CKNI CONSULT
ActiveSummary
CKNI CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €162k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency51▼-41
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.69 against 2.78 in 2024; short-term debt: 69.8% and cash: 20.6% of total assets), and 74.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
87.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
28 d early
2023
22 d early
2022
34 d early
2021
30 d early
2020
27 d late
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 73.1%
2024 · €177k
2019: €30k
2020: €105k
2021: €259k
2022: €19k
2023: €458k
2024: €177k
2019 → 2025
Total assets
€184k▼ 30.8%
2024 · €266k
2019: €43k
2020: €262k
2021: €374k
2022: €528k
2023: €573k
2024: €266k
2019 → 2025
Net result
€162k
2024 · €-39k
2019: €12k
2020: €75k
2021: €154k
2022: €127k
2023: €696k
2024: €-39k
2019 → 2025
Working capital
€-40k
2024 · €111k
2019: €18k
2020: €186k
2021: €323k
2022: €59k
2023: €467k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€19k▼ 92.6%€458k▲ 2,288%€177k▼ 61.3%€48k▼ 73.1%
Operating result€201k-€189k▼ 5.9%€957k▲ 405%€-37k€222k
Net result€154k-€127k▼ 17.4%€696k▲ 446%€-39k€162k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €222k after a loss of €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€96k ▲ 3.2%
Current assets
€88k ▼ 49.0%
Equity and liabilities €184k
Equity
€48k ▼ 73.1%
Debt
€136k ▲ 53.5%
Debt's share of the balance-sheet total rises from 33.4% to 74.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€227k▲
2024 · €-34k
Cash flow
€166k▲
2024 · €-37k
Current ratio
0.69▼
2024 · 2.78
Debt to equity
2.86▲
2024 · 0.50
ROE
338.6%▲
2024 · -22.1%
ROA
87.8%▲
2024 · -14.7%
Interest coverage
278.00▲
2024 · -20.41
Debt ≤ 1 year
€129k▲
2024 · €62k
Debt > 1 year
€8k▼
2024 · €26k
Income taxes
€60k▲
2024 · €823
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€266k€184k▼
Fixed assets21/28€93k€96k▲
Tangible fixed assets22/27€18k€21k▲
Land and buildings22€7k€7k▼
Plant, machinery and equipment23€985€852▼
Furniture and vehicles24€10k€13k▲
Financial fixed assets28€75k€75k=
Current assets29/58€173k€88k▼
Amounts receivable within one year40/41€30k€29k▼
Trade receivables40€457€0▼
Other amounts receivable41€29k€29k=
Cash at bank and in hand54/58€94k€38k▼
Deferred charges and accrued income490/1€50k€21k▼
Equity and liabilities
Total equity and liabilities10/49€266k€184k▼
Equity10/15€177k€48k▼
Contributions10/11€4k€4k=
Reserves13€174k€44k▼
Non-distributable reserves130/1€578€578=
Reserves not available under the articles1311€578€578=
Distributable reserves133€173k€44k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€89k€136k▲
Amounts payable after more than one year17€26k€8k▼
Financial debts170/4€26k€8k▼
Amounts payable within one year42/48€62k€129k▲
Current portion of amounts payable after more than one year42€18k€64k▲
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€0€15k▲
Taxes450/3€0€15k▲
Other amounts payable47/48€36k€44k▲
Income statement
Code20242025
Non-recurring operating income76A€10k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-32k€228k▲
Operating profit (loss)9901€-37k€222k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€815▼
Recurring financial charges65€2k€815▼
Profit (loss) for the period before taxes9903€-38k€221k▲
Income taxes67/77€823€60k▲
Profit (loss) for the period9904€-39k€162k▲
Profit (loss) for the period to be appropriated9905€-39k€162k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€162k▲
Transfer from equity791/2€281k€130k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€241k€291k▲
Return on contributions (dividend)694€241k€291k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €162k
Net result €162k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-39k ▼106%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €696k ▲446%
Operating result €957k, net result €696k, both a record.
31-12
Financial
Liquidity times 7current ratio 7.68
Current ratio from 1.13 to 7.68; short-term debt falls from €446k to €70k.
31-12
Financial
Equity above €200kEq €458k ▲2288%
5 profitable years in a row build equity to €458k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 10.56
Current ratio from 4.17 to 10.56; short-term debt falls from €59k to €34k.
31-12
Financial
Equity above €200kEq €259k ▲147%
3 profitable years in a row build equity to €259k.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €105k ▲248%
2 profitable years in a row build equity to €105k.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damstraat 171800 VilvoordeGround area
1,665 m²
Building footprint
183 m²
Volume, LiDAR
978 m³
Parcel 23643G0131/00P000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CKNI CONSULT
since 20182.280.700.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643G0131/00P000 | Flanders | 1,665 m² | 1 · 183 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:abdel-karim.amelah@ing.be