LOUYET EXCLUSIVE
ActiveLOUYET EXCLUSIVE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479k and a net result of €186k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+4
Solvency27▼-2
Growth74▼-3
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.96 in 2024; short-term debt: 76.8% and cash: 26.7% of total assets), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
0.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 4147 sector peers (2025).
NBB · sector comparisonPosition among 4147 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
on the day
2023
6 d early
2022
32 d early
2021
6 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€29.85M▼ 2.2%
2024 · €30.50M
2018: €15.42M
2019: €14.84M
2020: €13.43M
2021: €21.60M
2022: €13.64M
2023: €27.16M
2024: €30.50M
2018 → 2025
EBIT margin
2.1%=
2024 · 2.1%
2018: 0.4%
2019: 0.6%
2020: 0.7%
2021: 0.0%
2022: 3.2%
2023: 1.6%
2024: 2.1%
2018 → 2025
Net result
€186k▲ 49.3%
2024 · €124k
2018: €22k
2019: €20k
2020: €20k
2021: €-51k
2022: €307k
2023: €277k
2024: €124k
2018 → 2025
Working capital
€2.16M
2024 · €-464k
2018: €101k
2019: €380k
2020: €362k
2021: €-12k
2022: €318k
2023: €-4k
2024: €-464k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21.60M-€13.64M▼ 36.9%€27.16M▲ 99.1%€30.50M▲ 12.3%€29.85M▼ 2.2%
Equity€185k-€492k▲ 166%€619k▲ 25.8%€494k▼ 20.3%€479k▼ 2.9%
Operating result€-10k-€432k€426k▼ 1.3%€636k▲ 49.2%€634k▼ 0.4%
Net result€-51k-€307k€277k▼ 9.9%€124k▼ 55.0%€186k▲ 49.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21.27M
Fixed assets
€2.78M▼ 13.0%
Current assets
€18.49M▲ 82.1%
Equity and liabilities €21.27M
Equity
€479k▼ 2.9%
Provisions
€148k▲ 14.9%
Debt
€20.64M▲ 62.2%
The debt ratio rises from 95.3% to 97.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.08M▲
2024 · €973k
Cash flow
€632k▲
2024 · €462k
Solvency
2.3%▼
2024 · 3.7%
Current ratio
1.13▲
2024 · 0.96
Quick ratio
0.60▲
2024 · 0.13
Debt / equity
43.05▲
2024 · 25.78
ROE
38.7%▲
2024 · 25.2%
ROA
0.9%▼
2024 · 0.9%
Interest coverage
3.34▲
2024 · 2.60
Debt
€20.64M▲
2024 · €12.73M
Debt ≤ 1 year
€16.34M▲
2024 · €10.62M
Debt > 1 year
€3.77M▲
2024 · €1.91M
Income taxes
€122k▲
2024 · €80k
Staff costs
€965k▲
2024 · €876k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13.35M€21.27M▲
Fixed assets21/28€3.19M€2.78M▼
Tangible fixed assets22/27€3.19M€2.78M▼
Plant, machinery and equipment23€365k€287k▼
Furniture and vehicles24€547k€439k▼
Other tangible fixed assets26€2.28M€2.05M▼
Assets under construction and advance payments27€0-
Financial fixed assets28€67€67=
Other financial fixed assets284/8€67€67=
Amounts receivable and cash guarantees285/8€67€67=
Current assets29/58€10.16M€18.49M▲
Stocks and contracts in progress3€8.81M€8.62M▼
Stocks30/36€8.81M€8.62M▼
Goods purchased for resale34€8.81M€8.62M▼
Amounts receivable within one year40/41€1.24M€4.12M▲
Trade receivables40€1.11M€3.97M▲
Other amounts receivable41€123k€148k▲
Cash at bank and in hand54/58€47k€5.67M▲
Deferred charges and accrued income490/1€63k€78k▲
Equity and liabilities
Total equity and liabilities10/49€13.35M€21.27M▲
Equity10/15€494k€479k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€432k€418k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€426k€412k▼
Provisions and deferred taxes16€129k€148k▲
Provisions for liabilities and charges160/5€129k€148k▲
Environmental obligations163€0-
Other liabilities and charges164/5€129k€148k▲
Amounts payable17/49€12.73M€20.64M▲
Amounts payable after more than one year17€1.91M€3.77M▲
Financial debts170/4€1.91M€1.71M▼
Credit institutions173€1.91M€1.71M▼
Advances received on contracts in progress176-€2.05M
Amounts payable within one year42/48€10.62M€16.34M▲
Current portion of amounts payable after more than one year42€196k€201k▲
Financial debts43€1.17M€363k▼
Credit institutions430/8€1.17M€363k▼
Trade debts44€5.56M€2.77M▼
Suppliers440/4€5.56M€2.77M▼
Advances received on contracts in progress46€3.14M€3.24M▲
Taxes, remuneration and social security45€296k€170k▼
Taxes450/3€196k€78k▼
Remuneration and social security454/9€100k€92k▼
Other amounts payable47/48€262k€9.59M▲
Accrued charges and deferred income492/3€194k€541k▲
Income statement
Code20242025
Operating income70/76A€32.29M€31.86M▼
Turnover70€30.50M€29.85M▼
Other operating income74€1.79M€2.01M▲
Operating charges60/66A€31.66M€31.23M▼
Goods for resale, raw materials and consumables60€28.35M€27.79M▼
Purchases600/8€34.40M€27.65M▼
Change in stocks: decrease (increase)609€-6.05M€141k▲
Services and other goods61€1.85M€1.88M▲
Remuneration, social security and pensions62€876k€965k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€337k€446k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€73k€47k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€104k€19k▼
Other operating charges640/8€61k€73k▲
Operating profit (loss)9901€636k€634k▼
Financial income75/76B€282€9k▲
Recurring financial income75€282€9k▲
Other financial income752/9€282€9k▲
Financial charges65/66B€432k€335k▼
Recurring financial charges65€387k€335k▼
Debt charges650€374k€323k▼
Other financial charges652/9€13k€11k▼
Non-recurring financial charges66B€45k€0▼
Profit (loss) for the period before taxes9903€205k€308k▲
Income taxes67/77€80k€122k▲
Taxes670/3€80k€122k▲
Profit (loss) for the period9904€124k€186k▲
Profit (loss) for the period to be appropriated9905€124k€186k▲
Appropriation of the result
Profit (loss) to be appropriated9906€124k€186k▲
Transfer from equity791/2€250k€200k▼
From reserves792€250k€200k▼
Transfer to equity691/2€124k€186k▲
To other reserves6921€124k€186k▲
Profit to be distributed694/7€250k€200k▼
Return on contributions (dividend)694€250k€200k▼
Social balance
Average headcount (FTE)908710.410.4=
The notes to these accounts (60 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Equity above €500kEq €619k ▲25.8%
2 profitable years in a row build equity to €619k.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Back to profitnet €307k
Net result €307k after one loss-making year.
30-09
Financial
Equity above €200kEq €492k ▲166%
Equity rises from €185k to €492k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-51k ▼359%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 4 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 561410 WaterlooGround area
1.1 ha
Building footprint
5,302 m²
Volume, LiDAR
20,911 m³
3 parcels, Flanders, Wallonia · tallest building 20.8 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
LOUYET EXCLUSIVE
since 20112.197.948.041
Louyet Aston Martin Antwerpen Atelier
since 20252.378.370.219
Louyet Aston Martin Antwerpen Showroom
since 20252.378.370.417
Louyet Lotus Liège
since 20262.385.275.332
3 parcels
Flanders
2
(66.7%)
Wallonia
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0662/00M000 | Wallonia | 4,915 m² | 1 · 2,045 m² | 7.5 m · 2 fl. |
| 12036B0569/00A000 | Flanders | 4,575 m² | 1 · 2,407 m² | 12.9 m |
| 11052A0107/00S000 | Flanders | 1,845 m² | 1 · 849 m² | 20.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-02-2011
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vincent.vandenbroeck@giniongroup.be