LOSDYCK
ActiveSummary
LOSDYCK has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.54 in 2024; short-term debt: 127.6% and cash: 14.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.6%
Return on assets
48.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8048 sector peers (2025).
NBB · sector comparisonPosition among 8048 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
2 d early
2023
14 d early
2022
17 d early
2021
4 d late
2020
26 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 34.8%
2024 · €17k
2018: €-45k
2019: €4k▲ +109% vs 2018
2020: €42k▲ +884% vs 2019highest in 8 years
2021: €-71k▼ -270% vs 2020lowest in 8 years
2022: €-55k▲ +22.9% vs 2021
2023: €-37k▲ +32.2% vs 2022
2024: €17k▲ +146% vs 2023
2025: €11k▼ -34.8% vs 2024
2018 → 2025
Working capital
€-8k▲ 63.1%
2024 · €-20k
2018: €84k
2019: €75k▼ -11.1% vs 2018
2020: €86k▲ +14.6% vs 2019highest in 8 years
2021: €33k▼ -62.2% vs 2020
2022: €-7k▼ -122% vs 2021
2023: €-39k▼ -439% vs 2022lowest in 8 years
2024: €-20k▲ +47.6% vs 2023
2025: €-8k▲ +63.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€3k▼ 95.0%€-34k€-17k▲ 49.4%€-6k▲ 63.5%
2021: €57khighest in 5 years
2022: €3k▼ -95.0% vs 2021
2023: €-34k▼ -1300% vs 2022lowest in 5 years
2024: €-17k▲ +49.4% vs 2023
2025: €-6k▲ +63.5% vs 2024
Operating result€-69k-€-52k▲ 24.1%€-36k▲ 32.3%€19k€16k▼ 15.3%
2021: €-69klowest in 5 years
2022: €-52k▲ +24.1% vs 2021
2023: €-36k▲ +32.3% vs 2022
2024: €19k▲ +154% vs 2023highest in 5 years
2025: €16k▼ -15.3% vs 2024
Net result€-71k-€-55k▲ 22.9%€-37k▲ 32.2%€17k€11k▼ 34.8%
2021: €-71klowest in 5 years
2022: €-55k▲ +22.9% vs 2021
2023: €-37k▲ +32.2% vs 2022
2024: €17k▲ +146% vs 2023highest in 5 years
2025: €11k▼ -34.8% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€1k ▼ 60.9%
Current assets
€22k ▼ 7.9%
Key figures and ratios
EBITDA
€18k▼
2024 · €21k
Cash flow
€13k▼
2024 · €19k
Solvency
-27.6%▲
2024 · -65.1%
Current ratio
0.74▲
2024 · 0.54
Debt to equity
-4.62▼
2024 · -2.54
ROA
48.1%▼
2024 · 63.4%
Interest coverage
8.08▼
2024 · 8.68
Debt
€29k▼
2024 · €44k
Debt ≤ 1 year
€29k▼
2024 · €44k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€23k▼
Fixed assets21/28€3k€1k▼
Intangible fixed assets21€3k€1k▼
Current assets29/58€23k€22k▼
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€13k€3k▼
Equity and liabilities
Total equity and liabilities10/49€27k€23k▼
Equity10/15€-17k€-6k▲
Contributions10/11€19k€19k=
Reserves13€62k€62k=
Distributable reserves133€62k€62k=
Profit (loss) carried forward14€-98k€-87k▲
Amounts payable17/49€44k€29k▼
Amounts payable within one year42/48€44k€29k▼
Trade debts44€43k€27k▼
Suppliers440/4€43k€27k▼
Taxes, remuneration and social security45€807€2k▲
Taxes450/3€807€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€329-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€384€416▲
Gross operating margin9900€22k€19k▼
Operating profit (loss)9901€19k€16k▼
Financial income75/76B€2€255▲
Recurring financial income75€2€255▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€17k€14k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€17k€11k▼
Profit (loss) for the period to be appropriated9905€17k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-98k€-87k▲
Profit (loss) brought forward from the previous period14P€-115k€-98k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €46k | €49k | €17k | €329 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €15k | €11k | €2k | €2k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €20k | €-20k | - | - | - |
| Other operating charges640/8 | €348 | €348 | €384 | €384 | €416 | ▲ 8.3% |
| Non-recurring operating charges66A | - | - | €20k | - | - | - |
| Gross operating margin9900 | €-5k | €31k | €-7k | €22k | €19k | ▼ 14.9% |
| Operating profit (loss)9901 | €-69k | €-52k | €-36k | €19k | €16k | ▼ 15.3% |
