Equity
€678,733 ▲ 175%
Loucap paid out €200,000 in dividends. That is 32% of the 2025 profit.
Loucap
Overview
Lifetime
3 annual accounts with figures on one time axispeak €133,433 (2025)
€133,433▲ 193%
lowest -€2,292 (2023)
€631,777▲ 156%
peak €678,733 (2025)
€678,733▲ 175%
€774,120▲ 238%
Board1 name since 2023
1 directorLOUWERS Diego
Documentsfilings and deeds
17-08-202617 days late
2025abbreviated format
Gross margin from €45,580 to €133,433Result from €246,748 to €631,777Dividend €200,000Equity from €246,956 to €678,733Debts from €228,833 to €774,120Investments €474,302
Key points
from the 2025 annual accountsResult
€631,777 ▲ 156%
The result rose in 2025: different schema filed.
Debts
€774,120 ▲ 238%
Debts rose by €545,287 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Securities
€523,000
Mortgage mandates, new in 2025. 77.1% of equity · not in the 2024 accounts.
Investments
€536,425 293.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.80 was 1.39 in 2024
Short-term debts rose from €185,502 to €272,489.
2025 accounts filed 17 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
17 days late
2024
27 days late
2023
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 7 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (3 of the last 3 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LD
LOUWERS Diego
Director
- LOUWERS Diego Marie Charles-Edouard Guy founderdeed of 24-08-2023
Shares in 5 companies, including Cardi Maleizen and CARDI RETAIL
Board & ownershipRecent changes
Registered office moved within Ixelles
New registered office: rúe de Hennin 18 à 1050 Ixelles · Previous registered office: rue Victor Greyson 47 bte REZ à 1050 Ixelles · General meeting of 11-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804983501
First establishment
LOUCAP SRL, de Henninstraat 18, Ixelles
Incorporation
Founding capital of €2,500 · Founder: LOUWERS Diego Marie Charles-Edouard Guy (le comparant/le fondateur) · Registered office clause: Rue Victor Greyson 47, REZ, 1050 Ixelles · published on 24-08-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Loucap Ixelles | €1.5m | €133,433 | 46.7% | - |
| Coucar Ixelles | €1.3m | €157,634 | 71.2% | - |
| NIDRE HOLDING Brussels | €1.1m | €133,677 | 3.7% | - |
| Holding Scheldeland Antwerp | €1.3m | €152,011 | 0.4% | - |
| Hometech Ventures Schoten | €1.6m | €149,888 | 33.8% | 0 |
| BE-Invest Group Sint-Niklaas | €1.6m | €129,317 | 35.4% | 0 |
| THIVAC Profondeville | €1.6m | €114,792 | 29.9% | - |
These companies have the same main activity as Loucap: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 22-08-2023Normal situation
- Activity
- Activities of holding companiesNACE 64210and 2 others
- Establishment unit
- 2.349.264.1801050 Ixelles, since 25-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Companies linked to Loucap
Subsidiaries and holdings
Insights on Loucap
Loucap files the abbreviated format. That format states no turnover. The gross margin rose from -€892 in 2023 to €133,433 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 17-08-2026, 17 days late€678,733
▲ 175%
€1.5m
▲ 205%
€631,777
▲ 156%
46.7%
▼ 5.2 percentage points
93.1%
▼ 6.8 percentage points
43.5%
▼ 8.4 percentage points
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €1.5m on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
46.7%
Higher than 46% of 6,708 companies in 2025.
43.5%
Higher than 95% of 6,673 companies in 2025.
