Summary
Lovalumen has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €107,931 and a net result of -€34,041. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 9633 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
121 d late
2022
31 d late
2021
120 d late
2020
247 d late
2019
145 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 112 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€107,931▼ 24.0%
2023 · €141,972
Total assets
€1.0m▲ 3.4%
2023 · €1.0m
Net result
-€34,041
2023 · €24,137
Working capital
-€692,069▼ 5.2%
2023 · -€658,028
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€36,354€10,837▼ 70.2%€10,525▼ 2.9%€44,252▲ 320%-€12,674
Net result€21,855within the sector's middle half€2,768below the sector's middle half▼ 87.3%€1,480within the sector's middle half▼ 46.5%€24,137within the sector's middle half▲ 1,531%-€34,041below the sector's middle half
Equity€113,588within the sector's middle half▲ 23.8%€116,355within the sector's middle half▲ 2.4%€117,835above the sector's middle half▲ 1.3%€141,972within the sector's middle half▲ 20.5%€107,931below the sector's middle half▼ 24.0%
Total assets€1.2mwithin the sector's middle half▲ 0.4%€1.1mwithin the sector's middle half▼ 1.0%€1.1mabove the sector's middle half▲ 0.2%€1.0mwithin the sector's middle half▼ 12.8%€1.0mwithin the sector's middle half▲ 3.4%
Debt€1.0m▼ 1.6%€1.0m▼ 1.4%€1.0m=€858,351▼ 16.6%€926,114▲ 7.9%
Working capital-€536,412below the sector's middle half▲ 3.9%-€593,114below the sector's middle half▼ 10.6%-€621,685below the sector's middle half▼ 4.8%-€658,028below the sector's middle half▼ 5.8%-€692,069below the sector's middle half▼ 5.2%
Solvency9.8%below the sector's middle half▲ 1.9pp10.2%below the sector's middle half▲ 0.3pp10.3%within the sector's middle half▲ 0.1pp14.2%below the sector's middle half▲ 3.9pp10.4%below the sector's middle half▼ 3.8pp
Current ratio0.40below the sector's middle half▲ 0.010.37below the sector's middle half▼ 0.030.36below the sector's middle half▼ 0.010.23below the sector's middle half▼ 0.130.25below the sector's middle half▲ 0.02
Return on assets (ROA)1.9%within the sector's middle half▲ 2.8pp0.2%below the sector's middle half▼ 1.6pp0.1%within the sector's middle half▼ 0.1pp2.4%within the sector's middle half▲ 2.3pp-3.3%below the sector's middle half▼ 5.7pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €12,674 after €44,252 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.0m
Fixed assets
€800,000 =
Current assets
€234,044 ▲ 16.8%
Equity and liabilities €1.0m
Equity
€107,931 ▼ 24.0%
Debt
€926,114 ▲ 7.9%
Debt's share of the balance-sheet total rises from 85.8% to 89.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-31.5%▼
2023 · 17.0%
Debt ≤ 1 year
€926,114▲
2023 · €858,351
Income taxes
€19,934▲
2023 · €14,494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,598 | - | €7,239 | €5,044 | €234 | ▼ 95.4% |
| Gross operating margin9900 | €37,952 | €10,837 | €17,764 | €49,296 | -€12,439 | ▼ 125% |
| Operating profit (loss)9901 | €36,354 | €10,837 | €10,525 | €44,252 | -€12,674 | ▼ 129% |
| Financial income75/76B | - | €10 | - | €3 | €8 | ▲ 204% |
| Recurring financial income75 | - | €10 | - | €3 | €8 | ▲ 204% |
| Financial charges65/66B | €5,091 | €6,613 | €6,128 | €5,623 | €1,441 | ▼ 74.4% |
| Recurring financial charges65 | €5,091 | €6,613 | €6,128 | €5,623 | €1,441 | ▼ 74.4% |
| Profit (loss) for the period before taxes9903 | €31,263 | €4,234 | €4,397 | €38,631 | -€14,107 | ▼ 137% |
| Income taxes67/77 | €9,408 | €1,467 | €2,917 | €14,494 | €19,934 | ▲ 37.5% |
| Profit (loss) for the period9904 | €21,855 | €2,768 | €1,480 | €24,137 | -€34,041 | ▼ 241% |
| Profit (loss) for the period to be appropriated9905 | €21,855 | €2,768 | €1,480 | €24,137 | -€34,041 | ▼ 241% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.1m | €1.1m | €1.0m | €1.0m | ▲ 3.4% |
