Cardimmo
ActiveSummary
The computed 12-month bankruptcy probability of Cardimmo is 5.8% (elevated). The 2025 annual accounts show negative equity (€-54k) and a net result of €-57k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability11
Solvency19
Growth-
Track record67
Bankruptcy probability, 12 months
5.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26; short-term debt: 48.5% and cash: 12.6% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.8%
Return on assets
-6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€-54k
Total assets
€935k
Net result
€-57k
Working capital
€-334k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €933k
Fixed assets
€814k
Current assets
€119k
Key figures and ratios
EBITDA
€-41k
Cash flow
€-48k
Solvency
-5.8%
Current ratio
0.26
Debt to equity
-18.20
ROA
-6.1%
Interest coverage
-6.04
Debt
€989k
Debt ≤ 1 year
€453k
Debt > 1 year
€536k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k |
| Other operating charges640/8 | €27k |
| Gross operating margin9900 | €-14k |
| Operating profit (loss)9901 | €-50k |
| Financial charges65/66B | €7k |
| Recurring financial charges65 | €7k |
| Profit (loss) for the period before taxes9903 | €-57k |
| Profit (loss) for the period9904 | €-57k |
| Profit (loss) for the period to be appropriated9905 | €-57k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €935k | |
| Formation expenses20 | €1k | |
| Fixed assets21/28 | €814k | |
| Tangible fixed assets22/27 | €814k | |
| Land and buildings22 | €810k | |
| Plant, machinery and equipment23 | €4k | |
| Current assets29/58 | €119k | |
| Amounts receivable within one year40/41 | €660 | |
| Trade receivables40 | €660 | |
| Cash at bank and in hand54/58 | €118k | |
| Deferred charges and accrued income490/1 | €463 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €935k | |
| Equity10/15 | €-54k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €-57k | |
| Amounts payable17/49 | €989k | |
| Amounts payable after more than one year17 | €536k | |
| Financial debts170/4 | €536k | |
| Amounts payable within one year42/48 | €453k | |
| Current portion of amounts payable after more than one year42 | €22k | |
| Trade debts44 | €491 | |
| Suppliers440/4 | €491 | |
| Other amounts payable47/48 | €431k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-57k |
| + Depreciation and write-downs630 | €9k |
| Operating cash flow (approximation) | €-48k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2025
Ground area
5,942 m²
Building footprint
5,230 m²
Volume, LiDAR
40,816 m³
2 parcels, Brussels · tallest building 25.7 m, ±4 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
2 establishment units
Cardimmo
since 20252.374.681.546
Victor Greysonstraat 85-87, 1050 Elsene
since 20252.374.681.645
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0002/00V000 | Brussels | 5,780 m² | 1 · 5,117 m² | 25.6 m · 3 fl. |
| 21443C0190/07K007 | Brussels | 163 m² | 1 · 113 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.