LOTSOF STOCKS
ActiveSummary
LOTSOF STOCKS has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €754,075 and a net result of €284,108. Equity has been growing by about 9.7% per year since 2018. Its solvency ranks better than 65% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-11-2004 Normal situation
- Activity
- Wholesale of non-electrical household articles NACE 46494and 3 others
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
- Establishment units
- 2.145.128.868 1980 Zemst, since 19-11-2004
- 2.271.469.685 3200 Aarschot, since 01-02-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Board and ownership
- Van Passel BorisDirector · since 01-01-2013
- Boon MatthiasDirector · since 01-07-2013
- Neo Invest Group100%· score 822025 annual accounts of Neo Invest Group
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €459,475
- ▼ 20.4%
- Turnover
- ≈ €2.3m
- estimated
- Profit
- €284,108
- ▼ 17.1%
- Equity
- €754,075
- ▼ 2.1%
- Total assets
- €1.3m
- ▼ 38.8%
- Employees on 31-12-2025
- 2
- =
- 2025 accounts filed 27 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 2.23, cash €614,267Equity €754,075 (58.7% of total assets)Founded in 2004Size: 3 FTE, total assets €1.3mShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 65% of them on solvency, 83% on liquidity, 89% on profitability and 36% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00449095.
Annual accounts 2025 filed on 27-08-2026 at the NBB all 21 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 27% lower than in 2024 and the lowest since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 3 | 2 | 2 | 2 |
| full-time | 3 | 3 | 2 | 2 | 2 |
| part-time | - | 0 | 0 | 0 | 0 |
| in full-time equivalents | 3 | 3 | 2 | 2 | 2 |
| Average over the year, in full-time equivalents | 2.3 | 3 | 3.1 | 3.2 | 3 |
| On a permanent contract | 3 | 3 | 2 | 2 | 2 |
| Joined | 1 | - | 4 | 3 | 1 |
| Left | 0 | - | 5 | 3 | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €56,109 | - | €119,487 | €14,620 |
| Financial fixed assets | - | - | - | - | €0 |
| Depreciation and write-downs of the year | €29,218 | €22,415 | €29,855 | €35,073 | €42,876 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as LOTSOF STOCKS: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €838,000 and €2.5m, founded between 2001 and 2007.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| LOTSOF STOCKS Zemst | 2004 | €1.3m | €0.8m | €0.5m | €0.3m | 3 | 2025 |
| ISOBEL HOUSEHOLD Ans | 2003 | €1.5m | €1.3m | €0.3m | €0.09m | 2.3 | 2025 |
| Peugeot Saveurs Benelux Antwerpen | 2007 | €1.4m | -€0.8m | €0.5m | -€0.2m | 3.6 | 2025 |
| ID COLOR Binche | 2005 | €1.1m | €0.5m | €0.3m | €0.02m | 4.5 | 2025 |
| DE GROENE POORT Anzegem | 2001 | €1.4m | €1.1m | €0.2m | €0.006m | 3.1 | 2025 |
| YOUNG LINE FURNITURE Izegem | 2005 | €2.5m | €0.8m | €0.6m | €0.3m | 1.8 | 2025 |
| KOOKHUIS Antwerpen | 2007 | €0.8m | €0.3m | €0.3m | €0.08m | 4.5 | 2025 |
They were chosen from the 532 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as LOTSOF STOCKS has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LOTSOF STOCKS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LOTSOF STOCKS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €62,720 | €87,015 | €76,380 | €75,855 | €76,281 | ▲ 0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,541 | €22,819 | €27,052 | €29,218 | €22,415 | €29,855 | €35,073 | €42,876 | ▲ 22.3% |
| Other operating charges640/8 | - | - | - | €2,066 | €1,789 | €1,146 | €1,055 | €1,087 | ▲ 3.1% |
