LOUYET NAMA

Active

Public limited companyfounded 1983active for 43 yearsChaussée de Marche(WD) 620, 5100 Namur, BelgiumKBO/BCE: BE 0424.186.443

Summary

LOUYET NAMA has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €1.5m. Equity is growing by about 5.5% per year across the filed financial years. Its solvency ranks better than 26% of 5,034 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

LOUYET NAMAActiveChecked score 91/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

7th largest employer in Namur, Wholesale and retail trade sector2 sites

Size

€80.1mturnover 2025

Staff: 79.9 FTE
Equity: €2.6m
Profit: €1.5m

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: L. LOUYET · 100%

L for LManaging director · permanent representative Laurent LOUYET
L. LOUYETManaging director · permanent representative Léon LOUYET

Auditor: KNAEPEN LAFONTAINE Réviseurs d'entreprises2025 accounts filed 29 days late5 of 10 deeds summarised

Why 91raises riskEquity €2.6m (15.6% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.46, cash €4.4mFounded in 1983Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 47, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 41+2

equity 15.6% of total assets

Liquidity 55+15

short-term debt 53.6% · cash 26.1%

Profitability 65+28

return on assets 9.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (385 companies, NACE 47, medium-sized)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.3 percentage points vs 04-2025 06-2025: 0.4%▼ -0.3 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.2 percentage points vs 04-2026 06-2026: 0.9%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.1%▼ -0.8 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €230,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.46, compared with 1.39 in 2024, below the usual 1.5; short-term debt: 53.6% and cash: 26.1% of total assets), and 84.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 35% on solvency, 81% on liquidity, 62% on profitability and 17% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Equity €2.6m (15.6% of total assets)

NBB · annual accounts

Liquidity: current ratio 1.46, cash €4.4m

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Founded in 1983

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 29 days late

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

29 days late

2024

27 days late

2023

on the day

2022

26 days early

2021

22 days late

2020

23 days late

2019

18 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 May (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end31-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-05-2026 Annual accounts filedfinancial year 2025 · full…
26-01-2026 Appointment: BDO Reviseurs d'entreprises SRL (statutory…Gazette deed
27-05-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Positive: Result rose in 2025from €204,575 to €1.5m ▲ 637% View
Positive: Among the best 5% on net resultsector median €39,952 · 5,033 companies €1.5m View
Positive: 8 profitable years in a rowprofit 2025: €1.5m 8 years View
Controlled by L. LOUYET 100% View

By topic

Financials

Financial year: 2025
Turnover: €80.1m
Profit: €1.5m
Solvency: 15.6%

Turnover▼ 5.6%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: L. LOUYET · 100%
Auditor: KNAEPEN LAFONTAINE Réviseurs d'entreprises

L for LManaging director
L. LOUYETManaging director

Go to Board & ownership

Network & group

Connected companies: 29

Go to Network & group

Timeline

Events: 51
Since: 1984
Next accounts: by 30-04-2027

30-04-2024Annual accounts filed
04-10-2023Resignations: L. LOUYET (director) and Laurent LOUYET…
30-09-2023Highest result from 2018 to 2025

Go to Timeline

Company details

Sites: 2

Legal form: Public limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 01-01-1983
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 34

Annual meeting: Second Friday of March at 11:00
Purpose: “L'exploitation de garages; L'achat,la vente de véhicules automobiles neufs et…” (deed in French)

Go to Articles of association

Key facts about LOUYET NAMA

What is the company number of LOUYET NAMA?: 0424.186.443. In Belgium the VAT number is the company number with BE in front: BE 0424.186.443.
Where is LOUYET NAMA based?: The registered office is at Chaussée de Marche(WD) 620, 5100 Namur.Company details
What does LOUYET NAMA do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of LOUYET NAMA?: Public limited company (NV).
When was LOUYET NAMA founded?: On 01-01-1983.
Is LOUYET NAMA still active?: Yes, LOUYET NAMA is an active enterprise in the KBO register.
How many employees does LOUYET NAMA have?: On average 79.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LOUYET NAMA?: €80.1m in financial year 2025, according to the filed annual accounts.
Is LOUYET NAMA profitable?: In financial year 2025, LOUYET NAMA made a profit of €1.5m.
Where can I find the annual accounts of LOUYET NAMA?: LOUYET NAMA filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOUYET NAMA due?: By 30-04-2027, for financial year 2026.Timeline