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SB Interiors

Active
Public limited companyfounded 199729 years activeCrijtstraat 37, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0460.274.106
Summary

SB Interiors has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450,016 and a net result of -€116,900. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 12,411 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Retail sale of lighting equipment
NACE 47552
1 site
Size
€630,931total assets 2025
Equity
€450,016
Loss
-€116,900
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts 1 day early0 of 9 deeds read
Why 65- Loss of €116,900 (FY 2025)- 1 change of registered office in 24 months- Liquidity: current ratio 3.43, cash €8,603, halved+ Size: total assets €630,931Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 36% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 96+16
equity 71.3% of total assets
Liquidity 40-38
short-term debt 28.7% · cash 1.4%
Profitability 0-100
return on assets -18.5%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 1.2%▲ +0.6 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -1.6 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 1.1%▲ +1.0 percentage point vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.43 against 2.22 in 2024; short-term debt: 28.7% and cash: 1.4% of total assets), and 28.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 82% on solvency, 38% on liquidity, 6% on profitability and 19% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €116,900 (FY 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
lowers risk · Size: total assets €630,931
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.43, cash €8,603, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
33 days early
2022
8 days early
2021
34 days early
2020
2 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €563,400

Key points

  • Caution: From profit to loss in 2025after €563,400 in 2024 -€116,900 View
  • Caution: Among the weakest 5% on net resultsector median €28,351 · 12,399 companies -€116,900 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€630,931
Loss
-€116,900
Solvency
71.3%
Total assets▼ 38.7%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity times 8
  2. 31-12-2024Equity above €500,000
  3. 28-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of lighting equipmentNACE 47552
Founded
28-03-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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