Checked.be
Active
BE 0446.148.827Public limited company
LOTUS COLLECTION
Desiré Van Hoomissenstraat(EIK) 32 ·2880 Bornem, Belgium· 34 yrs active
Conclusion
The computed 12-month bankruptcy probability of LOTUS COLLECTION is 0.6% (low). The 2024 annual accounts show equity of €152k and a net result of €4k. Equity is growing by ~10.4% per year across the filed fiscal years. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €152k |
| Net result | €4k |
| Active | 34 yrs |
| Board | 2 |
Snowflake analysis
54
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
49
Profitability
15
Solvency
52
Growth
52
Stability
100
Bankruptcy probability (12 mo)
0.6%
Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered
+Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
49
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-06-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~10.4%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€22k
-3.5%
18-24
€4k
-19.0%
18-24
€11k
-36.0%
18-24
€423k
+151.4%
18-24
€152k
+3.0%
18-24
€-6k
-
18-24
€2k
-19.6%
18-24
€272k
+1184.4%
18-24
€32k
+72.2%
18-24
€238k
-
18-24
0.81
-74.6%
18-24
0.81
-74.6%
18-24
35.8%
-59.0%
18-24
1.79
+1146.9%
18-24
2.9%
-21.3%
18-24
1.0%
-67.8%
18-24
2.43
-99.6%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €22k |
| Net profit | €4k |
| Cash flow | €11k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €423k |
| Equity | €152k |
| Debt | €272k |
| of which ≤ 1y | €32k |
| of which > 1y | €238k |
| Working capital | €-6k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.81 |
| Quick ratio | 0.81 |
| Working capital ratio | -1.4% |
| Solvency | 35.8% |
| Debt / equity | 1.79 |
| Long-term debt ratio | 1.57 |
| Interest coverage | 2.43 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 2.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €423k |
| Fixed assets | 21/28 | €398k |
| Tangible fixed assets | 22/27 | €323k |
| Financial fixed assets | 28 | €75k |
| Current assets | 29/58 | €26k |
| Cash & bank | 54/58 | €22k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €423k |
| Equity | 10/15 | €152k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €85k |
| Amounts payable | 17/49 | €272k |
| Amounts payable after one year | 17 | €238k |
| Amounts payable within one year | 42/48 | €32k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €25k |
| Operating result | 9901 | €15k |
| Financial income | 75 | €87 |
| Financial charges | 65 | €9k |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
Joer BalDirectorState Gazette act 25114961 (11-09-2025)Current10-09-2025 → present
-
Lieve VermeirenDirectorState Gazette act 25114961 (11-09-2025)Current10-09-2025 → present
2 events
- 10-09-2025 Appointed· Director
- 10-09-2025 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 06-01-1992 |
| Status | Active |
| Postal code | 2880 |
Establishment units
LOTUS
since 19962.055.699.224
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015C0193/00C000 | Flanders | 1,139 m² | 1 · 183 m² | 11.3 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
11-09-2025
State Gazette act
Director changes
24-06-2025
NBB filing
Annual accounts filed
2024
27-06-2024
NBB filing
Annual accounts filed
2023
18-05-2023
NBB filing
Annual accounts filed
2022
30-05-2022
NBB filing
Annual accounts filed
2021
28-05-2021
NBB filing
Annual accounts filed
2020
15-06-2020
NBB filing
Annual accounts filed
2019
27-05-2019
NBB filing
Annual accounts filed
2018
27-05-2018
NBB filing
Annual accounts filed
2017
28-05-2017
NBB filing
Annual accounts filed
2016
06-06-2016
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 1
updated 11 months ago
2025
11-09-2025 3 directors appointed
- Lieve Vermeiren, Bestuurder
- Joer Bal, Bestuurder
- Lieve Vermeiren, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Lieve Vermeiren",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-09-10",
"evidence_quote": "Mevrouw Lieve Vermeiren en de heer Joer Bal worden met \u00E9\u00E9nparigh.eid van stemmen benoemd tot bestuurder met ingang van heden en hun mandaat zal een einde nemen na de jaarvergadering in 2031.",
"decharge_status": null,
"mandate_duration": {
"kind": "until_agm_year",
"value": "2031"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Joer Bal",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-09-10",
"evidence_quote": "Mevrouw Lieve Vermeiren en de heer Joer Bal worden met \u00E9\u00E9nparigh.eid van stemmen benoemd tot bestuurder met ingang van heden en hun mandaat zal een einde nemen na de jaarvergadering in 2031.",
"decharge_status": null,
"mandate_duration": {
"kind": "until_agm_year",
"value": "2031"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Lieve Vermeiren",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-09-10",
"evidence_quote": "Mevrouw Lieve Vermeiren wordt benoemd tot gedelegeerd bestuurder voor de ganse looptijd van haar mandaat.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-09-11",
"filing_date": null,
"act_kind_objet": "Voorwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-05-30",
"unanimous": true
},
{
"body": "raad_van_bestuur",
"date": "2025-05-30",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0446.148.827",
"name_full": "Lotus Collection",
"legal_form": "NV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Lieve Vermeiren",
"org_rep_person_name": null,
"person_role_at_subject": "Gedelegeerd bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameNL | LOTUS COLLECTION |
Registered office
Desiré Van Hoomissenstraat(EIK) 32
2880 Bornem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.