COMPUTIC
ActiveSummary
The computed 12-month bankruptcy probability of COMPUTIC is 2.1% (moderate). The 2024 annual accounts show equity of €37,675 and a net result of €6,847. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 26043 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability79▼-21
Solvency72▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.43 in 2023; short-term debt: 53.3% and cash: 47.9% of total assets), but 53.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.7%
Return on assets
8.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
34 d early
2024
36 d early
2023
33 d early
2022
35 d early
2021
31 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
Equity
€37,675▲ 22.2%
2023 · €30,828
Total assets
€80,656▼ 1.5%
2023 · €81,917
Net result
€6,847▼ 72.7%
2023 · €25,104
Working capital
€31,955▲ 44.0%
2023 · €22,186
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€26,019-€19,677▼ 24.4%€22,271▲ 13.2%€34,938▲ 56.9%€10,642▼ 69.5%
Net result€19,000within the sector's middle half-€15,979within the sector's middle half▼ 15.9%€16,945within the sector's middle half▲ 6.0%€25,104above the sector's middle half▲ 48.2%€6,847within the sector's middle half▼ 72.7%
Equity€23,800within the sector's middle half-€39,779within the sector's middle half▲ 67.1%€56,724within the sector's middle half▲ 42.6%€30,828within the sector's middle half▼ 45.7%€37,675within the sector's middle half▲ 22.2%
Total assets€68,640within the sector's middle half-€58,792below the sector's middle half▼ 14.3%€73,120within the sector's middle half▲ 24.4%€81,917within the sector's middle half▲ 12.0%€80,656within the sector's middle half▼ 1.5%
Debt€44,840-€19,012▼ 57.6%€16,396▼ 13.8%€51,089▲ 212%€42,982▼ 15.9%
Working capital€12,622within the sector's middle half-€24,624within the sector's middle half▲ 95.1%€44,373within the sector's middle half▲ 80.2%€22,186within the sector's middle half▼ 50.0%€31,955within the sector's middle half▲ 44.0%
Solvency34.7%within the sector's middle half-67.7%above the sector's middle half▲ 33.0pp77.6%above the sector's middle half▲ 9.9pp37.6%within the sector's middle half▼ 39.9pp46.7%within the sector's middle half▲ 9.1pp
Current ratio1.28within the sector's middle half-2.30within the sector's middle half▲ 1.013.71above the sector's middle half▲ 1.411.43within the sector's middle half▼ 2.271.74within the sector's middle half▲ 0.31
Return on assets (ROA)27.7%above the sector's middle half-27.2%above the sector's middle half▼ 0.5pp23.2%above the sector's middle half▼ 4.0pp30.6%above the sector's middle half▲ 7.5pp8.5%within the sector's middle half▼ 22.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 70% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €80,656
Fixed assets
€5,720 ▼ 33.8%
Current assets
€74,936 ▲ 2.3%
Equity and liabilities €80,656
Equity
€37,675 ▲ 22.2%
Debt
€42,982 ▼ 15.9%
Debt's share of the balance-sheet total falls from 62.4% to 53.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15,090▼
2023 · €39,347
Cash flow
€11,295▼
2023 · €29,513
Quick ratio
1.69▲
2023 · 1.34
Debt to equity
1.14▼
2023 · 1.66
ROE
18.2%▼
2023 · 81.4%
Interest coverage
83.71▼
2023 · 218.24
Debt ≤ 1 year
€42,982▼
2023 · €51,089
Income taxes
€3,615▼
2023 · €9,654
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €270 | €2,692 | €4,075 | €4,409 | €4,448 | ▲ 0.9% |
| Other operating charges640/8 | - | €2,646 | €427 | €447 | €471 | ▲ 5.4% |
| Non-recurring operating charges66A | - | - | - | - | €587 | - |
| Gross operating margin9900 | €29,597 | €25,015 | €26,773 | €39,793 | €16,148 | ▼ 59.4% |
| Operating profit (loss)9901 | €26,019 | €19,677 | €22,271 | €34,938 | €10,642 | ▼ 69.5% |
| Financial income75/76B | - | €12 | - | - | €0 | - |
| Recurring financial income75 | €3 | €12 | - | - | €0 | - |