| Gross operating margin9900 | €264,057 | €275,377 | €531,229 | €487,925 | €486,702 | €566,178 | €577,101 | €459,475 | ▼ 20.4% |
| Operating profit (loss)9901 | €240,183 | €224,902 | €459,454 | €393,921 | €375,484 | €458,797 | €465,119 | €339,230 | ▼ 27.1% |
| Financial income75/76B | - | - | - | €1,734 | €1,190 | €1,317 | €1,418 | €50,401 | ▲ 36× |
| Recurring financial income75 | €41 | €1,669 | €2,219 | €1,734 | €1,190 | €1,317 | €1,418 | €50,401 | ▲ 36× |
| Financial charges65/66B | - | - | - | €8,110 | €11,893 | €8,611 | €8,548 | €10,519 | ▲ 23.1% |
| Recurring financial charges65 | €6,849 | €4,980 | €9,237 | €8,110 | €11,893 | €8,611 | €8,548 | €10,519 | ▲ 23.1% |
| Profit (loss) for the period before taxes9903 | €233,374 | €221,591 | €452,437 | €387,545 | €364,781 | €451,503 | €457,990 | €379,113 | ▼ 17.2% |
| Income taxes67/77 | €71,641 | €66,468 | €109,947 | €97,859 | €91,950 | €113,787 | €115,274 | €95,005 | ▼ 17.6% |
| Profit (loss) for the period9904 | €161,734 | €155,122 | €342,489 | €289,686 | €272,831 | €337,717 | €342,716 | €284,108 | ▼ 17.1% |
| Profit (loss) for the period to be appropriated9905 | €161,734 | €155,122 | €342,489 | €289,686 | €272,831 | €337,717 | €342,716 | €284,108 | ▼ 17.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.8m | €0.8m | €1.2m | €1.4m | €1.6m | €1.8m | €2.1m | €1.3m | ▼ 38.8% |
| Fixed assets21/28 | €0.03m | €0.05m | €0.1m | €0.08m | €0.1m | €0.07m | €0.1m | €0.1m | ▼ 20.3% |
| Intangible fixed assets21 | €0.001m | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €0.02m | €0.05m | €0.1m | €0.08m | €0.09m | €0.06m | €0.1m | €0.1m | ▼ 21.3% |
| Plant, machinery and equipment23 | - | - | - | €0.004m | €0.003m | €0.002m | €0.001m | €0 | ▼ 100.0% |
| Furniture and vehicles24 | - | - | - | €0.07m | €0.09m | €0.06m | €0.1m | €0.1m | ▼ 21.0% |
| Financial fixed assets28 | €0.007m | €0.007m | €0.007m | €0.007m | €0.007m | €0.007m | €0.007m | €0.007m | = |
| Current assets29/58 | €0.7m | €0.8m | €1.1m | €1.3m | €1.5m | €1.7m | €2.0m | €1.2m | ▼ 40.1% |
| Stocks and contracts in progress3 | €0.5m | €0.5m | €0.6m | €0.5m | €0.6m | €0.6m | €0.5m | €0.5m | ▼ 1.9% |
| Stocks30/36 | - | - | - | €0.5m | €0.6m | €0.6m | €0.5m | €0.5m | ▼ 1.9% |
| Amounts receivable within one year40/41 | €0.07m | €0.08m | €0.05m | €0.04m | €0.06m | €0.02m | €0.006m | €0.04m | ▲ 529% |
| Trade receivables40 | - | - | - | €0.02m | €0.04m | €0.01m | €0.006m | €0.02m | ▲ 276% |
| Other amounts receivable41 | - | - | - | €0.02m | €0.02m | €0.008m | €0 | €0.01m | - |
| Current investments50/53 | - | - | - | - | - | - | €1.0m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.5m | €0.8m | €0.8m | €1.1m | €0.4m | €0.6m | ▲ 45.4% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.001m | €0 | €0.001m | €0.001m | ▲ 5.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.8m | €0.8m | €1.2m | €1.4m | €1.6m | €1.8m | €2.1m | €1.3m | ▼ 38.8% |
| Equity10/15 | €0.5m | €0.5m | €0.8m | €1.0m | €1.0m | €1.2m | €0.8m | €0.8m | ▼ 2.1% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | - | - | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | = |
| Profit (loss) carried forward14 | €0.4m | €0.5m | €0.8m | €1.0m | €1.0m | €1.2m | €0.8m | €0.7m | ▼ 2.1% |
| Amounts payable17/49 | €0.3m | €0.3m | €0.4m | €0.4m | €0.6m | €0.6m | €1.3m | €0.5m | ▼ 60.1% |
| Amounts payable after more than one year17 | €0.02m | €0.04m | €0.08m | €0.06m | €0.03m | €0.006m | €0 | - | - |
| Financial debts170/4 | - | - | - | €0.06m | €0.03m | €0.006m | €0 | - | - |