| Financial income75/76B | €276 | €15 | €3k | €2 | €255 | ▲ 16,011% |
| Recurring financial income75 | €276 | €15 | €3k | €2 | €255 | ▲ 16,011% |
| Financial charges65/66B | €2k | €2k | €4k | €2k | €2k | ▼ 7.6% |
| Recurring financial charges65 | €2k | €2k | €4k | €2k | €2k | ▼ 7.6% |
| Profit (loss) for the period before taxes9903 | €-71k | €-55k | €-37k | €17k | €14k | ▼ 14.9% |
| Income taxes67/77 | - | - | - | - | €3k | - |
| Profit (loss) for the period9904 | €-71k | €-55k | €-37k | €17k | €11k | ▼ 34.8% |
| Profit (loss) for the period to be appropriated9905 | €-71k | €-55k | €-37k | €17k | €11k | ▼ 34.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87k | €194k | €106k | €27k | €23k | ▼ 14.1% |
| Fixed assets21/28 | €25k | €10k | €5k | €3k | €1k | ▼ 60.9% |
| Intangible fixed assets21 | €25k | €10k | €5k | €3k | €1k | ▼ 60.9% |
| Current assets29/58 | €62k | €184k | €101k | €23k | €22k | ▼ 7.9% |
| Amounts receivable within one year40/41 | €41k | €123k | €72k | €11k | €18k | ▲ 70.7% |
| Trade receivables40 | €35k | €121k | €72k | €5k | €11k | ▲ 116% |
| Other amounts receivable41 | €7k | €2k | - | €6k | €8k | ▲ 32.1% |
| Cash at bank and in hand54/58 | €21k | €61k | €30k | €13k | €3k | ▼ 74.0% |
| Deferred charges and accrued income490/1 | €347 | €218 | €226 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87k | €194k | €106k | €27k | €23k | ▼ 14.1% |
| Equity10/15 | €57k | €3k | €-34k | €-17k | €-6k | ▲ 63.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €62k | €62k | €62k | €62k | €62k | = |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €60k | €62k | €62k | €62k | €62k | = |
| Profit (loss) carried forward14 | €-23k | €-78k | €-115k | €-98k | €-87k | ▲ 11.2% |
| Amounts payable17/49 | €30k | €192k | €141k | €44k | €29k | ▼ 33.6% |
| Amounts payable within one year42/48 | €30k | €191k | €140k | €44k | €29k | ▼ 33.6% |
| Trade debts44 | €23k | €184k | €139k | €43k | €27k | ▼ 36.9% |
| Suppliers440/4 | €23k | €184k | €139k | €43k | €27k | ▼ 36.9% |
| Taxes, remuneration and social security45 | €6k | €7k | €2k | €807 | €2k | ▲ 144% |
| Taxes450/3 | €1k | €1k | €2k | €807 | €2k | ▲ 144% |
| Remuneration and social security454/9 | €5k | €6k | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €91 | €184 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-71k | €-55k | €-37k | €17k | €11k | ▼ 34.8% |
| + Depreciation and write-downs630 | €17k | €15k | €11k | €2k | €2k | = |
| Operating cash flow (approximation) | €-53k | €-40k | €-26k | €19k | €13k | ▼ 31.3% |
| Investment in fixed assets (approximation) | - | €0 | €-6k | €0 | €0 | - |
| Change in cash | - | €40k | €-31k | €-17k | €-9k | ▲ 43.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €42k ▲884%
Operating result €46k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €128k ▲47.9%
2 profitable years in a row build equity to €128k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
Show earlier events
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 2 establishment units since 1981
Ground area
364 m²
2 parcels, Brussels. Linked by address, not a title deed.
2 establishment units
COLORSQUARE
since 19812.018.477.750
Miniox / Losdyck
since 20202.304.150.569
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0342/00T014 | Brussels | 235 m² | - | - |
| 21002A0197/00F002 | Brussels | 129 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 472 companies in sector 46442 we hold annual accounts for 334. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-1981
Fiscal year end31-12
Trade name FR
«Color », « Colour Square », « Qualia Square», «Qualia" , "Rose"
Activities, NACEBEL 2025
46442Wholesale trade
46412Wholesale of household textiles and bedding
Contact
E-mail
info@miniox.beElsene
Phone
023433333Elsene
Scores and ratios are computed by Checked and are not a credit decision.