AUTOCENTER ASSE
ActiveAUTOCENTER ASSE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €478k and a net result of €729k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 9625 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+26
Solvency56▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 1.82 in 2023; short-term debt: 65.2% and cash: 3.7% of total assets), and 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.3%
Return on assets
47.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2026, 229 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
229 d late
2023
91 d late
2022
112 d late
2021
78 d late
2020
90 d late
2019
164 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€478k▲ 2.0%
2023 · €469k
2018: €403k
2019: €382k
2020: €415k
2021: €401k
2022: €424k
2023: €469k
2018 → 2024
Total assets
€1.53M▲ 57.9%
2023 · €968k
2018: €1.38M
2019: €873k
2020: €953k
2021: €800k
2022: €776k
2023: €968k
2018 → 2024
Net result
€729k▲ 1,541%
2023 · €44k
2018: €39k
2019: €8k
2020: €78k
2021: €-14k
2022: €23k
2023: €44k
2018 → 2024
Working capital
€478k▲ 34.5%
2023 · €356k
2018: €368k
2019: €275k
2020: €313k
2021: €343k
2022: €341k
2023: €356k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€415k-€401k▼ 3.5%€424k▲ 5.9%€469k▲ 10.5%€478k▲ 2.0%
Operating result€87k-€-17k€31k€61k▲ 101%€752k▲ 1,127%
Net result€78k-€-14k€23k€44k▲ 89.3%€729k▲ 1,541%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1,127% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.53M
Fixed assets
€54k▼ 69.7%
Current assets
€1.47M▲ 86.7%
Equity and liabilities €1.53M
Equity
€478k▲ 2.0%
Debt
€1.05M▲ 110%
The debt ratio rises from 51.6% to 68.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€768k▲
2023 · €96k
Cash flow
€745k▲
2023 · €79k
Solvency
31.3%▼
2023 · 48.4%
Current ratio
1.48▼
2023 · 1.82
Quick ratio
1.37▼
2023 · 1.52
Debt / equity
2.20▲
2023 · 1.07
ROE
152.6%▲
2023 · 9.5%
ROA
47.7%▲
2023 · 4.6%
Interest coverage
29.31▲
2023 · 10.41
Debt
€1.05M▲
2023 · €500k
Debt ≤ 1 year
€996k▲
2023 · €434k
Debt > 1 year
€52k▼
2023 · €64k
Income taxes
€5k▼
2023 · €20k
Staff costs
€81k▼
2023 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€968k€1.53M▲
Fixed assets21/28€178k€54k▼
Tangible fixed assets22/27€178k€53k▼
Land and buildings22€98k-
Plant, machinery and equipment23€28k€19k▼
Furniture and vehicles24€51k€34k▼
Financial fixed assets28€706€706=
Current assets29/58€790k€1.47M▲
Stocks and contracts in progress3€129k€112k▼
Stocks30/36€129k€112k▼
Amounts receivable within one year40/41€524k€892k▲
Trade receivables40€190k€65k▼
Other amounts receivable41€334k€827k▲
Current investments50/53-€298k
Cash at bank and in hand54/58€23k€56k▲
Deferred charges and accrued income490/1€114k€118k▲
Equity and liabilities
Total equity and liabilities10/49€968k€1.53M▲
Equity10/15€469k€478k▲
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€369k€379k▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€341k€350k▲
Amounts payable17/49€500k€1.05M▲
Amounts payable after more than one year17€64k€52k▼
Financial debts170/4€64k€52k▼
Amounts payable within one year42/48€434k€996k▲
Current portion of amounts payable after more than one year42€33k€35k▲
Financial debts43€75k€125k▲
Credit institutions430/8-€100k
Other loans439€75k€25k▼
Trade debts44€265k€85k▼
Suppliers440/4€265k€85k▼
Taxes, remuneration and social security45€60k€31k▼
Taxes450/3€39k€24k▼
Remuneration and social security454/9€21k€7k▼
Other amounts payable47/48€742€720k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€708k
Remuneration, social security and pensions62€127k€81k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€15k▼
Other operating charges640/8€15k€11k▼
Non-recurring operating charges66A€9k-
Gross operating margin9900€247k€860k▲
Operating profit (loss)9901€61k€752k▲
Financial income75/76B€12k€8k▼
Recurring financial income75€12k€8k▼
Financial charges65/66B€9k€26k▲
Recurring financial charges65€9k€26k▲
Profit (loss) for the period before taxes9903€64k€735k▲
Income taxes67/77€20k€5k▼
Profit (loss) for the period9904€44k€729k▲
Profit (loss) for the period to be appropriated9905€44k€729k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€729k▲
Transfer to equity691/2€44k€9k▼
To other reserves6921€44k€9k▼
Profit to be distributed694/7-€720k
Directors or managers695-€720k
Social balance
Average headcount (FTE)90872.42.3▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 229 days late
2024
31-12
Financial
Highest result since 2018net €729k ▲1541%
Operating result €752k, net result €729k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 112 days late
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
31-12
Financial
Weakest financial yearnet €-14k ▼118%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 164 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 247 days late
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 162 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2013
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-01-2013
DEMEULENAERE Marc Alfons: Resigned as Director
10-01-2013
VAN DAMME Godelieve Elodie Remy: Resigned as Director
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaapschuur 61790 AffligemGround area
1.7 ha
Building footprint
2,921 m²
Parcel 23030B0480/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Autocenter Asse
since 19892.045.403.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030B0480/00A000 | Flanders | 1.7 ha | 1 · 2,921 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994004QYT0B9C4BNV98
Similar companies · same sector, comparable size
GARAGE BICCAI & FILS
BE 0647.629.408
La Louvière · Eq €478k
BRONCKART
BE 0886.205.955
Gingelom · Eq €478k
Q&S Motors
BE 0428.482.157
Eeklo · Eq €477k
TIMECH
BE 0808.074.435
Kalmthout · Eq €479k
LOUYET EXCLUSIVE
BE 0833.517.535
Waterloo · Eq €479k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-10-1989
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.