Skip to content

LOSDYCK

Active
Private limited companyfounded 198145 yrs activeWaverse steenweg 1227, 1160 Oudergem, BelgiumKBO/BCE: BE 0421.179.443
Summary

LOSDYCK has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,315) and a net result of €10,994. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.54 in 2024; short-term debt: 127.6% and cash: 14.5% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 45 years 0 50 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-27.6%
Return on assets
48.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8190 sector peers (2025).
NBB · sector comparison
Position among 8190 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
2 d early
2023
14 d early
2022
17 d early
2021
4 d late
2020
26 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LOSDYCK was incorporated on 23 January 1981.1 Total assets fell from EUR 171,481 in 2018 to EUR 22,850 in 2025 and headcount from 1.2 full-time equivalents in 2018 to 0.8 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2023 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10,994▼ 34.8%
2024 · €16,869
Working capital
-€7,528▲ 63.1%
2024 · -€20,411
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€69,196-€52,489▲ 24.1%-€35,560▲ 32.3%€19,309€16,350▼ 15.3%
Net result-€70,830below the sector's middle half-€54,614below the sector's middle half▲ 22.9%-€37,026below the sector's middle half▲ 32.2%€16,869within the sector's middle half€10,994within the sector's middle half▼ 34.8%
Equity€57,463within the sector's middle half▼ 55.2%€2,849below the sector's middle half▼ 95.0%-€34,177below the sector's middle half-€17,308below the sector's middle half▲ 49.4%-€6,315below the sector's middle half▲ 63.5%
Total assets€87,136within the sector's middle half▼ 48.1%€194,377within the sector's middle half▲ 123%€106,446below the sector's middle half▼ 45.2%€26,601below the sector's middle half▼ 75.0%€22,850below the sector's middle half▼ 14.1%
Debt€29,673▼ 24.9%€191,529▲ 545%€140,623▼ 26.6%€43,909▼ 68.8%€29,165▼ 33.6%
Working capital€32,534within the sector's middle half▼ 62.2%-€7,239below the sector's middle half-€38,985below the sector's middle half▼ 439%-€20,411below the sector's middle half▲ 47.6%-€7,528below the sector's middle half▲ 63.1%
Solvency65.9%within the sector's middle half▼ 10.5pp1.5%below the sector's middle half▼ 64.5pp-32.1%below the sector's middle half▼ 33.6pp-65.1%below the sector's middle half▼ 33.0pp-27.6%below the sector's middle half▲ 37.4pp
Current ratio2.10within the sector's middle half▼ 1.080.96within the sector's middle half▼ 1.130.72below the sector's middle half▼ 0.240.54below the sector's middle half▼ 0.190.74below the sector's middle half▲ 0.21
Return on assets (ROA)-81.3%below the sector's middle half▼ 106.0pp-28.1%below the sector's middle half▲ 53.2pp-34.8%below the sector's middle half▼ 6.7pp63.4%above the sector's middle half▲ 98.2pp48.1%above the sector's middle half▼ 15.3pp
Staff (FTE)2▲ 33.3%1.2▼ 40.0%0.8below the sector's middle half▼ 33.3%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€75,000-€50,000-€25,000€0€25,000Operating result 2021: -€69,196-€69,196Net result 2021: -€70,830-€70,830Operating result 2022: -€52,489-€52,489Net result 2022: -€54,614-€54,614Operating result 2023: -€35,560-€35,560Net result 2023: -€37,026-€37,026Operating result 2024: €19,309€19,309Net result 2024: €16,869€16,869Operating result 2025: €16,350€16,350Net result 2025: €10,994€10,99420212022202320242025-€40,000-€20,000€0€20,000Operating result 2023: -€35,560-€35,600Net result 2023: -€37,026-€37,000Operating result 2024: €19,309€19,300Net result 2024: €16,869€16,900Operating result 2025: €16,350€16,400Net result 2025: €10,994€11,000202320242025
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,850
Fixed assets €1,213 ▼ 60.9%
Current assets €21,637 ▼ 7.9%
Equity and liabilities
Equity-€6,315
Debt€29,165
Equity is negative: debt (€29,165) exceeds the balance-sheet total (€22,850).