Loucap
Middle half of the sector
80% of the sector
Abbreviated accounts in financial services (NACE 64)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
1.5m | 475,789 | 73,982 | |
20 |
- | - | 675 | |
21/28 |
689,812 | 217,337 | 64,201 | |
22/27 |
536,062 | 64,837 | 64,201 | |
22 |
532,126 | - | - | |
24 |
3,936 | 64,837 | 64,201 | |
28 |
153,750 | 152,500 | - | |
29/58 |
763,041 | 258,452 | 9,106 | |
40/41 |
635,977 | 227,500 | 8,628 | |
40 |
49,395 | - | 2,192 | |
41 |
586,582 | 227,500 | 6,436 | |
54/58 |
124,306 | 28,549 | 478 | |
490/1 |
2,758 | 2,403 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
1.5m | 475,789 | 73,982 | |
10/15 |
678,733 | 246,956 | 208 | |
10/11 |
2,500 | 2,500 | 2,500 | |
14 |
676,233 | 244,456 | -2,292 | |
17/49 |
774,120 | 228,833 | 73,774 | |
17 |
499,858 | 43,331 | 47,691 | |
170/4 |
499,858 | 43,331 | 47,691 | |
42/48 |
272,489 | 185,502 | 25,896 | |
42 |
38,473 | 15,074 | 10,709 | |
44 |
41 | 6,853 | 180 | |
440/4 |
41 | 6,853 | 180 | |
46 |
- | - | 15,000 | |
45 |
33,975 | 12,085 | 7 | |
450/3 |
29,975 | 12,085 | 7 | |
454/9 |
4,000 | - | - | |
47/48 |
200,000 | 151,490 | - | |
492/3 |
1,773 | - | 187 | |
| Income statement | ||||
9900 |
133,433 | 45,580 | -892 | |
630 |
1,827 | 14,981 | 767 | |
640/8 |
46,094 | 1,517 | 384 | |
9901 |
85,512 | 29,082 | -2,043 | |
75/76B |
568,500 | 227,500 | - | |
75 |
568,500 | 227,500 | - | |
65/66B |
5,254 | 2,969 | 241 | |
65 |
5,254 | 2,969 | 241 | |
9903 |
648,758 | 253,613 | -2,284 | |
67/77 |
16,981 | 6,865 | 8 | |
9904 |
631,777 | 246,748 | -2,292 | |
9905 |
631,777 | 246,748 | -2,292 | |
| Appropriation of the result | ||||
9906 |
876,233 | 244,456 | -2,292 | |
14P |
244,456 | -2,292 | - | |
694/7 |
200,000 | - | - | |
694 |
200,000 | - | - | |
| Document | ||||
The notes to these accounts have 18 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 17-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 17 days after the deadline. Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00400896.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 537,675 | 167,442 | 64,583 | ||
| 95,757 | 28,071 | - | ||
| 46.7% | 51.9% | 0.3% | ||
| 93.1% | 99.9% | - | ||
| 43.5% | 51.9% | -3.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Debts secured on the company's own assets | €495,000 | - | - |
| Mortgages, amount registered | €27,500 | - | - |
| €523,000 | - | - | |
| Carrying value of the mortgaged assets | €532,126 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €536,425 | €14,942 | €64,583 |
| Financial fixed assets | €1,250 | €152,500 | - |
| €1,827 | €14,981 | €767 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Loucap
The operating result for 2025 is 194% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total rises from 48.1% to 53.3%. Equity and debt are higher.
Large changes and their cause
- 2025 Net result +156% on 2024. The accounts now follow the abbreviated format, last year the micro format.
Board & ownership
Board
1 directorMandates through the years
1 name, the dashed line is todayLOUWERS Diego
Director
Director
Boardmandate already running before its first mention
Mandates as a list
- LOUWERS Diego
- Director, since before 31-12-2023
Control
Founder
LOUWERS Diego Marie Charles-Edouard Guy
This company
Loucap
Equity €678,733
Profit €631,777 in 2025
Capital
- Contribution
- €2,500
- Source
- deed of 24-08-2023
Articles of association
deed of 24-08-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 16:00
Founder
At incorporation
deed of 24-08-2023 ↗
- LOUWERS Diego Marie Charles-Edouard Guy sole founder · 100% at incorporation
Network & group
Holdings
own 2025 accountsThis companyLoucap4 holdings, 1 country
2025 accounts
Belgium 4 Equity Result
- BE CARDI RETAIL50% €549,897 result €1.3m
- BE CARDI MALEIZEN50% €201,391 result €257,941
- BE MELTINGPOM50% €43,911 result €134,211
- BE CARDIMMO50% -€54,342 result -€56,842
Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.
