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LOUISETTE

Active
Private limited companyfounded 201610 yrs activeProvinciale Steenweg 362, 2627 Schelle, BelgiumKBO/BCE: BE 0655.976.356

LOUISETTE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 17849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
58 / 100
Fair▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-1
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.92 against 2.34 in 2024), but 98.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.9%
Return on assets
0.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17849 sector peers (2025).
NBB · sector comparison
Position among 17849 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
57 d early
2024
56 d early
2023
54 d early
2022
60 d late
2021
40 d early
2020
38 d early
2019
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€8k▲ 47.4%
2024 · €5k
2018: €29k 2019: €44k 2020: €47k 2021: €18k 2022: €-24k 2023: €-15k 2024: €5k
2018 → 2025
Total assets
€408k▼ 10.4%
2024 · €455k
2018: €174k 2019: €243k 2020: €262k 2021: €328k 2022: €303k 2023: €383k 2024: €455k
2018 → 2025
Net result
€2k▼ 87.9%
2024 · €20k
2018: €6k 2019: €15k 2020: €3k 2021: €-29k 2022: €-42k 2023: €8k 2024: €20k
2018 → 2025
Working capital
€184k▼ 23.4%
2024 · €240k
2018: €8k 2019: €14k 2020: €34k 2021: €-5k 2022: €-48k 2023: €153k 2024: €240k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€18k-€-24k€-15k▲ 35.9%€5k€8k▲ 47.4%
Operating result€-21k-€-36k▼ 66.7%€17k€34k▲ 97.4%€11k▼ 68.1%
Net result€-29k-€-42k▼ 46.4%€8k€20k▲ 139%€2k▼ 87.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20k€40kOperating result 2021: €-21k€-21kNet result 2021: €-29k€-29kOperating result 2022: €-36k€-36kNet result 2022: €-42k€-42kOperating result 2023: €17k€17kNet result 2023: €8k€8kOperating result 2024: €34k€34kNet result 2024: €20k€20kOperating result 2025: €11k€11kNet result 2025: €2k€2k20212022202320242025
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €394k
Fixed assets €12k▼ 34.1%
Current assets €382k▼ 8.8%
Equity and liabilities €408k
Equity €8k▲ 47.4%
Debt €400k▼ 11.1%
The debt ratio falls from 98.9% to 98.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €45k
Cash flow
€13k
2024 · €31k
Solvency
1.9%
2024 · 1.1%
Current ratio
1.92
2024 · 2.34
Quick ratio
0.11
2024 · 0.59
Debt / equity
52.64
2024 · 87.30
ROE
32.2%
2024 · 393.1%
ROA
0.6%
2024 · 4.5%
Interest coverage
2.36
2024 · 3.25
Debt
€400k
2024 · €450k
Debt ≤ 1 year
€199k
2024 · €179k
Debt > 1 year
€202k
2024 · €271k
Income taxes
€764
Staff costs
€91k
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€455k€408k
Formation expenses20€19k€14k
Fixed assets21/28€18k€12k
Tangible fixed assets22/27€18k€12k
Other tangible fixed assets26€18k€12k
Current assets29/58€419k€382k
Stocks and contracts in progress3€314k€361k
Stocks30/36€314k€361k
Amounts receivable within one year40/41€99k€0
Trade receivables40€99k€0
Other amounts receivable41€0-
Cash at bank and in hand54/58€6k€22k
Equity and liabilities
Total equity and liabilities10/49€455k€408k
Equity10/15€5k€8k
Contributions10/11€6k€6k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€-42k€-39k
Amounts payable17/49€450k€400k
Amounts payable after more than one year17€271k€202k
Financial debts170/4€271k€202k
Amounts payable within one year42/48€179k€199k
Current portion of amounts payable after more than one year42€9k€10k
Financial debts43€55k€55k
Credit institutions430/8€55k€55k
Trade debts44€2k€22k
Suppliers440/4€2k€22k
Taxes, remuneration and social security45€47k€33k
Taxes450/3€35k€28k
Remuneration and social security454/9€12k€5k
Other amounts payable47/48€66k€78k
Income statement Code20242025
Remuneration, social security and pensions62€59k€91k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€4k€1k
Gross operating margin9900€108k€114k
Operating profit (loss)9901€34k€11k
Financial income75/76B€0€1k
Recurring financial income75€0€1k
Financial charges65/66B€14k€9k
Recurring financial charges65€14k€9k
Profit (loss) for the period before taxes9903€20k€3k
Income taxes67/77-€764
Profit (loss) for the period9904€20k€2k
Profit (loss) for the period to be appropriated9905€20k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€2k
Transfer to equity691/2€62k€42k
To contributions691€62k€42k

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €20k ▲139%
Operating result €34k, net result €20k, both a record.
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 1.73
Current ratio from 0.85 to 1.73; short-term debt falls from €323k to €210k.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
21-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2023 Resigned as Director
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schelle · 2 establishment units since 2016
exact location from the address register On OpenStreetMap
Ground area
7,475 m²
Building footprint
933 m²
Volume, LiDAR
4,457 m³
3 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LOUISETTE
Kapellestraat 82, 2630 AartselaarWholesale trade
since 20162.254.222.392
LOUISETTE
Kapellestraat 81, 2630 AartselaarOther non-specialised retail sale
since 20252.367.302.717
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11001C0451/00A000 Flanders 4,357 m² 1 · 599 m² 11.9 m · 1 fl.
11038A0352/00H000 Flanders 2,914 m² 1 · 160 m² 4.6 m · 1 fl.
11001B0279/00H002 Flanders 205 m² 1 · 174 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,301 companies in sector 46423 we hold annual accounts for 808. 278 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-06-2016
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.