| Fixed assets21/28 | €800,000 | €800,000 | €800,000 | €800,000 | €800,000 | = |
| Financial fixed assets28 | €800,000 | €800,000 | €800,000 | €800,000 | €800,000 | = |
| Current assets29/58 | €357,174 | €345,592 | €347,320 | €200,323 | €234,044 | ▲ 16.8% |
| Amounts receivable within one year40/41 | €355,976 | €343,332 | €346,581 | €200,013 | €217,907 | ▲ 8.9% |
| Trade receivables40 | €316,370 | €291,780 | €194,000 | €97,250 | €125,316 | ▲ 28.9% |
| Other amounts receivable41 | €39,606 | €51,552 | €152,581 | €102,763 | €92,591 | ▼ 9.9% |
| Cash at bank and in hand54/58 | €873 | €1,945 | €612 | €175 | €379 | ▲ 117% |
| Deferred charges and accrued income490/1 | €325 | €315 | €128 | €134 | €15,758 | ▲ 11,633% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.1m | €1.1m | €1.0m | €1.0m | ▲ 3.4% |
| Equity10/15 | €113,588 | €116,355 | €117,835 | €141,972 | €107,931 | ▼ 24.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €94,988 | €97,755 | €99,235 | €123,372 | €89,331 | ▼ 27.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €93,128 | €95,895 | €97,375 | €121,512 | €87,471 | ▼ 28.0% |
| Amounts payable17/49 | €1.0m | €1.0m | €1.0m | €858,351 | €926,114 | ▲ 7.9% |
| Amounts payable after more than one year17 | €150,000 | €90,530 | €60,480 | - | - | - |
| Financial debts170/4 | €150,000 | €90,530 | €60,480 | - | - | - |
| Amounts payable within one year42/48 | €893,587 | €938,706 | €969,005 | €858,351 | €926,114 | ▲ 7.9% |
| Current portion of amounts payable after more than one year42 | - | €29,062 | €32,509 | - | - | - |
| Trade debts44 | €30,130 | €37,490 | €42,771 | €21,757 | €36,640 | ▲ 68.4% |
| Suppliers440/4 | €30,130 | €37,490 | €42,771 | €21,757 | €36,640 | ▲ 68.4% |
| Taxes, remuneration and social security45 | €51,808 | €45,398 | €34,304 | €50,149 | €57,679 | ▲ 15.0% |
| Taxes450/3 | €41,350 | €40,348 | €29,164 | €45,406 | €50,239 | ▲ 10.6% |
| Remuneration and social security454/9 | €10,458 | €5,051 | €5,140 | €4,743 | €7,440 | ▲ 56.9% |
| Other amounts payable47/48 | €811,648 | €826,756 | €859,421 | €786,445 | €831,795 | ▲ 5.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,855 | €2,768 | €1,480 | €24,137 | -€34,041 | ▼ 241% |
| Operating cash flow (approximation) | €21,855 | €2,768 | €1,480 | €24,137 | -€34,041 | ▼ 241% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,073 | -€1,334 | -€437 | €205 | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet -€34,041
Net result drops to -€34,041, the lowest in the series.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 121 days late
2023
31-12
Financial
Highest result since 2018net €24,137 ▲1,531%
Operating result €44,252, net result €24,137, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 120 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 247 days late
2020
31-12
Financial
Back to profitnet €21,855
Net result €21,855 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €113,588 ▲23.8%
Equity rises from €91,733 to €113,588.
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 145 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2012
Ground area
4,058 m²
Building footprint
216 m²
Volume, LiDAR
1,313 m³
Parcel 24043F0017/00T002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Dellestraat 23, 3220 Holsbeek
since 20122.210.135.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043F0017/00T002 | Flanders | 4,057 m² | 1 · 216 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of Lovalumen and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 763 companies in sector 47552 we hold annual accounts for 444. 366 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844465469
Also
9925:BE0844465469
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.