At the same address
de Henninstraat 18, 1050 Ixelles · 7 other companies| DUFRAIS
establishment since 22-05-2024 · founded in 1977 · group DETRY RETAIL GROUP |
366 FTE (2025) 0417.724.065 |
| HANA GROUP BELGIQUE
establishment since 10-07-2014 · founded in 2013 |
243 FTE (2025) 0525.770.682 |
| CARDI RETAIL
registered office since 25-10-2023 · founded in 2023 |
53 FTE (2025) 0805.142.857 |
| Cardi Maleizen
registered office since 22-10-2024 · founded in 2024 |
9.3 FTE (2025) 1015.426.484 |
| Cardimmo
registered office since 31-03-2025 · founded in 2025 · negative equity (2025) |
total assets €934,612 (2025) 1021.698.525 |
| Meltingpom
registered office since 01-07-2024 · founded in 2024 |
total assets €454,792 (2025) 1010.978.144 |
| HGT Service
registered office since 12-06-2023 · founded in 2023 |
total assets €40,026 (2025) 0802.651.640 |
Earlier ties
| APIDLO via Diego Marie Charles-Edouard Guy LOUWERS, no longer at APIDLO · Director · deed of 10-06-2021 founded in 2021 · negative equity (2025) |
total assets €1.6m (2025) |
Holdings and subsidiaries
4 in the list of holdings, 1 from other sourcesHoldings 5
- Equity -€174,542 Loss of €221,096 in 2026 (loss of €127,441 in 2025) Checked score 30Sourcedeed 25-06-2026share not stated
Share, source and own figures per holding (4)
Source for every holding own accounts 2025
- Equity €201,391 Profit of €257,941 in 2025 Checked score 6650%
- Equity €549,897 Profit of €1.3m in 2025 (profit of €634,644 in 2024) Checked score 7050%
-
50%
- Equity €43,911 Profit of €134,211 in 2025 Checked score 6650%
Holdings through the years 2024 to 2025
| Name | 2024 | 2025 |
|---|---|---|
| Cardi Maleizen | 50% | |
| CARDI RETAIL | 50% | |
| Cardimmo | 50% | |
| Meltingpom | 50% | |
Source: list of holdings in its own accounts
Board mandates elsewhere
4 board mandatesBoard mandates of LoucapLoucap sits on their board4
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
13 events since 2023Filings
Financial
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 17 days late
Registered office moved within IxellesNew registered office: rúe de Hennin 18 à 1050 Ixelles · Previous registered office: rue Victor Greyson 47 bte REZ à 1050 Ixelles · General meeting of 11-05-20262 points ▸
- General meeting, 11-05-2026
- Registered-office move, rúe de Hennin 18 à 1050 Ixelles
2025
Highest result from 2023 to 2025 net €631,777 ▲156% The operating result of €85,512 and the net result of €631,777 are both a record.
Liquidity doubles current ratio 2.80 The current ratio rises from 1.39 to 2.80.
Equity above €500,000 equity €678,733 ▲175% After 2 profitable years in a row, equity reaches €678,733.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804983501
Annual accounts 2024 filed PDFmicro format · 27 days late
2024
Back to profit net €246,748 The net result is €246,748, after one loss-making year.
Liquidity more than triples current ratio 1.39 The current ratio rises from 0.35 to 1.39.
Equity above €200,000 equity €246,956 ▲118,629% Equity rises from €208 to €246,956.
Annual accounts 2023 filed PDFmicro format · 23 days before the deadline
2023
First establishment LOUCAP SRL, de Henninstraat 18, Ixelles
IncorporationFounding capital of €2,500 · Founder: LOUWERS Diego Marie Charles-Edouard Guy (le comparant/le fondateur) · Registered office clause: Rue Victor Greyson 47, REZ, 1050 Ixelles · published on 24-08-20233 points ▸
- Founder, LOUWERS Diego Marie Charles-Edouard Guy (le comparant/le fondateur)
- Founding capital, €2,500
- Registered office clause, Rue Victor Greyson 47, REZ, 1050 Ixelles
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 22 August 2023, Loucap was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 In 2026 the registered office moved to Ixelles.3 LOUWERS Diego is director of the company according to the 2025 annual accounts.4 Total assets went from €73,982 in 2023 to €1.5m in 2025.5
Company details
Identity
- Enterprise number
- 0804.983.501
- VAT number
- BE 0804.983.501
- Peppol ID
- 0208:0804983501
- LEI code
- 648811EFF4IGD7067K55 no longer live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-08-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 16:00deed of 24-08-2023 (in French)
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Loucap in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-08-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 24-08-2023 (in French)
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
70220
Business consulting
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’acquisition de participations, sous quelque forme que ce soit, dans toutes sociétés, entreprises, associations et organisations…”deed of 24-08-2023 (in French)
19 activities
- L’acquisition de participations, sous quelque forme que ce soit, dans toutes sociétés, entreprises, associations et organisations, existantes ou à créer, quel que soit leur statut juridique
