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LOUA

Active Risk: not assessed
Private limited companyfounded 2012active for 13 yearsLeopoldlaan 22, 8430 Middelkerke, BelgiumKBO/BCE: BE 0502.454.654
Summary

LOUA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €188,741 and a net result of €27,565. Equity has been growing by about 9.3% per year since 2018. Its solvency ranks better than 53% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 28-12-2012 Normal situation
Activity
Agents and brokers in banking services NACE 66191
Establishment unit
2.216.749.512 8430 Middelkerke, since 01-03-2013
Financial year end
31 December
Peppol
Reachable since 07-08-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€27,565
▼ 41.4%
Equity
€188,741
▼ 8.9%
Total assets
€357,958
▼ 6.0%
Employees on 31-12-2025
2
▲ 100%
  • 2025 accounts filed 67 days after the deadline
Filed on 06-10-2026
Financials
Signalsraises risk2025 accounts filed 67 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 67 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-10-2026, 67 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
67 days late
2024
41 days early
2023
32 days late
2022
65 days late
2021
66 days late
2020
68 days late
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 October (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €27,565 8 years View

Recent changes

  1. · Gazette deed Company renamed from PIECALL to LOUAChange of role: Luc PIETERS, from sole manager and director to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as LOUA: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €279,000 and €408,000, founded between 2009 and 2015.

CompanyTotal assetsGross margin
LOUA Middelkerke€357,958€187,107
Brecht Nyssen Blankenberge€320,335€180,465
THIRY SABRINE Oostende€279,095€176,655
DHS Finances Assesse€317,886€192,818
RAYMOND VANDERBECQ Charleroi€408,115€214,086
KENNES ADVIES Boutersem€396,089€161,833
Waremme Synergie Assurfinance Waremme€343,507€140,715
Full comparison

Key facts about LOUA
What is the company number of LOUA?
The company number of LOUA is 0502.454.654. The VAT number is the same number with BE in front: BE 0502.454.654.
Where is LOUA based?
The registered office is at Leopoldlaan 22, 8430 Middelkerke.Company details
What does LOUA do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of LOUA?
The legal form of LOUA is Private limited company (BV).
When was LOUA founded?
LOUA was founded on 28-12-2012.
Is LOUA still active?
Yes, LOUA is an active enterprise in the KBO register.
How many employees does LOUA have?
LOUA had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LOUA?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €187,107 and 41 comparable companies (NACE 66). It probably lies between €290,000 and €490,000.
Is LOUA profitable?
In financial year 2025, LOUA made a profit of €27,565.
Where can I find the annual accounts of LOUA?
LOUA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOUA due?
LOUA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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