| Amounts payable within one year42/48 | €0.3m | €0.2m | €0.3m | €0.4m | €0.5m | €0.6m | €1.3m | €0.5m | ▼ 60.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.09m | €0.03m | €0.02m | €0.006m | €0 | ▼ 100% |
| Trade debts44 | €0.02m | €0.08m | €0.006m | €0.02m | €0.08m | €0.005m | €0.005m | €0.02m | ▲ 194% |
| Suppliers440/4 | - | - | - | €0.02m | €0.08m | €0.005m | €0.005m | €0.02m | ▲ 194% |
| Advances received on contracts in progress46 | - | - | - | €0.05m | €0.06m | €0.05m | €0.05m | €0.05m | ▲ 4.2% |
| Taxes, remuneration and social security45 | - | - | - | €0.04m | €0.05m | €0.04m | €0.04m | €0.03m | ▼ 29.0% |
| Taxes450/3 | - | - | - | €0.02m | €0.03m | €0.03m | €0.03m | €0.02m | ▼ 39.9% |
| Remuneration and social security454/9 | - | - | - | €0.02m | €0.02m | €0.007m | €0.009m | €0.01m | ▲ 6.4% |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.3m | €0.5m | €1.2m | €0.4m | ▼ 64.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.003m | €0.01m | €0.01m | €0.004m | ▼ 61.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €161,734 | €155,122 | €342,489 | €289,686 | €272,831 | €337,717 | €342,716 | €284,108 | ▼ 17.1% |
| + Depreciation and write-downs630 | €21,541 | €22,819 | €27,052 | €29,218 | €22,415 | €29,855 | €35,073 | €42,876 | ▲ 22.3% |
| Operating cash flow (approximation) | €183,275 | €177,941 | €369,541 | €318,904 | €295,246 | €367,571 | €377,788 | €326,984 | ▼ 13.4% |
| Investment in fixed assets (approximation) | - | -€46,981 | -€85,041 | €0 | -€34,940 | €0 | -€109,326 | -€14,620 | ▲ 86.6% |
| Change in cash | - | €45,137 | €276,745 | €297,080 | €54,529 | €255,617 | -€668,492 | €191,746 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 27-08-2026 | 2026-00449095 | NBB |
| 31-12-2024 | abbreviated format | 18-07-2025 | 2025-00299546 | |
| 31-12-2023 | abbreviated format | 31-07-2024 | 2024-00319935 | |
| 31-12-2022 | abbreviated format | 07-09-2023 | 2023-00443671 | |
| 31-12-2021 | abbreviated format | 01-09-2022 | 2022-20397260 | |
| 31-12-2020 | abbreviated format | 05-07-2021 | 2021-31200530 | |
| 31-12-2019 | abbreviated format | 10-07-2020 | 2020-29000342 | |
| 31-12-2018 | abbreviated format | 21-08-2019 | 2019-48800339 | |
| 31-12-2017 | abbreviated format | 30-08-2018 | 2018-56600337 | |
| 31-12-2016 | abbreviated format | 30-08-2017 | 2017-54200387 |
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerChain of control
- Neo Invest Group
- LOTSOF STOCKS
Owners 1
- Neo Invest GroupparentEquity €291,133 Profit of €744,933 in 2025 (profit of €194,580 in 2024) Checked score 82100%
Capital transactions
- 22-04-2024 Converted to available equity
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Van Passel Boris |
|
| Boon Matthias |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager en helft koper(s) naar evenredigheid verworven aantal bij meer kopers, ook bij weigering erfgenaam of legataris, elke…”
Articles of association, deed of 22-04-2024 (in Dutch)
Network & group
Connections & network
2 current directorsThe network starts from the directors of LOTSOF STOCKS. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-04
Gazette deed
Legal-form change · Resignations & appointmentsAmendment of the articles · Capital conversion · Capital4 points ▸
- General meeting, 10-04-2024
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “beschikbaar voor uitkering” (deed in Dutch)
- Capital
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
2 establishment units
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24001C0114/00X000 | Flanders | 1,725 m² | 1 · 374 m² | 4.7 m · 1 |
| 23020D0342/00R002 | Flanders | 1,575 m² | 1 · 1,312 m² | 9.0 m · 2 |