Financials
- Fiscal year
- 2024
- Total assets
- €131,446
- Profit
- €29,343
- Solvency
- 68.4%
Total assets▲ 92.7%
Net result
20212024
Louwi Baco
ActiveSummary
Louwi Baco has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89,902 and a net result of €29,343. Equity is growing by ~53.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
What they do
Retail sale of information and communication equipment
NACE 47400
1 site
How big
€131,446total assets 2024
- Equity
- €89,902
- Profit
- €29,343
Turnover not published (abridged schema)
Who decides
Accounts 36 d early0 of 2 deeds read
Why 87- Figures for FY 2024 (filed 08-07-2025)- Founded in 2019+ Liquidity: current ratio 3.06, cash €77,376+ Equity €89,902 (68.4% of total assets)Show the evidence
Checked score
Score 2024
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 86% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
93-7
equity 68.4% of total assets
Liquidity
86-13
short-term debt 31.6% · cash 58.9%
Profitability
97-3
return on assets 22.3%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 3.06, cash €77,376 lowers the probability
- Figures for FY 2024 (filed 08-07-2025) raises the probability
- Equity €89,902 (68.4% of total assets) lowers the probability
- Founded in 2019 raises the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.06 against 8.2 in 2023; short-term debt: 31.6% and cash: 58.9% of total assets), and 31.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 79%, liquidity 89%, profitability 90%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
36 d early
2024
24 d early
2023
28 d early
2022
21 d early
2021
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2021net €29,343 ▲26.1%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 07-07-2025Annual accounts filed
- 31-12-2024Highest result since 2021
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Founded
- 20-12-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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