Financials
- Fiscal year
- 2025
- Total assets
- €158,714
- Profit
- €5,510
- Solvency
- 96.9%
Total assets▲ 3.9%
Net result
20182025
ARTIFICE CONCEPT
ActiveSummary
ARTIFICE CONCEPT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,746 and a net result of €5,510. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 95% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Graphic design and visual communication
NACE 74120NACE 74103
1 site
Size
€158,714total assets 2025
- Equity
- €153,746
- Profit
- €5,510
Turnover not published (abridged schema)
Structure
Accounts filed 20 d late0 of 2 deeds read
Why 96+ Liquidity: current ratio 31.54, cash €140,788+ Equity €153,746 (96.9% of total assets)+ Sector Other professional, scientific and technical activities (NACE 74)+ Founded in 2007Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 96.9% of total assets
Liquidity
100=
short-term debt 3.1% · cash 88.7%
Profitability
73+67
return on assets 3.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: < 0.1%
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -5.1% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▼ -2.7% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%▲ +2.8% vs 05-2026
07-2026: < 0.1%▲ +5.4% vs 06-2026
08-2026: < 0.1%▲ +28.2% vs 07-2026highest value
09-2026: < 0.1%▼ -50.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 31.54, cash €140,788 lowers the probability
- Equity €153,746 (96.9% of total assets) lowers the probability
- Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
- Founded in 2007 lowers the probability for this profile
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 31.54 against 32.87 in 2024; short-term debt: 3.1% and cash: 88.7% of total assets), and 3.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 97%, profitability 44%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
6 d early
2023
21 d late
2022
17 d early
2021
6 d early
2020
5 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €5,510
- Equity above €150,000Eq €153,746 ▲3.7%
Key points
By topic
Timeline
- Events
- 17
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-08-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Graphic design and visual communicationNACE 74120
- Founded
- 14-12-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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