- La gestion et la valorisation de ces participations, entre autres par la promotion, le planning et la coordination du développement des sociétés, entreprises, associations et organisations dont elle détient une participation
- L’achat, la vente, la cession et l’échange de toutes valeurs mobilières, actions, parts sociales, obligations, bons d’état et tous autres effets et droits mobiliers et immobiliers
- La gestion de toutes sociétés, entreprises, associations et organisations, au moyen de l’exercice de mandats de gérant, administrateur et liquidateur
- Toute activité de conseil en matière financière, technique, commerciale ou administrative, au sens large, l’assistance et la fourniture de services, directement ou indirectement, dans le domaine administratif et financier, dans les ventes, la production et la gestion en général
- L’intervention en tant qu’intermédiaire lors de négociations, pour la reprise partielle ou totale d’actions, de parts et de titres à revenus fixes, par voie de souscription, de cautionnement, d’achat et de vente ou autrement, ainsi que la réalisation de toutes opérations quelle que soit leur nature, en matière de gestion de portefeuilles ou de capitaux
- La vente de toutes valeurs mobilières et plus principalement d'actions, obligations ou titres généralement quelconques ; côtés ou non en bourse, la prise de participation financière dans des sociétés de droit belge ou étranger
- Constituer, développer et gérer un patrimoine mobilier et faire toutes opérations mobilières quelconques y compris celles se rapportant à tous droits mobiliers comme l’acquisition par voie d’inscription ou de cession et la gestion d’actions, de parts sociales, d’obligations convertibles ou non, de prêts de consommation, de prêts ordinaires, de bons de caisse ou autres valeurs mobilières, de quelque forme que ce soit, tant de personnes morales que d’entreprises, existantes ou encore à constituer
- L’acquisition, l’aliénation, l’échange, la construction, la démolition, la reconstruction, la transformation, l’entretien, la location et la gestion de ses biens immeubles bâtis, meublés ou non
- L’acquisition, l’aliénation, l’échange, l’entretien, la mise en valeur, le lotissement, la location et l’affermage ainsi que la gestion de ses biens immeubles non bâtis
- L’accomplissement de toutes opérations relatives à l’acquisition, la cession et la constitution de droits réels sur des biens immeubles bâtis ou non bâtis
- Hypothéquer ses immeubles et se porter caution pour tous prêts, ouvertures de crédit ou autres obligations, aussi bien pour elle-même que pour des tiers
- L’octroi de prêts et de crédits à des sociétés ou à des personnes privées, sous quelque forme que ce soit ; dans le cadre de cette activité, elle pourra se porter caution ou donner son aval, et effectuer, au sens large, toutes opérations économiques et financières
- Toutes opérations se rapportant directement ou indirectement au management en général, et plus précisément, sans que cette énumération ne soit limitative : la création de sociétés holding ou d’exploitation, toutes activités d’études et de conseils, toutes prestations de services, tous travaux d’administration, de gestion, tant auprès des entreprises que des particuliers
- Aux prestations de services et aux missions sous forme de consultance, d'études, d'organisation, d'expertises, d’avis et de conseils en matière de stratégie d’entreprises, de gestion de sociétés, et en matière administratif, financier, organisationnel, marketing et commerciale au sens le plus large
- À la programmation, la production, la digitalisation, le marketing, la valorisation, l’expertise, l’évaluation et l’étude en toutes matières liées directement ou indirectement à l’informatique, des télécommunications, le software, le hardware, et tous autres produits informatiques
- La consultance en matière d’information, négociation, et toute autre opération en rapport avec la FSMA et/ou tout autre organisme concerné de près ou de loin aux activités en matière d’assurance
- Le développement, l’achat, la vente, la concession comme preneur ou concédant de licences, de brevets, de savoir-faire et d’autres immobilisations incorporelles
- La mise à la disposition de ses actionnaires, de ses administrateurs et des sociétés dont ils font partie des moyens humains et matériels d’exploitation et autres services (l’organisation de séminaires et d’événements) leur permettant d’exercer leur activité professionnelle
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| LOUCAP SRL registered office de Henninstraat 18, 1050 Ixelles 70200 Business and other management consultancy | 25-10-2023 | 2.349.264.180 |
Buildings and parcels at the address
- Ground area
- 5,780 m²
- Buildings
- 5,117 m²
- Volume, LiDAR
- 39,627 m³
- Tallest building
- 25.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21444B0002/00V000 | 5,780 m² | 1 · 5,117 m² | 25.6 m · 3 |
Contact
E-mail
louwersdiego@gmail.com
Phone
+32 472 58 99 82