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Complete company report
Generated 09-07-2026
Active BE 0795.520.754Private limited company

LOSTE

Pottelberg(Mar) 175 ·8510 Kortrijk, Belgium· 3 yrs active
Sector: Cafés (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of LOSTE is 4.9% (elevated). The 2025 annual accounts show equity of €198k and a net result of €45k. Equity is growing by ~33.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €198k
Net result €45k
Active 3 yrs
Locations 2
Snowflake analysis 5 axes · computed by Checked
Health58Profitability100Solvency39Growth52Stability94
69 / 100

Strong profile, led by profitability.

Health 58
Profitability 100
Solvency 39
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.9% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
58 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 15-04-2026 with the NBB · fiscal year 2025 · verkort
€0€50k€100kOperating result 2023: €115k€115kNet result 2023: €89k€89kOperating result 2024: €85k€85kNet result 2024: €59k€59kOperating result 2025: €65k€65kNet result 2025: €45k€45k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~33.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2026: €250k (€234k - €265k)2027: €301k (€286k - €317k)2028: €353k (€337k - €369k)2023: €94k2024: €153k2025: €198k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€155k
+8.9% far above sector median
Net profit
€45k
-23.6% far above sector median
Cash flow
€135k
+16.3% far above sector median
Total assets
€688k
+33.3% +178% vs sector
Equity
€198k
+29.3% +42% vs sector
Working capital
€-44k
- far below sector median
Employees (FTE)
0
-100.0% -100% vs sector
Staff costs
€222k
+32.9% +3% vs sector
Income taxes
€5k
-62.5% -54% vs sector
Debt
€490k
+35.0% far above sector median
Debt ≤ 1y
€160k
+30.2% +170% vs sector
Debt > 1y
€330k
+37.5% +13% vs sector
Current ratio
0.73
-66.0% -81% vs sector
Quick ratio
0.69
-67.5% -80% vs sector
Solvency
28.8%
-3.0% -62% vs sector
Debt / equity
2.48
+4.4% far above sector median
ROE
22.7%
-40.9% far above sector median
ROA
6.5%
-42.7% far above sector median
Interest coverage
10.77
-12.9% +56% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€155k
Net profit€45k
Cash flow€135k
Staff costs€222k
Income taxes€5k
Dividends-
Total assets€688k
Equity€198k
Debt€490k
of which ≤ 1y€160k
of which > 1y€330k
Working capital€-44k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio0.73
Quick ratio0.69
Working capital ratio-6.4%
Solvency28.8%
Debt / equity2.48
Long-term debt ratio1.67
Interest coverage10.77
Gross margin-
Net margin-
ROA6.5%
ROE22.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€688k
Fixed assets 21/28€572k
Intangible fixed assets 21€146k
Tangible fixed assets 22/27€426k
Current assets 29/58€116k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€688k
Equity 10/15€198k
Contributions / capital 10/11€5k
Reserves 13€193k
Accumulated profits (losses) 14€0
Amounts payable 17/49€490k
Amounts payable after one year 17€330k
Amounts payable within one year 42/48€160k
Trade debts payable within one year 44€149k
Income statement
Gross operating margin 9900€499k
Operating result 9901€65k
Financial income 75€4
Financial charges 65€14k
Result before taxes 9903€50k
Income taxes 67/77€5k
Net result for the period 9904€45k
Result to be appropriated 9905€45k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Cafés(56301)
Legal form Private limited company(610)
Incorporation29-12-2022
StatusActive
Postal code8510
Establishment units 2 locations
LOSTE
Zeedijk ZN, 8620 NieuwpoortRestaurant van het traditionele type
since 20222.339.627.231
Tortu
Lombardsijdestraat 5F, 8620 NieuwpoortActiviteiten van eetgelegenheden met volledige bediening
since 20252.382.141.341
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026A0520/00M002 Flanders 3,314 m² 1 · 280 m² 8.0 m · 2 fl.
38402D0051/00A002 Flanders 564 m² 1 · 713 m² 20.3 m · 6 fl.
38402D0330/00B000 Flanders 246 m² 1 · 302 m² 30.2 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
30-04-2025
State Gazette act Director changes
04-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
02-07-2024
State Gazette act Director changes
LOSTE
06-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
30-04-2025 3 directors appointed Director changes
  • ROBRU BV, Bestuurder
  • Melissa CORDY, Dagelijks bestuur
  • Justine DEMAN, Dagelijks bestuur
Technical details 
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-30",
    "filing_date": "2025-04-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "bijzondere_algemene_vergadering",
      "date": "2025-02-21",
      "unanimous": null
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  "is_correction": false,
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    "kbo": "0795.520.754",
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  "publication_proxy": {
    "kind": "person",
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2024
02-07-2024 2 directors appointed, 2 resigning Director changes·LOSTE
  • LODE LEFEVRE, Bestuurder
  • LODE LEFEVRE, Bestuurder
  • LODE LEFEVRE, Bestuurder
  • LODE LEFEVRE, Bestuurder
Notary: LOSTE · Kortrijk
Technical details 
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      },
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    },
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      "person": {
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        "address": null,
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      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0833.234.948",
        "name": "D\u0026P Nieuwpoort BV",
        "address": "Robert Orlentpromenade 11A bus 0.01, 8620 Nieuwpoort",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Bijzondere Algemene Vergadering, geeft hierbij volmacht aan: Melissa CORDY en Justine DEMAN, vertegenwoordigers van D\u0026P Nieuwpoort BV, met zetel te Robert Orlentpromenade 11A bus 0.01, 8620 Nieuwpoort en ingeschreven in het rechtspersonenregister te Gent afdeling Veurne onder het nummer 0833.234.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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  ],
  "notary": {
    "name": "LOSTE",
    "firm_city": null,
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    "office_city": "Kortrijk",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-02",
    "filing_date": "2024-06-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
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      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0795.520.754",
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    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
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    "org_kbo": null,
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    "person_name": "Justine DEMAN",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Cafés en bars56301Cafés en bars56301Andere drinkgelegenheden56309Andere drinkgelegenheden56309
Primary activity highlighted.
Names & trade names
Legal nameNL LOSTE
Registered office
Pottelberg(Mar) 175
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Les Bleus BE 0401.801.813 · Dour
VICTORY BE 0420.383.350 · Blankenberge
TAVERNE D'EVERE BE 0420.754.623 · Schaarbeek
LEBA BE 0420.642.874 · Herentals
K.F.C. SCHOONBROEK BE 0413.337.388 · Retie
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative