal",
        "address": "1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "La d\u00E9charge ne lui est pas donn\u00E9e pour son mandat, par vote sp\u00E9cial et \u00E0 la majorit\u00E9.",
      "decharge_status": "refused",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": "77.11.13-169-68",
        "name": "Antoine Semal",
        "address": "1348 Louvain-La-Neuve, Avenue Jean-Libert Hennebel 8",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "La d\u00E9charge ne lui est pas donn\u00E9e pour son mandat, par vote sp\u00E9cial et \u00E0 la majorit\u00E9.",
      "decharge_status": "refused",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-13",
    "filing_date": "2023-10-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-10-09",
      "unanimous": false
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0474.324.258",
    "name_full": "LOVIC",
    "legal_form": "Soci\u00E9t\u00E9 Anonyme"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
13-11-2023 Antoine Semal resigns as director Director changes
  • Antoine Semal, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Antoine Semal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-01-31",
      "evidence_quote": "Monsieur Antoine Semal a d\u00E9missionn\u00E9 de ses fonctions d\u0027administrateur et d\u0027administrateur-d\u00E9l\u00E9gu\u00E9 avec effet imm\u00E9diat au 31 janvier 2023",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-13",
    "filing_date": "2023-01-31",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [],
  "is_correction": false,
  "subject_company": {
    "kbo": "0474.324.258",
    "name_full": "LOVIC",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Detailhandel in meubels52441
Primary activity highlighted.
Names & trade names
Legal nameFR LOVIC
Registered office
Chaussée de Tubize(W-B) 254
1440 Braine-le-Château, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Décoration Collectivity Advisors-Meubles Pascal Michiels BE 0438.769.206 · Braine-le-Château
Etablissementen Vastiau Godeau BE 0400.922.972 · Beersel
ETS. G. DEWILDE ET FILS BE 0462.999.905 · Court-Saint-Etienne
IKEA BELGIUM BE 0425.258.688 · Zaventem
MONTABEL CUISINES BE 0452.376.920 · Chaumont-Gistoux
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative