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AUTOCENTER ASSE

Active
Public limited companyfounded 1989active for 37 yearsSchaapschuur 6, 1790 Affligem, BelgiumKBO/BCE: BE 0438.476.226
Summary

The computed 12-month bankruptcy probability of AUTOCENTER ASSE is 4.7% (elevated). The 2024 annual accounts show equity of €477,920 and a net result of €729,351, of which €708,475 non-recurring income. Equity has been growing by about 3.6% per year since 2018. Its solvency ranks better than 41% of 9,537 sector peers (NACE 47, financial year 2024). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-10-1989 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 2 others
Joint committees
112 Paritair Comité voor het garagebedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
Establishment unit
2.045.403.465 1790 Affligem, since 30-10-1989
Financial year end
31 December
Peppol
Reachable since 24-12-2025

Board and ownership

Board
Shareholders
  • STEKAMAT· score 372024 annual accounts of STEKAMAT

Financial position

39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.7%
Annual accounts 2024
Gross margin
€859,675
▲ 248%
Turnover
≈ €7.4m
estimated
Profit
€729,351
▲ 16×
Equity
€477,920
▲ 2.0%
Total assets
€1.5m
▲ 57.9%
Employees on 31-12-2024
1
▼ 66.7%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 17-03-2026)1 financial year not filed after the legal deadline; last filed accounts filed 229 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFounded in 1989Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Average
Solvency 56-17
equity 31.3% of total assets
Liquidity 20-11
short-term debt 65.2% · cash 3.7%
Profitability 100+26
return on assets 47.7%
Bankruptcy probability within 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.3 percentage points vs 09-2025 11-2025: 3.3%▲ +2.2 percentage points vs 10-2025 12-2025: 3.8%▲ +0.5 percentage points vs 11-2025 01-2026: 6.0%▲ +2.2 percentage points vs 12-2025 02-2026: 6.0%● unchanged vs 01-2026 03-2026: 6.0%● unchanged vs 02-2026highest value 04-2026: 1.8%▼ -4.2 percentage points vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.6%▲ +0.6 percentage points vs 07-2026 09-2026: 3.2%▲ +0.6 percentage points vs 08-2026 10-2026: 4.7%▲ +1.5 percentage points vs 09-2026 11-2026: 4.7%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.48 (1.82 in 2023), below the usual 1.5. Short-term debt is 65.2% and cash 3.7% of total assets. 68.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 47% of them on solvency, 18% on liquidity, 96% on profitability and 45% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 17-03-2026)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 229 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 229 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2026, 229 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
229 days late
2023
91 days late
2022
112 days late
2021
78 days late
2020
90 days late
2019
164 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 127 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Result rose in 2024mostly from a one-off income of €708,475 ▲ 16× View
  • Positive: Higher net result than 95% of companies in retail tradesector median €44,727 · 9,539 companies €729,351 View

Recent changes

  1. · Gazette deed Registered office moved from Asse to HekelgemNew seat: Schaapschuur 6, unit 10, 1790 Hekelgem · Previous seat: Brusselsesteenweg 329, 1730 Asse
  2. · Gazette deed 1 director appointed, 1 director resigning, 2 reappointedReappointments: STEKAMAT (director) and Vancassel Kathleen (director) · Permanent representative: Van Overwalle Steven · Resignation: STEKAMAT (gedelegeerd bestuurder en voorzitter raad van bestuur)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as AUTOCENTER ASSE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.2m and €2.3m, founded between 1980 and 1996.

CompanyTotal assetsGross margin
AUTOCENTER ASSE Affligem€1.5m€0.9m
Garage Van Borm Londerzeel€1.7m€0.4m
GARAGE GEERT Linter€1.7m€0.4m
GARAGE VANHELLEMONT Lubbeek€1.4m€0.9m
GARAGE GILBERT VANDERMINNEN Grimbergen€1.2m€0.5m
Garage Marc Gielen Bilzen-Hoeselt€1.6m€0.5m
GARAGE Y. VAN LIERDE Zottegem€2.3m€1.0m
Full comparison

Key facts about AUTOCENTER ASSE

What is the company number of AUTOCENTER ASSE?
The company number of AUTOCENTER ASSE is 0438.476.226. The VAT number is the same number with BE in front: BE 0438.476.226.
Where is AUTOCENTER ASSE based?
The registered office is at Schaapschuur 6, 1790 Affligem.Company details
What does AUTOCENTER ASSE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AUTOCENTER ASSE?
The legal form of AUTOCENTER ASSE is Public limited company (NV).
When was AUTOCENTER ASSE founded?
AUTOCENTER ASSE was founded on 06-10-1989.
Is AUTOCENTER ASSE still active?
Yes, AUTOCENTER ASSE is an active enterprise in the KBO register.
How many employees does AUTOCENTER ASSE have?
AUTOCENTER ASSE had an average of 2.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does AUTOCENTER ASSE fall under?
In its 2023 annual accounts, AUTOCENTER ASSE states joint committees 112 (Paritair Comité voor het garagebedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of AUTOCENTER ASSE?
The turnover in financial year 2024 is ≈ €7.4m. This figure is estimated from the gross margin of €859,675 and 35 comparable companies (NACE 47811). It probably lies between €3.9m and €11.0m.
Is AUTOCENTER ASSE profitable?
In financial year 2024, AUTOCENTER ASSE made a profit of €729,351.
Where can I find the annual accounts of AUTOCENTER ASSE?
AUTOCENTER ASSE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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