Equity
-€16,218
Debts exceed assets in financial year 2025.
TOUCH.M
Lifetime
2 annual accounts with figures on one time axispeak €738 (2023)
€355
lowest -€11,183 (2025)
-€11,183
peak €7,559 (2023)
-€16,218
€18,418
Board2 names since 2020
1 directorMoussaoui Jelloul
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Loss of €11,183Transfer of 65 shares from Touit Mohammed to Moussaoui Jelloul 22-09Registered office moved from Anderlecht to Molenbeek-Saint-Jean 11-02No figures for the year before
Key points
from the 2025 annual accountsTurnover
≈ €4,100 estimated
The micro format states no turnover.
Position in the sector
-737.0%
Lower solvency than 95% of companies in retail trade. Sector median 33.1% · 22,939 companies.
Checked score
48
Fair
Financially stronger than 8% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024lowest value
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 1.1%▲ +0.4 percentage points vs 02-2025
04-2025: 1.4%▲ +0.3 percentage points vs 03-2025
05-2025: 1.8%▲ +0.4 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.6 percentage points vs 07-2025
09-2025: 2.8%▲ +0.3 percentage points vs 08-2025
10-2025: 5.0%▲ +2.2 percentage points vs 09-2025
11-2025: 5.1%▲ +0.1 percentage points vs 10-2025
12-2025: 5.4%▲ +0.3 percentage points vs 11-2025
01-2026: 6.9%▲ +1.5 percentage points vs 12-2025
02-2026: 6.9%● unchanged vs 01-2026
03-2026: 7.1%▲ +0.2 percentage points vs 02-2026highest value
04-2026: 6.6%▼ -0.5 percentage points vs 03-2026
05-2026: 6.6%● unchanged vs 04-2026
06-2026: 6.4%▼ -0.2 percentage points vs 05-2026
07-2026: 6.4%● unchanged vs 06-2026
08-2026: 2.8%▼ -3.6 percentage points vs 07-2026
09-2026: 2.9%▲ +0.1 percentage points vs 08-2026
10-2026: 2.9%● unchanged vs 09-2026
11-2026: 2.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Negative equity -€16,218
Loss of €11,183 (financial year 2025)
lowers risk
Size: total assets €2,200
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 10% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as TOUCH.M has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TOUCH.M itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for TOUCH.M. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2325
2023 to 2025 · latest year -€16,218
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2023
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days before the deadline. In the sector (NACE 47), the median for financial year 2023 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0751846109
Transfer of 65 shares from Touit Mohammed to Moussaoui Jelloul
General meeting of 01-07-2025 · Gazette deed
Registered office moved from Anderlecht to Molenbeek-Saint-Jean
Transfer of 65 shares from Moussaoui Jelloul to Touit Mohamed · New registered office: Rue des 4 vents n: 18 à 1080 Molenbeek saint jean · Previous registered office: Rue Pierre Schlosser 11 à 1070 Anderlecht · Gazette deed
New manager
Moussaoui Jelloul appointed, Moussaoui Siham resigned · Transfer of shares from Moussaoui Siham to Moussaoui Jelloul · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOUCH.M Molenbeek-Saint-Jean | €2,200 | €355 | -737.0% | - |
| K.I.N.D. Sint-Gillis (bij-Brussel) | €3,457 | -€2,166 | -3161.3% | - |
| MEN FASHION Haacht | €3,201 | -€664 | -1929.1% | - |
| SARA-TEX Koekelberg | €3,237 | €1,780 | 44.2% | - |
| HOSSAIN COUTURE Ixelles | €3,531 | -€6,626 | -573.0% | - |
| S&M Antwerp | €3,151 | -€5,055 | -418.7% | - |
| White 2 Brasschaat | €2,141 | -€10,757 | -10422.8% | - |
These companies have the same main activity as TOUCH.M: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €2,140 and €3,530, founded between 2017 and 2022.
Official details
Source: KBO- Status
- Active since 06-08-2020Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716
- Establishment unit
- 2.314.556.9861070 Anderlecht, since 06-08-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Annual accounts 2025
- €2,200
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on TOUCH.M
The computed 12-month bankruptcy probability of TOUCH.M is 2.9% (moderate). The 2025 annual accounts show negative equity (-€16,218) and a net result of -€11,183.
Its solvency ranks better than 5% of 22,939 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOUCH.M
- What is the company number of TOUCH.M?
- The company number of TOUCH.M is 0751.846.109. The VAT number is the same number with BE in front: BE 0751.846.109.
- Where is TOUCH.M based?
- The registered office is at Vier-Windenstraat 18, 1080 Molenbeek-Saint-Jean.Company details
- What does TOUCH.M do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of TOUCH.M?
- TOUCH.M is a private limited company (BV).
- When was TOUCH.M founded?
- TOUCH.M was founded on 06-08-2020.
- Is TOUCH.M still active?
- Yes, TOUCH.M is an active enterprise in the KBO register.
- What is the turnover of TOUCH.M?
- The turnover in financial year 2025 is ≈ €4,100. This figure is estimated from the gross margin of €355 and 40 comparable companies (NACE 47716). It probably lies between €1,400 and €8,300. It is a rough estimate.Financials
- Is TOUCH.M profitable?
- In financial year 2025, TOUCH.M made a loss of €11,183.
- Where can I find the annual accounts of TOUCH.M?
- TOUCH.M filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOUCH.M due?
- TOUCH.M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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