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L. LOUYET

Active
Public limited companyfounded 200026 years activeRue de Mons 80, 6000 Charleroi, BelgiumKBO/BCE: BE 0471.397.135
Summary

L. LOUYET has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62.9m and a net result of €25.1m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 470 sector peers (NACE 95, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
#1 company by total assets in Hainaut, Other services sector1 site
Size
€11.4mturnover 2025
Staff
69.7 FTE
Equity
€62.9m
Profit
€25.1m
Standalone figures, without subsidiaries
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Largest shareholder
L for L · 10.8%
Holdings
26
Accounts filed 29 days late1 of 21 deeds read
Why 97- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)+ Founded in 2000+ Size: turnover €11.4m, 69.7 FTE, total assets €281.0m, files consolidated accounts+ Liquidity: current ratio 0.76, cash €94.0mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 95, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 47-10
equity 22.4% of total assets
Liquidity 69+8
short-term debt 47.0% · cash 33.4%
Profitability 64-18
return on assets 8.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (40 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.2 percentage points vs 03-2025highest value 05-2025: < 0.1%▼ -0.8 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €1,100,000 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.69 in 2024; short-term debt: 47% and cash: 33.4% of total assets), and 77.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, medium-sized): better than 46% on solvency, 95% on liquidity, 64% on profitability and 95% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2000
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: turnover €11.4m, 69.7 FTE, total assets €281.0m, files consolidated accounts
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.76, cash €94.0m
NBB · annual accounts
raises risk · Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192122232425
2018 to 2025 · latest year €62.9m
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
29 days late
2024
on the day
2023
6 days early
2022
26 days early
2021
48 days late
2019
7 days early
2018
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignations & appointmentsGeneral meeting
  3. Highest result since 2018net €25.1m ▲32.7%

Key points

  • Positive: Company by total assets in Hainaut, Other services…in the Checked rankings #1 View
  • Positive: Equity rose in 2025from €38.0m to €62.9m ▲ 65.5% View
  • Heads a groupcompanies controlled · known shareholders 100% 25 View
  • Positive: 7 profitable years in a rowprofit 2025: €25.1m 7 years View

By topic

Financials

Fiscal year
2025
Turnover
€11.4m
Profit
€25.1m
Solvency
22.4%
Turnover▲ 33.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 30-04-2027
  1. 30-09-2025Equity above €50m
  2. 17-07-2025Annual accounts filed
  3. 30-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
08-03-2000
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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