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,239▼
2024 · €21,198
Cash flow
€12,883▼
2024 · €18,758
Interest coverage
8.08▼
2024 · 8.68
Debt ≤ 1 year
€29,165▼
2024 · €43,909
Income taxes
€3,355
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
5.3% stopped otherwise
92% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€26,601€22,850▼
Fixed assets21/28€3,103€1,213▼
Intangible fixed assets21€3,103€1,213▼
Current assets29/58€23,498€21,637▼
Amounts receivable within one year40/41€10,726€18,314▲
Trade receivables40€4,935€10,663▲
Other amounts receivable41€5,791€7,651▲
Cash at bank and in hand54/58€12,772€3,323▼
Equity and liabilities
Total equity and liabilities10/49€26,601€22,850▼
Equity10/15-€17,308-€6,315▲
Contributions10/11€18,592€18,592=
Reserves13€61,859€61,859=
Distributable reserves133€61,859€61,859=
Profit (loss) carried forward14-€97,760-€86,766▲
Amounts payable17/49€43,909€29,165▼
Amounts payable within one year42/48€43,909€29,165▼
Trade debts44€43,102€27,194▼
Suppliers440/4€43,102€27,194▼
Taxes, remuneration and social security45€807€1,971▲
Taxes450/3€807€1,971▲
Income statement Code20242025
Remuneration, social security and pensions62€329-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,889€1,889=
Other operating charges640/8€384€416▲
Gross operating margin9900€21,911€18,656▼
Operating profit (loss)9901€19,309€16,350▼
Financial income75/76B€2€255▲
Recurring financial income75€2€255▲
Financial charges65/66B€2,442€2,256▼
Recurring financial charges65€2,442€2,256▼
Profit (loss) for the period before taxes9903€16,869€14,349▼
Income taxes67/77-€3,355
Profit (loss) for the period9904€16,869€10,994▼
Profit (loss) for the period to be appropriated9905€16,869€10,994▼
Appropriation of the result
Profit (loss) to be appropriated9906-€97,760-€86,766▲
Profit (loss) brought forward from the previous period14P-€114,629-€97,760▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€46,248€48,850€17,230€329--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,353€14,750€10,854€1,889€1,889=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€19,863-€19,863---
Other operating charges640/8€348€348€384€384€416▲ 8.3%
Non-recurring operating charges66A--€19,863---
Gross operating margin9900-€5,248€31,322-€7,091€21,911€18,656▼ 14.9%
Operating profit (loss)9901-€69,196-€52,489-€35,560€19,309€16,350▼ 15.3%
Financial income75/76B€276€15€3,009€2€255▲ 16,011%
Recurring financial income75€276€15€3,009€2€255▲ 16,011%
Financial charges65/66B€1,910€2,140€4,475€2,442€2,256▼ 7.6%
Recurring financial charges65€1,910€2,140€4,475€2,442€2,256▼ 7.6%
Profit (loss) for the period before taxes9903-€70,830-€54,614-€37,026€16,869€14,349▼ 14.9%
Income taxes67/77----€3,355-
Profit (loss) for the period9904-€70,830-€54,614-€37,026€16,869€10,994▼ 34.8%
Profit (loss) for the period to be appropriated9905-€70,830-€54,614-€37,026€16,869€10,994▼ 34.8%
Line20212022202320242025Change
Assets
Total assets20/58€87,136€194,377€106,446€26,601€22,850▼ 14.1%
Fixed assets21/28€24,929€10,179€4,992€3,103€1,213▼ 60.9%
Intangible fixed assets21€24,929€10,179€4,992€3,103€1,213▼ 60.9%
Current assets29/58€62,207€184,199€101,454€23,498€21,637▼ 7.9%
Amounts receivable within one year40/41€41,350€123,275€71,621€10,726€18,314▲ 70.7%
Trade receivables40€34,665€120,834€71,621€4,935€10,663▲ 116%
Other amounts receivable41€6,685€2,442-€5,791€7,651▲ 32.1%