| Financial charges65/66B | - | €184 | €180 | €180 | €180 | = |
| Recurring financial charges65 | €26 | €184 | €180 | €180 | €180 | = |
| Profit (loss) for the period before taxes9903 | €25,996 | €19,505 | €22,091 | €34,758 | €10,462 | ▼ 69.9% |
| Income taxes67/77 | €6,996 | €3,526 | €5,146 | €9,654 | €3,615 | ▼ 62.6% |
| Profit (loss) for the period9904 | €19,000 | €15,979 | €16,945 | €25,104 | €6,847 | ▼ 72.7% |
| Profit (loss) for the period to be appropriated9905 | €19,000 | €15,979 | €16,945 | €25,104 | €6,847 | ▼ 72.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,640 | €58,792 | €73,120 | €81,917 | €80,656 | ▼ 1.5% |
| Fixed assets21/28 | €11,178 | €15,156 | €12,351 | €8,642 | €5,720 | ▼ 33.8% |
| Tangible fixed assets22/27 | €11,178 | €15,156 | €12,351 | €8,642 | €5,720 | ▼ 33.8% |
| Plant, machinery and equipment23 | - | €6,613 | €5,978 | €4,439 | €3,687 | ▼ 16.9% |
| Furniture and vehicles24 | - | €8,543 | €6,373 | €4,203 | €2,033 | ▼ 51.6% |
| Current assets29/58 | €57,462 | €43,636 | €60,770 | €73,274 | €74,936 | ▲ 2.3% |
| Stocks and contracts in progress3 | €8,254 | €4,039 | €6,904 | €4,714 | €2,256 | ▼ 52.1% |
| Stocks30/36 | - | €4,039 | €6,904 | €4,714 | €2,256 | ▼ 52.1% |
| Amounts receivable within one year40/41 | €8,206 | €12,790 | €27,574 | €16,242 | €29,357 | ▲ 80.7% |
| Trade receivables40 | - | €12,790 | €27,574 | €14,896 | €22,387 | ▲ 50.3% |
| Other amounts receivable41 | - | - | - | €1,346 | €6,969 | ▲ 418% |
| Cash at bank and in hand54/58 | €38,640 | €26,666 | €26,150 | €52,163 | €38,612 | ▼ 26.0% |
| Deferred charges and accrued income490/1 | - | €140 | €142 | €155 | €4,712 | ▲ 2,942% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,640 | €58,792 | €73,120 | €81,917 | €80,656 | ▼ 1.5% |
| Equity10/15 | €23,800 | €39,779 | €56,724 | €30,828 | €37,675 | ▲ 22.2% |
| Contributions10/11 | - | €4,800 | €4,800 | €4,800 | €4,800 | = |
| Profit (loss) carried forward14 | €19,000 | €34,979 | €51,924 | €26,028 | €32,875 | ▲ 26.3% |
| Amounts payable17/49 | €44,840 | €19,012 | €16,396 | €51,089 | €42,982 | ▼ 15.9% |
| Amounts payable within one year42/48 | €44,840 | €19,012 | €16,396 | €51,089 | €42,982 | ▼ 15.9% |
| Trade debts44 | €18,689 | €6,573 | €5,467 | €8,574 | €2,536 | ▼ 70.4% |
| Suppliers440/4 | - | €6,573 | €5,467 | €8,574 | €2,536 | ▼ 70.4% |
| Taxes, remuneration and social security45 | - | €6,201 | €9,291 | €2,463 | €4,723 | ▲ 91.8% |
| Taxes450/3 | - | €6,201 | €9,291 | €2,463 | €4,723 | ▲ 91.8% |
| Other amounts payable47/48 | - | €6,238 | €1,638 | €40,051 | €35,722 | ▼ 10.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,000 | €15,979 | €16,945 | €25,104 | €6,847 | ▼ 72.7% |
| + Depreciation and write-downs630 | €270 | €2,692 | €4,075 | €4,409 | €4,448 | ▲ 0.9% |
| Operating cash flow (approximation) | €19,270 | €18,672 | €21,020 | €29,513 | €11,295 | ▼ 61.7% |
| Investment in fixed assets (approximation) | - | -€6,670 | -€1,270 | -€700 | -€1,526 | ▼ 118% |
| Change in cash | - | -€11,974 | -€516 | €26,013 | -€13,552 | ▼ 152% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6,847 ▼72.7%
Net result drops to €6,847, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €25,104 ▲48.2%
Operating result €34,938, net result €25,104, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Florennes · 1 establishment unit since 2019
Ground area
1,145 m²
Building footprint
156 m²
Volume, LiDAR
1,106 m³
Parcel 93045F0129/00C000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Computic
since 20192.295.867.363
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93045F0129/00C000 | Wallonia | 1,145 m² | 1 · 156 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
Contact
E-mail
kevin@computic.be
Phone
+32485533131
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737917404
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.