LoSt
ActiveLoSt has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €6k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-8
Solvency51▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.75 in 2024; short-term debt: 49% and cash: 2.2% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d early
2021
17 d early
2020
26 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 16.4%
2024 · €34k
2018: €751
2019: €13k
2020: €22k
2021: €16k
2022: €-17k
2023: €27k
2024: €34k
2018 → 2025
Total assets
€154k▼ 34.4%
2024 · €234k
2018: €66k
2019: €91k
2020: €128k
2021: €125k
2022: €304k
2023: €263k
2024: €234k
2018 → 2025
Net result
€6k▼ 16.1%
2024 · €7k
2018: €9k
2019: €12k
2020: €8k
2021: €-5k
2022: €-34k
2023: €45k
2024: €7k
2018 → 2025
Working capital
€-41k▼ 27.6%
2024 · €-32k
2018: €12k
2019: €17k
2020: €33k
2021: €7k
2022: €-51k
2023: €-22k
2024: €-32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€-17k€27k€34k▲ 24.3%€40k▲ 16.4%
Operating result€-2k-€-29k▼ 1,304%€55k€18k▼ 67.3%€18k▲ 2.4%
Net result€-5k-€-34k▼ 538%€45k€7k▼ 85.2%€6k▼ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€119k▼ 13.0%
Current assets
€34k▼ 64.7%
Equity and liabilities €154k
Equity
€40k▲ 16.4%
Debt
€114k▼ 43.1%
The debt ratio falls from 85.5% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €38k
Cash flow
€26k▼
2024 · €27k
Solvency
25.7%▲
2024 · 14.5%
Current ratio
0.46▼
2024 · 0.75
Quick ratio
0.38▲
2024 · 0.17
Debt / equity
2.89▼
2024 · 5.90
ROE
14.1%▼
2024 · 19.5%
ROA
3.6%▲
2024 · 2.8%
Interest coverage
4.87▼
2024 · 6.30
Debt
€114k▼
2024 · €200k
Debt ≤ 1 year
€75k▼
2024 · €129k
Debt > 1 year
€39k▼
2024 · €71k
Income taxes
€5k▼
2024 · €5k
Staff costs
€42k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€154k▼
Fixed assets21/28€137k€119k▼
Tangible fixed assets22/27€135k€117k▼
Plant, machinery and equipment23€2k€636▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€130k€114k▼
Financial fixed assets28€2k€2k=
Current assets29/58€97k€34k▼
Stocks and contracts in progress3€76k€6k▼
Stocks30/36€76k€6k▼
Amounts receivable within one year40/41€19k€24k▲
Trade receivables40€19k€21k▲
Other amounts receivable41€407€3k▲
Cash at bank and in hand54/58€408€3k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€234k€154k▼
Equity10/15€34k€40k▲
Contributions10/11€19k€19k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€7k€12k▲
Amounts payable17/49€200k€114k▼
Amounts payable after more than one year17€71k€39k▼
Financial debts170/4€71k€39k▼
Amounts payable within one year42/48€129k€75k▼
Current portion of amounts payable after more than one year42€31k€32k▲
Financial debts43€16k€1k▼
Credit institutions430/8€16k€1k▼
Trade debts44€39k€4k▼
Suppliers440/4€39k€4k▼
Taxes, remuneration and social security45€30k€38k▲
Taxes450/3€24k€38k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€13k€81▼
Income statement
Code20242025
Remuneration, social security and pensions62€67k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€111k€87k▼
Operating profit (loss)9901€18k€18k▲
Financial income75/76B-€113
Recurring financial income75-€113
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€12k▲
Profit (loss) brought forward from the previous period14P€0€7k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €45k
Net result €45k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blindestraat 242800 MechelenGround area
530 m²
Building footprint
107 m²
Volume, LiDAR
1 m³
2 parcels, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Atelier BéBé
since 20162.254.792.912
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0928/00C000 | Flanders | 303 m² | 1 · 107 m² | 0.1 m |
| 12025D1038/00X000 | Flanders | 227 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,294 EUR awarded · 2,294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 294 EUR | 294 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 284 companies in sector 47554 we hold annual accounts for 92. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2016
Fiscal year end31-12
Activities, NACEBEL
47554Retail trade
47640Retail sale of games and toys
47650Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.