Cash at bank and in hand54/58€20,510€60,706€29,607€12,772€3,323▼ 74.0%
Deferred charges and accrued income490/1€347€218€226---
Equity and liabilities
Total equity and liabilities10/49€87,136€194,377€106,446€26,601€22,850▼ 14.1%
Equity10/15€57,463€2,849-€34,177-€17,308-€6,315▲ 63.5%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€61,859€61,859€61,859€61,859€61,859=
Non-distributable reserves130/1€1,859-----
Reserves not available under the articles1311€1,859-----
Distributable reserves133€60,000€61,859€61,859€61,859€61,859=
Profit (loss) carried forward14-€22,988-€77,603-€114,629-€97,760-€86,766▲ 11.2%
Amounts payable17/49€29,673€191,529€140,623€43,909€29,165▼ 33.6%
Amounts payable within one year42/48€29,673€191,438€140,439€43,909€29,165▼ 33.6%
Trade debts44€23,478€184,273€138,512€43,102€27,194▼ 36.9%
Suppliers440/4€23,478€184,273€138,512€43,102€27,194▼ 36.9%
Taxes, remuneration and social security45€6,195€7,165€1,927€807€1,971▲ 144%
Taxes450/3€1,465€1,385€1,927€807€1,971▲ 144%
Remuneration and social security454/9€4,731€5,780----
Accrued charges and deferred income492/3-€91€184---
Line20212022202320242025Change
Profit (loss) for the period9904-€70,830-€54,614-€37,026€16,869€10,994▼ 34.8%
+ Depreciation and write-downs630€17,353€14,750€10,854€1,889€1,889=
Operating cash flow (approximation)-€53,478-€39,864-€26,172€18,758€12,883▼ 31.3%
Investment in fixed assets (approximation)-€0-€5,667€0€0-
Change in cash-€40,195-€31,098-€16,835-€9,449▲ 43.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €16,869
Net result €16,869 after 3 loss-making years.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
14-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial Weakest financial yearnet -€70,830
Net result drops to -€70,830, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2018net €41,551 ▲884%
Operating result €45,917, net result €41,551, both a record.
31-12
Financial Equity above €100,000Eq €128,293 ▲47.9%
2 profitable years in a row build equity to €128,293.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €4,221
Net result €4,221 after one loss-making year.
Show earlier events
29-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
16-03
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oudergem · 2 establishment units since 1981
seat establishment All 2 establishment units on the map
Ground area
364 m²
2 parcels, Brussels. Linked by address, not a title deed.
2 establishment units
COLORSQUARE
Waverse steenweg 1227, 1160 OudergemNACE 5141003
since 19812.018.477.750
Miniox / Losdyck
Waterloose Steenweg 643, 1050 ElseneWholesale trade
since 20202.304.150.569
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0342/00T014 Brussels 235 m² - -
21002A0197/00F002 Brussels 129 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. O. W. T. Gérance 99.73%
  2. CHROMA 100%
  3. LOSDYCK

Highest known parent: O. W. T. Gérance. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 472 companies in this sector we hold annual accounts for 336. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-01-1981
Fiscal year end31-12
Trade name FR «Color », « Colour Square », « Qualia Square», «Qualia" , "Rose"
Activities, NACEBEL 2025
46442Wholesale trade
46412Wholesale of household textiles and bedding
Contact
E-mail info@miniox.beElsene
Phone 023433333Elsene
E-invoicing
Reachable via Peppol
Peppol ID 0208:0421179443
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.