LoSim
ActiveSummary
LoSim has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €43k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+22
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 1.96 in 2024; short-term debt: 28.7% and cash: 53.6% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.3%
Return on assets
63.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
16 d early
2023
26 d early
2022
4 d early
2021
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 15.7%
2024 · €41k
2021: €27k
2022: €42k
2023: €50k
2024: €41k
2021 → 2025
Total assets
€67k▼ 19.9%
2024 · €84k
2021: €47k
2022: €73k
2023: €78k
2024: €84k
2021 → 2025
Net result
€43k▲ 17.8%
2024 · €36k
2021: €22k
2022: €16k
2023: €8k
2024: €36k
2021 → 2025
Working capital
€45k▲ 11.1%
2024 · €41k
2021: €18k
2022: €38k
2023: €49k
2024: €41k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€42k▲ 58.2%€50k▲ 18.1%€41k▼ 17.7%€48k▲ 15.7%
Operating result€28k-€21k▼ 25.0%€13k▼ 38.2%€50k▲ 282%€57k▲ 15.6%
Net result€22k-€16k▼ 28.5%€8k▼ 50.7%€36k▲ 371%€43k▲ 17.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€2k ▲ 372%
Current assets
€64k ▼ 22.4%
Equity and liabilities €67k
Equity
€48k ▲ 15.7%
Debt
€19k ▼ 54.6%
Debt's share of the balance-sheet total falls from 50.7% to 28.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2024 · €50k
Cash flow
€43k▲
2024 · €37k
Current ratio
3.35▲
2024 · 1.96
Debt to equity
0.40▼
2024 · 1.03
ROE
89.5%▲
2024 · 87.9%
ROA
63.8%▲
2024 · 43.4%
Interest coverage
23.95▲
2024 · 19.50
Debt ≤ 1 year
€19k▼
2024 · €42k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€67k▼
Fixed assets21/28€528€2k▲
Tangible fixed assets22/27€528€2k▲
Furniture and vehicles24€528€2k▲
Current assets29/58€83k€64k▼
Amounts receivable after more than one year29-€8k
Other amounts receivable291-€8k
Amounts receivable within one year40/41€1k€19k▲
Trade receivables40€140€17k▲
Other amounts receivable41€977€2k▲
Cash at bank and in hand54/58€80k€36k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€67k▼
Equity10/15€41k€48k▲
Contributions10/11€5k€5k=
Reserves13€36k€43k▲
Distributable reserves133€36k€43k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€42k€19k▼
Amounts payable within one year42/48€42k€19k▼
Trade debts44€3k€768▼
Suppliers440/4€3k€768▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€33k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281€568▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€52k€60k▲
Operating profit (loss)9901€50k€57k▲
Financial income75/76B€197€215▲
Recurring financial income75€197€215▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€47k€55k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€36k€43k▲
Profit (loss) for the period to be appropriated9905€36k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€43k▲
Transfer from equity791/2€45k€36k▼
Transfer to equity691/2€36k€43k▲
To other reserves6921€36k€43k▲
Profit to be distributed694/7€45k€36k▼
Return on contributions (dividend)694€45k€36k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €43k ▲17.8%
Operating result €57k, net result €43k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼50.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mariakerksesteenweg 1219031 GentGround area
429 m²
Building footprint
118 m²
Volume, LiDAR
746 m³
Parcel 44017C0454/00T007, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LoSim
since 20202.314.907.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0454/00T007 | Flanders | 429 m² | 1 · 118 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOGOCODE
BE 0798.707.797
Anderlecht · Eq €47,737
CKNI CONSULT
BE 0704.861.881
Vilvoorde · Eq €47,740
WEZEL SAFETY
BE 1000.336.947
Wuustwezel · Eq €47,741
KAVEMAN
BE 1003.522.111
Gent · Eq €47,750
BSM Management
BE 0894.201.428
Genappe · Eq €47,720
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.